TRUSTCO BANK CORP N Y(TRST)Stock Analysis
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Rank #1,590 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
TRST Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for TRUSTCO BANK CORP N Y (TRST), a Financials sector company. 13F Pro's AI-powered ranking engine scores TRST at 50.6/100 on a 32-signal composite quality model, placing it at rank #1,590 of 2,962 stocks — the bottom half of the AI-ranked universe. TRST scores in the top quartile across profitability (93.3), free cash flow (84.3). Areas of concern include revenue scale (23.6) and institutional flow (36.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), TRUSTCO BANK CORP N Y reports quarterly revenue of $51.5M, net income of $17.0M, an operating margin of 43.7%. Top institutional holders of TRST by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, SYSTEMATIC FINANCIAL MANAGEMENT, based on the most recent SEC filings. TRST trades on the Nasdaq exchange and files with the SEC under CIK 357301. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TRST daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for TRUSTCO BANK CORP N Y directly from SEC EDGAR. TRUSTCO BANK CORP N Y's 13F Pro composite quality score has ranged between 35 and 57 since 2026, currently 50.6 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$51.5M
Net Income
Q2 2026
$17.0M
Free Cash Flow
Q2 2026
$25.5M
Operating Margin
Q2 2026
43.7%
ROIC
Q2 2026
11.8%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+9.4% YoYNet Income
+25.2% YoYEPS (Diluted)
+26.5% YoYTotal Assets
+3.2% YoYTotal Debt
+41.6% YoYOp. Cash Flow
-3.1% YoYFree Cash Flow
-16.2% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $187.9M +9.4% | $171.8M -9.7% | $190.2M -4.6% | $199.4M +11.8% | $178.3M +4.4% | $170.8M |
| Net Income | $61.1M +25.2% | $48.8M -16.7% | $58.6M -22.0% | $75.2M +22.3% | $61.5M +17.3% | $52.5M |
| EPS (Diluted) | $3.25 +26.5% | $2.57 -16.6% | $3.08 -21.6% | $3.93 +23.2% | $3.19 +17.3% | $2.72 |
| Total Assets | $6.44B +3.2% | $6.24B +1.1% | $6.17B +2.8% | $6.00B -3.2% | $6.20B +5.0% | $5.90B |
| Total Debt | $120.1M +41.6% | $84.8M -4.7% | $89.0M -27.5% | $122.7M -49.9% | $244.7M +13.9% | $214.8M |
| Operating Cash Flow | $57.6M -3.1% | $59.4M -7.3% | $64.1M -18.4% | $78.6M +42.0% | $55.4M -10.9% | $62.2M |
| Free Cash Flow | $45.7M -16.2% | $54.6M -6.7% | $58.5M -21.9% | $74.8M +42.5% | $52.5M -9.9% | $58.3M |
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Available Research
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Top Institutional Holders of TRST
BlackRock, Inc.
$138.2M2,517,431 shDIMENSIONAL FUND ADVISORS LP
$62.6M1,140,201 shSYSTEMATIC FINANCIAL MANAGEMENT LP
$60.5M1,101,023 shSTATE STREET CORP
$51.0M922,845 shHoldCo Asset Management, LP
$47.9M872,744 shVANGUARD CAPITAL MANAGEMENT LLC
$41.2M749,594 shAMERICAN CENTURY COMPANIES INC
$33.5M609,410 shGEODE CAPITAL MANAGEMENT, LLC
$28.4M516,614 shVANGUARD PORTFOLIO MANAGEMENT LLC
$21.2M386,844 shInvesco Ltd.
$16.3M296,934 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $138.2M | 2,517,431 |
| DIMENSIONAL FUND ADVISORS LP | $62.6M | 1,140,201 |
| SYSTEMATIC FINANCIAL MANAGEMENT LP | $60.5M | 1,101,023 |
| STATE STREET CORP | $51.0M | 922,845 |
| HoldCo Asset Management, LP | $47.9M | 872,744 |
| VANGUARD CAPITAL MANAGEMENT LLC | $41.2M | 749,594 |
| AMERICAN CENTURY COMPANIES INC | $33.5M | 609,410 |
| GEODE CAPITAL MANAGEMENT, LLC | $28.4M | 516,614 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $21.2M | 386,844 |
| Invesco Ltd. | $16.3M | 296,934 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is TRST a good stock to buy?
13F Pro's AI-powered analysis of TRUSTCO BANK CORP N Y (TRST) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for TRST are available on the TRST stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. TRST is classified as a small company.
Which hedge funds own TRST?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling TRST. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of TRUSTCO BANK CORP N Y's investment landscape.