MetroCity Bankshares, Inc.(MCBS)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

MetroCity Bankshares, Inc. (MCBS) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores MCBS at 63.7/100 on a 32-signal composite quality model, placing it at rank #596 of 2,962 stocks — the top 25% of the AI-ranked universe. MCBS scores in the top quartile across profitability (96.2), free cash flow (93.0), revenue growth (80.5). Areas of concern include revenue scale (22.6) and earnings quality (35.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 41.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), MetroCity Bankshares, Inc. reports quarterly revenue of $49.8M, net income of $22.1M, an operating margin of 61.5%. Top institutional holders of MCBS by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, AMERICAN CENTURY COMPANIES, based on the most recent SEC filings. MCBS trades on the Nasdaq exchange and files with the SEC under CIK 1747068. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MCBS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for MetroCity Bankshares, Inc. directly from SEC EDGAR.

AI Quality Score

63.7/100

AI Rank

#596

Revenue

$49.8M

Net Income

$22.1M

Operating Margin

61.5%

MCBS key financials by period

MetroCity Bankshares, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$155.6M$68.5M59.6%
FY 202410-K$141.2M$64.5M61.8%
FY 202310-K$119.7M$51.6M60.1%
FY 202210-K$137.7M$62.6M66.2%
FY 202110-K$137.9M$61.7M59.9%
FY 202010-K$93.3M$36.4M52.3%

Institutions holding MCBS

Institutional investors reporting a position in MetroCity Bankshares, Inc. on SEC Form 13F.
InstitutionSharesValueReported
BlackRock1,812,566$65.1M2026-06-30
VANGUARD CAPITAL MANAGEMENT955,631$34.3M2026-06-30
AMERICAN CENTURY COMPANIES737,102$26.5M2026-06-30
GEODE CAPITAL MANAGEMENT595,243$21.4M2026-06-30
DIMENSIONAL FUND ADVISORS552,274$19.8M2026-06-30
STATE STREET509,910$18.3M2026-06-30
NORTHERN227,360$8.2M2026-06-30
MANUFACTURERS LIFE INSURANCE COMPANY, THE219,175$7.9M2026-06-30
CHARLES SCHWAB INVESTMENT MANAGEMENT183,392$6.6M2026-06-30
VANGUARD PORTFOLIO MANAGEMENT160,050$5.7M2026-06-30
MCBS

MetroCity Bankshares, Inc.

MCBS
NasdaqSmall CapFinancials

13F Pro Quality Score

63.7/100

Rank #596 of 2,962 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

80.5/100

Profitability

96.2/100

Balance Sheet

52.7/100

Earnings Quality

35.6/100

Free Cash Flow

93.0/100

Institutional Flow

59.0/100

Revenue Scale

22.6/100

Dilution Risk

41.2/100

Price Chart

Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.
Reading the latest SEC filing… (first load can take ~20s)

Key Metrics

Revenue

Q2 2026
EDGAR

$49.80M

Net Income

Q2 2026
EDGAR

$22.13M

EPS (Diluted)

Q2 2026
EDGAR

$0.76

Operating Margin

Q2 2026
EDGAR

61.5%

ROIC

Q2 2026
EDGAR

21.6%

Top Institutional Holders

as of Q2 2026
$276.86M total

Financial Trends

Revenue & Net Income

Earnings Per Share

Loading ratio trend…