What is the 13F Pro Quality Score for TCBX?

13F Pro ranks Third Coast Bancshares, Inc. (TCBX) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View TCBX's current score at https://13fpro.ai/research/TCBX (free sign-up required for the full ranking).

Where does 13F Pro source TCBX data?

All Third Coast Bancshares, Inc. fundamentals and ownership data come directly from SEC EDGAR. Third Coast Bancshares, Inc. files with the SEC under CIK 1781730. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is TCBX in?

Third Coast Bancshares, Inc. (TCBX) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is TCBX research updated on 13F Pro?

TCBX's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Third Coast Bancshares, Inc.(TCBX)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →NYSE

Institutional-grade research for retail investors

SEC EDGAR: CIK 1781730 TCBX stock profile & AI dashboard →

13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

TCBX Stock Analysis & AI Quality Score

AI stock analysis and institutional research for Third Coast Bancshares, Inc. (TCBX), a Financials sector company. TCBX is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Third Coast Bancshares, Inc. reports quarterly revenue of $57.7M, net income of $16.4M, an operating margin of 32.9%. Top institutional holders of TCBX by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, ADAGE CAPITAL PARTNERS GP, L.L.C., based on the most recent SEC filings. TCBX trades on the NYSE exchange and files with the SEC under CIK 1781730. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate TCBX daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Third Coast Bancshares, Inc. directly from SEC EDGAR.

Revenue

Q1 2026

$57.7M

Net Income

Q1 2026

$16.4M

Free Cash Flow

Q1 2026

$-38.7M

Operating Margin

Q1 2026

32.9%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

+39.1% YoY

$66.3MFY 2025

FY22 $18.7MFY23 $33.4MFY24 $47.7MFY25 $66.3M

EPS (Diluted)

+36.3% YoY

$3.79FY 2025

FY22 $1.25FY23 $1.98FY24 $2.78FY25 $3.79

Total Assets

+8.1% YoY

$5.34BFY 2025

FY22 $3.77BFY23 $4.40BFY24 $4.94BFY25 $5.34B

Op. Cash Flow

+44.7% YoY

$50.8MFY 2025

FY22 $21.8MFY23 $39.1MFY24 $35.1MFY25 $50.8M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Income	$66.3M +39.1%	$47.7M +42.7%	$33.4M +79.0%	$18.7M +63.3%	$11.4M -5.7%	$12.1M
EPS (Diluted)	$3.79 +36.3%	$2.78 +40.4%	$1.98 +58.4%	$1.25 -10.7%	$1.40 -26.7%	$1.91
Total Assets	$5.34B +8.1%	$4.94B +12.4%	$4.40B +16.5%	$3.77B +51.0%	$2.50B +33.9%	$1.87B
Operating Cash Flow	$50.8M +44.7%	$35.1M -10.1%	$39.1M +79.3%	$21.8M +375.4%	$4.6M +225.5%	$-3.7M

AI Insight: TCBX Financial Trends

TCBX equity surged to $651M in Q1 2026 — up 49% from Q2 2024 — as net income nearly doubled over the same span, but operating cash flow collapsed to -$39M.

• Net income grew steadily from $11M in Q2 2024 to a peak of $18M in Q3–Q4 2025, nearly doubling over six quarters.

• Equity expanded from $435M in Q2 2024 to $651M in Q1 2026, a $216M increase reflecting consistent earnings retention and/or capital raises.

• Net income dipped to $16M in Q1 2026 from $18M in Q4 2025, breaking the multi-quarter growth streak.

⚠ Operating cash flow swung sharply to -$39M in Q1 2026 from +$6M in Q4 2025 — the worst reading in the dataset by a wide margin.

⚠ Op CF has been volatile throughout: ranging from -$39M to +$22M, making cash conversion quality difficult to assess.

AI Insight: TCBX Ratio Trends

TCBX's ROIC surged to 17.8% by Q3 2025 but retreated sharply to 11.7% in Q1 2026, erasing roughly a year of gains.

• ROIC expanded from 13.1% in Q2 2024 to a peak of 17.8% in Q3 2025, a 470bp improvement over five quarters.

• ROE followed a similar arc, rising from 9.9% in Q2 2024 to 14.1% in Q3 2025 before falling to 10.1% in Q1 2026.

• ROA held steady at 1.1% from Q2 2024 through Q1 2025, briefly spiked to 1.4% in Q2–Q3 2025, then retreated to 1.0% in Q1 2026.

⚠ ROIC dropped 410bp from Q3 2025's 17.8% peak to 11.7% in Q1 2026 — sharpest single-quarter contraction in the dataset.

⚠ TTM ROIC of 13.0% sits below Q2 2024 levels (13.1%), suggesting the mid-cycle improvement may have fully reversed.

⚠ OpMargin, NPM, and D/E are unavailable throughout; leverage and earnings quality trends cannot be assessed.

Get alerted when TCBX's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for Third Coast Bancshares, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of TCBX

BlackRock, Inc.
$35.6M942,147 sh
VANGUARD CAPITAL MANAGEMENT LLC
$22.5M595,291 sh
ADAGE CAPITAL PARTNERS GP, L.L.C.
$18.7M494,913 sh
DIMENSIONAL FUND ADVISORS LP
$17.9M472,808 sh
KENNEDY CAPITAL MANAGEMENT LLC
$17.6M466,457 sh
AMERICAN CENTURY COMPANIES INC
$13.5M358,091 sh
STATE STREET CORP
$13.4M355,088 sh
GEODE CAPITAL MANAGEMENT, LLC
$11.6M305,746 sh
ALLIANCEBERNSTEIN L.P.
$9.7M254,483 sh
Ategra Capital Management, LLC
$7.8M204,923 sh

Fund	Value	Shares
BlackRock, Inc.	$35.6M	942,147
VANGUARD CAPITAL MANAGEMENT LLC	$22.5M	595,291
ADAGE CAPITAL PARTNERS GP, L.L.C.	$18.7M	494,913
DIMENSIONAL FUND ADVISORS LP	$17.9M	472,808
KENNEDY CAPITAL MANAGEMENT LLC	$17.6M	466,457
AMERICAN CENTURY COMPANIES INC	$13.5M	358,091
STATE STREET CORP	$13.4M	355,088
GEODE CAPITAL MANAGEMENT, LLC	$11.6M	305,746
ALLIANCEBERNSTEIN L.P.	$9.7M	254,483
Ategra Capital Management, LLC	$7.8M	204,923

More Financials Companies

View all Financials →

AAAU

Goldman Sachs Physical Gold ETF

AACB

Artius II Acquisition Inc.

AACI

Armada Acquisition Corp. III

AACO

Abony Acquisition Corp. I

AACP

Apogee Acquisition Corp

AAC-UN

Ares Acquisition Corp III

AAME

ATLANTIC AMERICAN CORP

AAMI

Acadian Asset Management Inc.

Put TCBX on your watchlist

Track score changes the day Third Coast Bancshares, Inc. files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is TCBX a good stock to buy?

13F Pro's AI-powered analysis of Third Coast Bancshares, Inc. (TCBX) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for TCBX are available on the TCBX stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own TCBX?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling TCBX. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Third Coast Bancshares, Inc.'s investment landscape.