SMARTFINANCIAL INC.(SMBK)Stock Analysis
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Rank #722 of 2,962 stocksTOP 25%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
SMBK Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for SMARTFINANCIAL INC. (SMBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores SMBK at 62.3/100 on a 32-signal composite quality model, placing it at rank #722 of 2,962 stocks — the top 25% of the AI-ranked universe. SMBK scores in the top quartile across profitability (89.6), free cash flow (84.6), revenue growth (78.9). Areas of concern include revenue scale (24.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), SMARTFINANCIAL INC. reports quarterly revenue of $56.0M, net income of $16.3M, an operating margin of 36.7%. Top institutional holders of SMBK by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. SMBK trades on the NYSE exchange and files with the SEC under CIK 1038773. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate SMBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for SMARTFINANCIAL INC. directly from SEC EDGAR. SMARTFINANCIAL INC.'s 13F Pro composite quality score has ranged between 35 and 62 since 2026, currently 62.3 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$56.0M
Net Income
Q2 2026
$16.3M
Free Cash Flow
Q2 2026
$22.5M
Operating Margin
Q2 2026
36.7%
ROIC
Q2 2026
14.2%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+16.9% YoYNet Income
+39.3% YoYEPS (Diluted)
+39.3% YoYTotal Assets
+11.1% YoYTotal Debt
-63.0% YoYOp. Cash Flow
+17.1% YoYFree Cash Flow
+28.2% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $200.5M +16.9% | $171.5M +12.5% | $152.4M -7.8% | $165.2M +20.3% | $137.3M +18.1% | $116.3M |
| Net Income | $50.3M +39.3% | $36.1M +26.4% | $28.6M -33.5% | $43.0M +23.7% | $34.8M +43.0% | $24.3M |
| EPS (Diluted) | $2.98 +39.3% | $2.14 +26.6% | $1.69 -33.7% | $2.55 +14.9% | $2.22 +37.0% | $1.62 |
| Total Assets | $5.86B +11.1% | $5.28B +9.2% | $4.83B +4.1% | $4.64B +0.6% | $4.61B +39.5% | $3.30B |
| Total Debt | $3.0M -63.0% | $8.1M -38.2% | $13.1M -68.7% | $41.9M -52.2% | $87.6M +7.9% | $81.2M |
| Operating Cash Flow | $61.7M +17.1% | $52.7M +32.7% | $39.7M -30.1% | $56.8M +23.0% | $46.2M +58.9% | $29.1M |
| Free Cash Flow | $59.3M +28.2% | $46.3M +38.4% | $33.4M -24.5% | $44.3M +1.1% | $43.8M +85.4% | $23.6M |
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Top Institutional Holders of SMBK
BlackRock, Inc.
$68.9M1,468,195 shDIMENSIONAL FUND ADVISORS LP
$39.2M836,086 shVANGUARD CAPITAL MANAGEMENT LLC
$31.9M679,819 shWELLINGTON MANAGEMENT GROUP LLP
$27.9M594,386 shSTATE STREET CORP
$21.4M457,060 shAMERICAN CENTURY COMPANIES INC
$21.1M448,667 shPrivate Capital Management, LLC
$20.3M432,512 shGEODE CAPITAL MANAGEMENT, LLC
$17.9M381,419 shACADIAN ASSET MANAGEMENT LLC
$16.3M346,492 shFirst Eagle Investment Management, LLC
$15.0M319,339 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $68.9M | 1,468,195 |
| DIMENSIONAL FUND ADVISORS LP | $39.2M | 836,086 |
| VANGUARD CAPITAL MANAGEMENT LLC | $31.9M | 679,819 |
| WELLINGTON MANAGEMENT GROUP LLP | $27.9M | 594,386 |
| STATE STREET CORP | $21.4M | 457,060 |
| AMERICAN CENTURY COMPANIES INC | $21.1M | 448,667 |
| Private Capital Management, LLC | $20.3M | 432,512 |
| GEODE CAPITAL MANAGEMENT, LLC | $17.9M | 381,419 |
| ACADIAN ASSET MANAGEMENT LLC | $16.3M | 346,492 |
| First Eagle Investment Management, LLC | $15.0M | 319,339 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is SMBK a good stock to buy?
13F Pro's AI-powered analysis of SMARTFINANCIAL INC. (SMBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for SMBK are available on the SMBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. SMBK is classified as a small company.
Which hedge funds own SMBK?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling SMBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of SMARTFINANCIAL INC.'s investment landscape.