RENASANT CORP(RNST)Stock Analysis
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This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
RNST Stock Analysis & AI Quality Score
AI stock analysis and institutional research for RENASANT CORP (RNST), a Financials sector company. RNST is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), RENASANT CORP reports quarterly revenue of $273.8M, net income of $88.2M, an operating margin of 40.3%. Top institutional holders of RNST by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, STATE STREET, based on the most recent SEC filings. RNST trades on the NYSE exchange and files with the SEC under CIK 715072. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RNST daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for RENASANT CORP directly from SEC EDGAR.
Revenue
Q1 2026
$273.8M
Net Income
Q1 2026
$88.2M
Free Cash Flow
Q1 2026
$93.7M
Operating Margin
Q1 2026
40.3%
ROIC
Q1 2026
2.5%
D/E Ratio
Q1 2026
0.21
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
-7.3% YoYEPS (Diluted)
-36.7% YoYTotal Assets
+48.3% YoYTotal Debt
+96.0% YoYOp. Cash Flow
+155.1% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Income | $181.3M -7.3% | $195.5M +35.1% | $144.7M -12.9% | $166.1M -5.6% | $175.9M +110.3% | $83.7M |
| EPS (Diluted) | $2.07 -36.7% | $3.27 +27.7% | $2.56 -13.2% | $2.95 -5.4% | $3.12 +110.8% | $1.48 |
| Total Assets | $26.75B +48.3% | $18.03B +3.9% | $17.36B +2.2% | $16.99B +1.1% | $16.81B +12.6% | $14.93B |
| Total Debt | $1.06B +96.0% | $538.6M -26.9% | $737.0M -35.4% | $1.14B +135.1% | $485.2M -2.2% | $496.3M |
| Operating Cash Flow | $271.5M +155.1% | $106.4M -28.4% | $148.6M -74.1% | $574.0M +302.4% | $142.7M +73.5% | $82.2M |
AI Insight: RNST Financial Trends
Net income recovered to $88M in Q1 2026 after Q2 2025 collapse, but debt burden nearly doubled year-over-year despite equity growth.
• Net income rebounded from $1M in Q2 2025 to $88M in Q1 2026, recovering to pre-collapse levels.
• Operating cash flow stabilized at $100M–$135M in recent quarters after negative $49M to $-77M swings in 2024–2025.
• Total debt surged from $541M in Q1 2025 to $1,165M by Q3 2025, peaking 2.2× prior-year level before partial decline.
⚠ Debt-to-equity ratio deteriorated from 0.23x in Q1 2025 to 0.21x in Q1 2026, though still below Q3 2025 peak of 0.30x.
⚠ Q2 2025 net income collapse to $1M signals potential asset quality or provision shock; monitor for recurrence.
AI Insight: RNST Ratio Trends
RNST's ROIC rebounded to 9.4% in Q1 2026 — highest since the Q3 2024 spike — after a near-zero Q2 2025 collapse.
• ROIC recovered sharply from 0.2% in Q2 2025 to 9.4% in Q1 2026, suggesting the Q2 2025 earnings disruption was transitory.
• ROE climbed from 0.1% in Q2 2025 to 9.1% in Q1 2026, the strongest quarterly reading outside the Q3 2024 outlier.
• Leverage (D/E) declined from 0.30 in Q3 2025 to 0.21 in Q1 2026, returning to the lower end of the observed range.
⚠ Q2 2025 near-zero ROE (0.1%) and ROIC (0.2%) signal a significant one-off charge; recurrence would materially impair returns.
⚠ TTM ROE of 5.9% and ROIC of 6.1% remain well below Q1 2026 quarterly run-rate, reflecting the Q2 2025 drag on trailing results.
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Available Research
13F Pro tracks comprehensive data for RENASANT CORP including:
Top Institutional Holders of RNST
BlackRock, Inc.
$492.3M13,626,298 shDIMENSIONAL FUND ADVISORS LP
$192.5M5,328,672 shSTATE STREET CORP
$175.4M4,853,975 shWELLINGTON MANAGEMENT GROUP LLP
$156.3M4,326,012 shVICTORY CAPITAL MANAGEMENT INC
$110.4M3,054,507 shInvesco Ltd.
$94.5M2,616,433 shGEODE CAPITAL MANAGEMENT, LLC
$83.5M2,310,361 shChanning Capital Management, LLC
$78.3M2,166,904 shWESTWOOD HOLDINGS GROUP INC
$71.5M1,978,547 shNOMURA ASSET MANAGEMENT INTERNATIONAL INC.
$65.4M1,810,107 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $492.3M | 13,626,298 |
| DIMENSIONAL FUND ADVISORS LP | $192.5M | 5,328,672 |
| STATE STREET CORP | $175.4M | 4,853,975 |
| WELLINGTON MANAGEMENT GROUP LLP | $156.3M | 4,326,012 |
| VICTORY CAPITAL MANAGEMENT INC | $110.4M | 3,054,507 |
| Invesco Ltd. | $94.5M | 2,616,433 |
| GEODE CAPITAL MANAGEMENT, LLC | $83.5M | 2,310,361 |
| Channing Capital Management, LLC | $78.3M | 2,166,904 |
| WESTWOOD HOLDINGS GROUP INC | $71.5M | 1,978,547 |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | $65.4M | 1,810,107 |
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Popular Research
Is RNST a good stock to buy?
13F Pro's AI-powered analysis of RENASANT CORP (RNST) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RNST are available on the RNST stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own RNST?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RNST. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of RENASANT CORP's investment landscape.