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SEC EDGAR: CIK 1713863RFL stock profile & AI dashboard →

13F Pro Quality Score

29.4/100

Rank #2,530 of 2,960 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

89.4/100

Profitability

1.6/100

Balance Sheet

10.8/100

Earnings Quality

3.6/100

Free Cash Flow

0.9/100

Institutional Flow

96.8/100

Revenue Scale

0.3/100

Dilution Risk

1.7/100
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RFL Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Rafael Holdings, Inc. (RFL), a Healthcare sector company. 13F Pro's AI-powered ranking engine scores RFL at 29.4/100 on a 32-signal composite quality model, placing it at rank #2,530 of 2,960 stocks — the bottom half of the AI-ranked universe. RFL scores in the top quartile across institutional flow (96.8), revenue growth (89.4). Areas of concern include revenue scale (0.3) and free cash flow (0.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 1.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Rafael Holdings, Inc. reports quarterly revenue of $179.0K, net income of $-4.2M, free cash flow of $-7.3M. Top institutional holders of RFL by reported 13-F value include VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT, BlackRock, based on the most recent SEC filings. RFL trades on the NYSE exchange and files with the SEC under CIK 1713863. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate RFL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Rafael Holdings, Inc. directly from SEC EDGAR. Rafael Holdings, Inc.'s 13F Pro composite quality score has ranged between 3 and 29 since 2021, currently 29.4 — an improving long-term trajectory across 59 quarterly and live scoring snapshots.

Fun facts about Rafael Holdings, Inc.

Quirks, history, and lore behind RFL — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. healthcare and real estate holding company · micro-cap · listed on NYSE American · headquartered in New Jersey.
  • 2
    The Numbers
    Revenue in the low tens of millions annually — this is not a giant pharma, it's a small holding company with a focused portfolio of assets and investments.
  • 3
    The History
    Spun off from a larger company around 2018, it inherited a mix of pharmaceutical royalty interests and commercial real estate holdings — an unusual pairing, to say the least.
  • 4
    The Secret
    Its healthcare arm holds interests tied to cancer treatment drugs, while its real estate side owns properties in Israel and New Jersey — yes, really.
  • 5
    The Lore
    It has ties to IDT Biologika and oncology-focused assets, and its Israeli real estate connections reflect the background of the family that controls it — the Jonas family.
  • 6
    The Giveaway
    Named after the Archangel Rafael, this Jonas family-controlled holding company trades under a three-letter ticker and straddles cancer drug royalties and Israeli real estate.
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Revenue

Q1 2026

$179.0K

Net Income

Q1 2026

$-4.2M

Free Cash Flow

Q1 2026

$-7.3M

ROIC

Q1 2026

-36.4%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+44.0% YoY
$917.0KFY 2025
FY22 $410.0KFY23 $279.0KFY24 $637.0KFY25 $917.0K

Net Income

+11.3% YoY
$-30.5MFY 2025
FY22 $-124.7MFY23 $-1.9MFY24 $-34.4MFY25 $-30.5M

Operating Income

+71.6% YoY
$-29.2MFY 2025
FY22 $-60.5MFY23 $-15.0MFY24 $-102.6MFY25 $-29.2M

EPS (Diluted)

+28.3% YoY
$-1.04FY 2025
FY22 $-6.31FY23 $-0.08FY24 $-1.45FY25 $-1.04

Total Assets

+17.8% YoY
$114.1MFY 2025
FY22 $118.3MFY23 $98.8MFY24 $96.8MFY25 $114.1M

Op. Cash Flow

-142.6% YoY
$-18.9MFY 2025
FY22 $-26.1MFY23 $-10.9MFY24 $-7.8MFY25 $-18.9M

Free Cash Flow

-138.2% YoY
$-18.9MFY 2025
FY22 $-26.1MFY23 FY24 $-7.9MFY25 $-18.9M

AI Insight: RFL Financial Trends

Rafael remains pre-revenue with persistent operating losses; cash burn stabilizing but debt emerged in Q4 2025.

Net losses moderated to $4M–$6M in recent quarters (Q2 2026), down from $12M peak in Q3 2025.

Operating cash outflow averaged $2M–$3M in first half 2025, worsened to $7M–$10M in latter half.

Equity declined from $94M (Q3 2025) to $75M (Q2 2026) as accumulated losses eroded shareholder value.

$22M debt appeared in Q4 2025 balance sheet; monitor covenant compliance and cash runway.

Zero revenue across all eight quarters signals extended clinical/regulatory pathway; no near-term inflection visible.

AI Insight: RFL Ratio Trends

Rafael Holdings remains deeply unprofitable with all efficiency metrics sharply negative; modest recent improvement in ROE and ROA masks persistent capital destruction.

ROE improved from -51.2% in Q3 2025 to -22.4% in Q2 2026, suggesting recent operational stabilization.

ROIC remains deeply negative across entire period; Q2 2026 at -28.3% reflects continued value destruction.

Leverage stable: D/E ratio 0.26–0.29 over last four quarters, avoiding balance-sheet deterioration.

ROA volatility extreme: swung from -42.4% (Q3 2025) to -18.4% (Q2 2026)—signals underlying operational instability.

No positive profitability metrics visible across 18-month window; path to breakeven unclear.

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Available Research

13F Pro tracks comprehensive data for Rafael Holdings, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of RFL

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Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is RFL a good stock to buy?

13F Pro's AI-powered analysis of Rafael Holdings, Inc. (RFL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Healthcare sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for RFL are available on the RFL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. RFL is classified as a small company.

Which hedge funds own RFL?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling RFL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Rafael Holdings, Inc.'s investment landscape.