What is the 13F Pro Quality Score for PRI?

13F Pro ranks Primerica, Inc. (PRI) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View PRI's current score at https://13fpro.ai/company/PRI (free sign-up required for the full ranking).

Which hedge funds own the most PRI stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of PRI include BlackRock,, FMR, KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/PRI as soon as new 13F filings post.

Where does 13F Pro source PRI data?

All Primerica, Inc. fundamentals and ownership data come directly from SEC EDGAR. Primerica, Inc. files with the SEC under CIK 1475922. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is PRI in?

Primerica, Inc. (PRI) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives PRI's revenue?

Per Primerica, Inc.'s latest 10-Q filed with the SEC on 2026-08-06, the biggest revenue drivers are: Term Life Insurance segment ($443.6M, flat YoY); Investment and Savings Products segment ($360.5M, +21% YoY); Asset-based revenues ($197.6M, +28% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/PRI.

What are PRI's largest expenses?

Primerica, Inc.'s latest 10-Q reports these as the largest expense items: Sales commissions ($201.9M, +21% YoY); Benefits and claims ($147.3M, -3% YoY); Other operating expenses ($94.7M, +6% YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is PRI research updated on 13F Pro?

PRI's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Primerica, Inc.(PRI)Stock Analysis

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Financials →NYSEmid

Institutional-grade research for retail investors

SEC EDGAR: CIK 1475922 PRI stock profile & AI dashboard →

13F Pro Quality Score

67.0/100

Rank #386 of 2,960 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

54.2/100

Profitability

84.1/100

Balance Sheet

71.3/100

Earnings Quality

41.8/100

Free Cash Flow

79.9/100

Institutional Flow

29.6/100

Revenue Scale

72.2/100

Dilution Risk

65.6/100

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Why PRI Scores 67/100

exact factor attribution · 2026-09-12

PRI's composite is driven by profitability and free cash flow, held back by institutional flow. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Profitability

+6.8 pts

84th pct

Free cash flow

+4.5 pts

80th pct

Scale

+4.4 pts

72th pct

Capital efficiency

+2.8 pts

71th pct

Earnings growth

+2.1 pts

82th pct

Revenue growth

+1.1 pts

54th pct

Shareholder dilution

+1.0 pts

66th pct

Earnings quality

-0.8 pts

42th pct

Institutional flow

-1.4 pts

30th pct

Latest change (2026-08-06): 72 → 71 · ↓ Revenue growth 63→48; despite ↑ Institutional flow 44→54

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

PRI Stock Analysis & AI Quality Score

Data updated 2026-09-12

AI stock analysis and institutional research for Primerica, Inc. (PRI), a Financials sector company. 13F Pro's AI-powered ranking engine scores PRI at 67.0/100 on a 32-signal composite quality model, placing it at rank #386 of 2,960 stocks — the top 25% of the AI-ranked universe. PRI scores in the top quartile across profitability (84.1), free cash flow (79.9). Areas of concern include institutional flow (29.6), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Primerica, Inc. reports quarterly revenue of $865.1M, net income of $202.3M, an operating margin of 29.8%. Top institutional holders of PRI by reported 13-F value include BlackRock, FMR, KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT, based on the most recent SEC filings. PRI trades on the NYSE exchange and files with the SEC under CIK 1475922. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PRI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Primerica, Inc. directly from SEC EDGAR. Primerica, Inc.'s 13F Pro composite quality score has ranged between 60 and 73 since 2021, currently 67.0 — an improving long-term trajectory across 69 quarterly and live scoring snapshots.

✦

Fun facts about Primerica, Inc.

Quirks, history, and lore behind PRI — the kind of stuff that makes a stock memorable.

1
The Basics
U.S. financial services company · mid-cap · listed on the NYSE · headquartered in Georgia.
2
The Numbers
It boasts over 130,000 licensed representatives across North America and generates roughly $3 billion in annual revenue — a small army selling financial products.
3
The History
Its roots trace back to the 1970s, when it was built on the idea that middle-income families deserved access to financial protection — not just the wealthy.
4
The Secret
Its distribution model is famously multi-level — representatives recruit other representatives, building a sprawling direct sales network of everyday people selling term life and investments.
5
The Lore
It was once a subsidiary of Citigroup — yes, that Citigroup — before spinning off as an independent public company around 2010.
6
The Giveaway
The name literally screams "prime" + "America," it's one of the largest issuers of term life insurance in North America, and its clients are proudly Main Street, not Wall Street.

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What's Driving PRI's Business? Latest 10-Q Breakdown

✓ 41/41 datapoints verified

AI-extracted from Primerica, Inc.'s 10-Q filed 2026-08-06 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Total revenues rose 9% to $865.1M as Investment and Savings Products revenue jumped 21% to $360.5M on record client asset values of $140.0B, while Term Life revenue was roughly flat at $443.6M.

Biggest Revenue Drivers

Term Life Insurance segment$443.6Mflat YoY

Direct premiums up 1% on the layering effect of new policy sales, partially offset by higher ceded premiums

Investment and Savings Products segment$360.5M+21% YoY

Higher asset-based and sales-based revenues on increased average client assets and a higher mix of managed accounts

Biggest Revenue Drivers

Total revenue: $865.1M+9% YoY

Term Life Insurance segment$443.6Mflat YoY

Direct premiums up 1% on the layering effect of new policy sales, partially offset by higher ceded premiums

Investment and Savings Products segment$360.5M+21% YoY

Higher asset-based and sales-based revenues on increased average client assets and a higher mix of managed accounts

Within Investment and Savings Products segment

Asset-based revenues$197.6M+28% YoY

Average client asset values rose 19% to $135.6B plus a higher mix of managed accounts and Canadian mutual funds

Sales-based revenues$135.5M+17% YoY

Strong growth in product sales for U.S. retail mutual funds and variable annuities

Corporate and Other Distributed Products segment$60.9M+15% YoY

Investment gains versus prior-year losses and net investment income growth from a larger invested asset portfolio

Largest Expense Items

Sales commissions$201.9M+21% YoY

Asset-based and sales-based commissions rose largely in line with the related ISP revenue increases

Benefits and claims$147.3M-3% YoY

Higher YRT ceded premiums mean higher ceded future policy benefit reserves, offsetting net benefits recognized

Other operating expenses$94.7M+6% YoY

Higher variable growth-related costs, professional fees and employee compensation

Amortization of DAC$85.1M+6% YoY

Growth in the in-force book of business versus the prior year period

Margins: Pre-tax income rose 10% to $258.2M as total benefits and expenses grew 9%, matching revenue growth. ISP pre-tax income climbed 31% while Term Life pre-tax income fell 4% on higher DAC amortization and insurance expenses.

Watch Items from the Filing

Term life sales are shrinking: new policies issued fell to 78,904 from 89,850, life-licensed representatives fell to 148,612 from 151,524, and lapse rates remain above long-term historical levels.
Reinsurance concentration: 85% of life insurance in-force is ceded, with $1.9B of $2.45B reinsurance recoverables owed by Swiss Re Life & Health America under the IPO coinsurance transactions.
Investment portfolio carries $166.0M of gross unrealized losses on AFS fixed maturities, with $153.3M in positions underwater 12 months or longer as rates rose in the first half of 2026.
New $110.0M tax equity solar investment drove the effective tax rate to 21.7% from 23.9%; $88.0M funding commitment remains outstanding, expected to be fulfilled by early 2027.
Capital return continues: $270.2M of stock repurchased through June 30, 2026 with $204.8M remaining under the $475.0M program; share count fell to 30.9M from 31.8M.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$865.1M

Net Income

Q2 2026

$202.3M

Operating Margin

Q2 2026

29.8%

ROIC

Q2 2026

40.9%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+6.6% YoY

$3.29BFY 2025

FY22 $2.66BFY23 $2.75BFY24 $3.09BFY25 $3.29B

Net Income

—FY 2025

FY22 $472.1MFY23 $576.6MFY24 $470.5MFY25 —

EPS (Diluted)

+67.1% YoY

$22.91FY 2025

FY22 $12.33FY23 $15.94FY24 $13.71FY25 $22.91

Total Assets

+3.0% YoY

$15.01BFY 2025

FY22 $14.64BFY23 $15.03BFY24 $14.58BFY25 $15.01B

Op. Cash Flow

+4.5% YoY

$901.2MFY 2025

FY22 $757.7MFY23 $692.5MFY24 $862.1MFY25 $901.2M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$3.29B +6.6%	$3.09B +12.4%	$2.75B +3.4%	$2.66B -1.9%	$2.71B +22.2%	$2.22B
Net Income	—	$470.5M -18.4%	$576.6M +22.1%	$472.1M -1.1%	$477.4M +23.6%	$386.2M
EPS (Diluted)	$22.91 +67.1%	$13.71 -14.0%	$15.94 +29.3%	$12.33 +2.8%	$11.99 +25.3%	$9.57
Total Assets	$15.01B +3.0%	$14.58B -3.0%	$15.03B +2.6%	$14.64B -9.2%	$16.12B +8.2%	$14.91B
Operating Cash Flow	$901.2M +4.5%	$862.1M +24.5%	$692.5M -8.6%	$757.7M +15.3%	$657.0M +2.1%	$643.4M

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Available Research

13F Pro tracks comprehensive data for Primerica, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of PRI

BlackRock, Inc.
$848.2M2,984,379 sh
FMR LLC
$802.2M2,822,574 sh
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC
$786.8M2,768,511 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$521.9M1,836,444 sh
VANGUARD CAPITAL MANAGEMENT LLC
$402.1M1,414,985 sh
STATE STREET CORP
$295.9M1,041,286 sh
GEODE CAPITAL MANAGEMENT, LLC
$257.5M905,865 sh
Brave Warrior Advisors, LLC
$246.1M865,863 sh
BANK OF MONTREAL /CAN/
$213.2M750,249 sh
BAMCO INC /NY/
$190.8M671,453 sh

Fund	Value	Shares
BlackRock, Inc.	$848.2M	2,984,379
FMR LLC	$802.2M	2,822,574
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC	$786.8M	2,768,511
VANGUARD PORTFOLIO MANAGEMENT LLC	$521.9M	1,836,444
VANGUARD CAPITAL MANAGEMENT LLC	$402.1M	1,414,985
STATE STREET CORP	$295.9M	1,041,286
GEODE CAPITAL MANAGEMENT, LLC	$257.5M	905,865
Brave Warrior Advisors, LLC	$246.1M	865,863
BANK OF MONTREAL /CAN/	$213.2M	750,249
BAMCO INC /NY/	$190.8M	671,453

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Is PRI a good stock to buy?

13F Pro's AI-powered analysis of Primerica, Inc. (PRI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for PRI are available on the PRI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. PRI is classified as a mid company.

Which hedge funds own PRI?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling PRI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Primerica, Inc.'s investment landscape.