PROSPERITY BANCSHARES INC(PB)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
PB Stock Analysis & AI Quality Score
AI stock analysis and institutional research for PROSPERITY BANCSHARES INC (PB), a Financials sector company. PB is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), PROSPERITY BANCSHARES INC reports quarterly revenue of $367.6M, net income of $116.3M, an operating margin of 40.9%. Top institutional holders of PB by reported 13-F value include BlackRock,, AQR CAPITAL MANAGEMENT, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. PB trades on the NYSE exchange and files with the SEC under CIK 1068851. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate PB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for PROSPERITY BANCSHARES INC directly from SEC EDGAR.
Revenue
Q1 2026
$367.6M
Net Income
Q1 2026
$116.3M
Free Cash Flow
Q1 2026
$178.1M
Operating Margin
Q1 2026
40.9%
ROIC
Q1 2026
1.8%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+13.2% YoYEPS (Diluted)
+13.3% YoYTotal Assets
-2.8% YoYTotal Debt
-37.1% YoYOp. Cash Flow
+16.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2021 | FY 2020 | FY 2018 |
|---|---|---|---|---|---|---|
| Net Income | $542.8M +13.2% | $479.4M +14.3% | $419.3M -19.3% | $519.3M -1.8% | $528.9M +64.4% | $321.8M |
| EPS (Diluted) | $5.72 +13.3% | $5.05 +12.0% | $4.51 -10.7% | $5.05 -11.1% | $5.68 +23.2% | $4.61 |
| Total Assets | $38.46B -2.8% | $39.57B +2.6% | $38.55B +1.9% | $37.83B +11.1% | $34.06B +50.1% | $22.69B |
| Total Debt | $2.15B -37.1% | $3.42B -15.2% | $4.03B +800.3% | $448.1M | — | — |
| Operating Cash Flow | $549.5M +16.3% | $472.7M -26.9% | $646.4M -7.0% | $694.7M +19.3% | $582.3M +81.9% | $320.1M |
AI Insight: PB Financial Trends
Net income growth stalled in Q1 2026 after steady gains through 2025, while operating cash flow remains volatile and equity surged 7.8% in latest quarter.
• Net income grew from $112M (Q2 2024) to $140M (Q4 2025), then declined to $116M in Q1 2026—first drop in eight quarters.
• Equity increased from $7,283M to $8,208M over the period, up 12.7% since Q2 2024, reflecting capital accumulation.
• Operating cash flow highly volatile: ranged from -$206M (Q4 2024) to $275M (Q3 2024), with $78M in latest quarter.
⚠ Net income contraction in Q1 2026 breaks uptrend; monitor whether Q1 weakness is seasonal or signals deteriorating profitability.
⚠ Total debt fell from $3,422M (Q4 2024) to $2,151M (Q4 2025)—sharp deleveraging, but equity jumped 7.8% in Q1 2026 alone.
AI Insight: PB Ratio Trends
PB's profitability metrics rolled over sharply in Q1 2026, with ROE dropping 150bp and ROA falling 40bp from prior quarter.
• ROE improved from 6.1% in Q2 2024 to 7.3% in Q3 2025, marking six consecutive quarters of strengthening returns on equity.
• ROA climbed steadily from 1.1% in Q2 2024 to 1.5% in Q4 2025, reflecting improved net income generation per asset dollar.
• Q1 2026 ROE collapsed to 5.7% and ROA fell to 1.1%, erasing three quarters of gains; ROIC also declined to 7.3% from 9.2%.
⚠ Q1 2026 quarter-end profitability drop is sharp and unexplained; investigate whether seasonal, one-off, or operational deterioration.
⚠ Leverage improved materially: D/E fell from 0.46 in Q4 2024 to 0.28 in Q4 2025, strengthening the balance sheet.
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Available Research
13F Pro tracks comprehensive data for PROSPERITY BANCSHARES INC including:
Top Institutional Holders of PB
BlackRock, Inc.
$629.3M9,367,272 shAQR CAPITAL MANAGEMENT LLC
$422.1M6,323,144 shVANGUARD PORTFOLIO MANAGEMENT LLC
$376.1M5,598,802 shSTATE STREET CORP
$345.1M5,091,478 shBARROW HANLEY MEWHINNEY & STRAUSS LLC
$331.7M4,937,028 shDIMENSIONAL FUND ADVISORS LP
$331.1M4,929,309 shVANGUARD CAPITAL MANAGEMENT LLC
$292.1M4,347,994 shMORGAN STANLEY
$216.7M3,226,327 shNeuberger Berman Group LLC
$205.6M3,060,042 shMASSACHUSETTS FINANCIAL SERVICES CO /MA/
$158.5M2,340,432 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $629.3M | 9,367,272 |
| AQR CAPITAL MANAGEMENT LLC | $422.1M | 6,323,144 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $376.1M | 5,598,802 |
| STATE STREET CORP | $345.1M | 5,091,478 |
| BARROW HANLEY MEWHINNEY & STRAUSS LLC | $331.7M | 4,937,028 |
| DIMENSIONAL FUND ADVISORS LP | $331.1M | 4,929,309 |
| VANGUARD CAPITAL MANAGEMENT LLC | $292.1M | 4,347,994 |
| MORGAN STANLEY | $216.7M | 3,226,327 |
| Neuberger Berman Group LLC | $205.6M | 3,060,042 |
| MASSACHUSETTS FINANCIAL SERVICES CO /MA/ | $158.5M | 2,340,432 |
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Popular Research
Is PB a good stock to buy?
13F Pro's AI-powered analysis of PROSPERITY BANCSHARES INC (PB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for PB are available on the PB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own PB?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling PB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of PROSPERITY BANCSHARES INC's investment landscape.