OLD NATIONAL BANCORP /IN/(ONB)— Stock Profile, AI Score & Financials
Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
OLD NATIONAL BANCORP /IN/ (ONB) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores ONB at 66.8/100 on a 32-signal composite quality model, placing it at rank #396 of 2,960 stocks — the top 25% of the AI-ranked universe. ONB scores in the top quartile across profitability (85.3), revenue growth (82.7), free cash flow (80.3). Areas of concern include institutional flow (4.7) and earnings quality (35.8), which score below median versus the broader universe. Shareholder dilution risk is elevated at 46.1/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), OLD NATIONAL BANCORP /IN/ reports quarterly revenue of $694.9M, net income of $233.7M, an operating margin of 42.5%. Top institutional holders of ONB by reported 13-F value include BlackRock, FMR, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. ONB trades on the Nasdaq exchange and files with the SEC under CIK 707179. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ONB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for OLD NATIONAL BANCORP /IN/ directly from SEC EDGAR.
AI Quality Score
66.8/100
AI Rank
#396
Revenue
$694.9M
Net Income
$233.7M
Free Cash Flow
$193.3M
Operating Margin
42.5%
ONB key financials by period
OLD NATIONAL BANCORP /IN/ reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$2.5B
$669.3M
33.3%
FY 2024
10-K
$1.9B
$539.2M
36.1%
FY 2023
10-K/A
$1.8B
$582.0M
40.9%
FY 2022
10-K/A
$1.7B
$428.3M
31.5%
FY 2021
10-K/A
$810.6M
$277.5M
41.8%
FY 2020
10-K
$835.4M
$226.4M
30.6%
Institutions holding ONB
Institutional investors reporting a position in OLD NATIONAL BANCORP /IN/ on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-29 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Old National's Q2 2026 net income applicable to common shareholders more than doubled YoY to $249.4M ($0.65/diluted share), fueled by the Bremer acquisition, strong loan growth, and a 66% drop in credit-loss provision.
Biggest Revenue Drivers
Net interest income$579.0M+12.5% YoY
Driven by the Bremer acquisition, strong loan growth, and lower costs of average interest-bearing liabilities, partly offset by higher liability balances and lower loan yields.
Noninterest income$153.6M+15.9% YoY
Strong increases in all fee income lines plus elevated other income, including a $13.2M gain from the Bremer pension plan settlement.
Biggest Revenue Drivers
Net interest income$579.0M+12.5% YoY
Driven by the Bremer acquisition, strong loan growth, and lower costs of average interest-bearing liabilities, partly offset by higher liability balances and lower loan yields.
Noninterest income$153.6M+15.9% YoY
Strong increases in all fee income lines plus elevated other income, including a $13.2M gain from the Bremer pension plan settlement.
Within Noninterest income
Wealth and investment services fees$42.1M+17.5% YoY
Capital markets income$12.3M+73.3% YoY
Higher levels of commercial real estate client interest rate swap fees and the Bremer acquisition.
Largest Expense Items
Salaries and employee benefits$184.8M-8.6% YoY
Occupancy$33.5M+9.9% YoY
Technology$29.6M-5.8% YoY
Amortization of intangibles$24.0M+22.2% YoY
Additional amortization of intangibles related to the acquisition of Bremer.
Margins: Efficiency ratio improved to 47.04% from 55.80% a year ago and net interest margin rose to 3.54% from 3.53%, both aided by the Bremer acquisition, loan growth, and lower interest-bearing liability costs, partly offset by higher liability balances and lower loan yields.
Watch Items from the Filing
Net charge-offs to average loans rose to 0.26% from 0.24% YoY, with PCD loan charge-offs nearly doubling to $6.2M from $3.2M.
Nonaccrual loans fell to $461.7M (0.91% of loans) from $521.2M (1.07%) at December 31, 2025, driven by active portfolio management.
$680.7 million of non-owner-occupied commercial real estate loans (1% of total loans) mature within 18 months carrying rates below 4%, a flagged renewal risk.
Loan book is geographically concentrated, with Minnesota and Illinois representing 20% and 17% of total loans, respectively.
Provision for credit losses fell 66.1% YoY to $36.2M mainly because Q2 2025 included a $75.6M Day-1 CECL provision for non-PCD Bremer loans.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
