Oportun Financial Corp(OPRT)Stock Analysis
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Rank #2,111 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
OPRT Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for Oportun Financial Corp (OPRT), a Financials sector company. 13F Pro's AI-powered ranking engine scores OPRT at 40.3/100 on a 32-signal composite quality model, placing it at rank #2,111 of 2,962 stocks — the bottom half of the AI-ranked universe. OPRT scores in the top quartile across earnings quality (96.7), free cash flow (92.8), institutional flow (78.9). Areas of concern include revenue growth (14.3) and balance sheet strength (38.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Oportun Financial Corp reports quarterly revenue of $105.6M, net income of $8.5M. Top institutional holders of OPRT by reported 13-F value include Forager Capital Management, Neuberger Berman Group, BlackRock, based on the most recent SEC filings. OPRT trades on the Nasdaq exchange and files with the SEC under CIK 1538716. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OPRT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Oportun Financial Corp directly from SEC EDGAR. Oportun Financial Corp's 13F Pro composite quality score has ranged between 34 and 59 since 2021, currently 40.3 — a stable long-term trajectory across 68 quarterly and live scoring snapshots.
Revenue
Q2 2026
$105.6M
Net Income
Q2 2026
$8.5M
ROIC
Q2 2026
15.3%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
-4.5% YoYNet Income
+132.1% YoYEPS (Diluted)
+127.2% YoYTotal Assets
+1.0% YoYTotal Debt
Op. Cash Flow
+5.1% YoYFree Cash Flow
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $956.7M -4.5% | $1.00B -5.2% | $1.06B +11.0% | $952.5M +52.0% | $626.8M +7.4% | $583.7M |
| Net Income | $25.2M +132.1% | $-78.7M +56.3% | $-180.0M -131.5% | $-77.7M -264.0% | $47.4M +205.2% | $-45.1M |
| EPS (Diluted) | $0.53 +127.2% | $-1.95 +60.0% | $-4.88 -105.9% | $-2.37 -251.9% | $1.56 +194.5% | $-1.65 |
| Total Assets | $3.26B +1.0% | $3.23B -5.4% | $3.41B -5.6% | $3.61B +22.6% | $2.95B +46.7% | $2.01B |
| Total Debt | — | — | — | — | $114.1M | — |
| Operating Cash Flow | $413.4M +5.1% | $393.5M +0.2% | $392.8M +58.5% | $247.9M +51.7% | $163.4M +6.9% | $152.9M |
| Free Cash Flow | — | — | — | $241.9M +60.0% | $151.2M +2.1% | $148.0M |
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Available Research
13F Pro tracks comprehensive data for Oportun Financial Corp including:
Top Institutional Holders of OPRT
Forager Capital Management, LLC
$25.8M4,512,045 shNeuberger Berman Group LLC
$22.2M3,893,025 shBlackRock, Inc.
$19.2M3,370,232 shFINDELL CAPITAL MANAGEMENT LLC
$16.0M2,798,300 shVANGUARD CAPITAL MANAGEMENT LLC
$9.9M1,742,023 shDIMENSIONAL FUND ADVISORS LP
$9.5M1,663,841 shLong Focus Capital Management, LLC
$8.7M1,515,777 shGOLDMAN SACHS GROUP INC
$7.3M1,286,133 shSimcoe Capital LLC
$6.5M1,134,197 shMeros Investment Management, LP
$6.4M1,125,231 sh
| Fund | Value | Shares |
|---|---|---|
| Forager Capital Management, LLC | $25.8M | 4,512,045 |
| Neuberger Berman Group LLC | $22.2M | 3,893,025 |
| BlackRock, Inc. | $19.2M | 3,370,232 |
| FINDELL CAPITAL MANAGEMENT LLC | $16.0M | 2,798,300 |
| VANGUARD CAPITAL MANAGEMENT LLC | $9.9M | 1,742,023 |
| DIMENSIONAL FUND ADVISORS LP | $9.5M | 1,663,841 |
| Long Focus Capital Management, LLC | $8.7M | 1,515,777 |
| GOLDMAN SACHS GROUP INC | $7.3M | 1,286,133 |
| Simcoe Capital LLC | $6.5M | 1,134,197 |
| Meros Investment Management, LP | $6.4M | 1,125,231 |
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Popular Research
Is OPRT a good stock to buy?
13F Pro's AI-powered analysis of Oportun Financial Corp (OPRT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for OPRT are available on the OPRT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. OPRT is classified as a small company.
Which hedge funds own OPRT?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling OPRT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Oportun Financial Corp's investment landscape.