Oportun Financial Corp(OPRT)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

Oportun Financial Corp (OPRT) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores OPRT at 40.3/100 on a 32-signal composite quality model, placing it at rank #2,111 of 2,962 stocks — the bottom half of the AI-ranked universe. OPRT scores in the top quartile across earnings quality (96.7), free cash flow (92.8), institutional flow (78.9). Areas of concern include revenue growth (14.3) and balance sheet strength (38.4), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Oportun Financial Corp reports quarterly revenue of $105.6M, net income of $8.5M. Top institutional holders of OPRT by reported 13-F value include Forager Capital Management, Neuberger Berman Group, BlackRock, based on the most recent SEC filings. OPRT trades on the Nasdaq exchange and files with the SEC under CIK 1538716. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OPRT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Oportun Financial Corp directly from SEC EDGAR.

AI Quality Score

40.3/100

AI Rank

#2,111

Revenue

$105.6M

Net Income

$8.5M

OPRT key financials by period

Oportun Financial Corp reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$956.7M$25.2M4.6%
FY 202410-K$1.0B$-78.7M-11.5%
FY 202310-K$1.1B$-180.0M-24.0%
FY 202210-K$952.5M$-77.7M-7.9%
FY 202110-K$626.8M$47.4M10.0%
FY 202010-K$583.7M$-45.1M-10.0%

Institutions holding OPRT

Institutional investors reporting a position in Oportun Financial Corp on SEC Form 13F.
InstitutionSharesValueReported
Forager Capital Management4,512,045$25.8M2026-06-30
Neuberger Berman Group3,893,025$22.2M2026-06-30
BlackRock3,370,232$19.2M2026-06-30
FINDELL CAPITAL MANAGEMENT2,798,300$16.0M2026-06-30
VANGUARD CAPITAL MANAGEMENT1,742,023$9.9M2026-06-30
DIMENSIONAL FUND ADVISORS1,663,841$9.5M2026-06-30
Long Focus Capital Management1,515,777$8.7M2026-06-30
GOLDMAN SACHS GROUP1,286,133$7.3M2026-06-30
Simcoe Capital1,134,197$6.5M2026-06-30
Meros Investment Management1,125,231$6.4M2026-06-30
OPRT

Oportun Financial Corp

OPRT
NasdaqSmall CapFinancials

13F Pro Quality Score

40.3/100

Rank #2,111 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

14.3/100

Profitability

48.2/100

Balance Sheet

38.4/100

Earnings Quality

96.7/100

Free Cash Flow

92.8/100

Institutional Flow

78.9/100

Revenue Scale

49.1/100

Dilution Risk

54.0/100

Price Chart

Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.
Reading the latest SEC filing… (first load can take ~20s)

Key Metrics

Revenue

Q2 2026
EDGAR

$105.63M

Net Income

Q2 2026
EDGAR

$8.54M

EPS (Diluted)

Q2 2026
EDGAR

$0.17

ROIC

Q2 2026
EDGAR

15.3%

Top Institutional Holders

as of Q2 2026
$216.13M total

Financial Trends

Revenue & Net Income

Earnings Per Share

Loading ratio trend…