Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
NAVIENT CORP (JSM) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores JSM at 23.4/100 on a 32-signal composite quality model, placing it at rank #2,721 of 2,961 stocks — the bottom half of the AI-ranked universe. JSM scores in the top quartile across earnings quality (96.7), free cash flow (96.6). Areas of concern include revenue growth (1.8) and profitability (19.4), which score below median versus the broader universe. Shareholder dilution risk is elevated at 19.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), NAVIENT CORP reports quarterly revenue of $150.0M, net income of $25.0M. Top institutional holders of JSM by reported 13-F value include Sherborne Investors Management, BlackRock, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. JSM trades on the Nasdaq exchange and files with the SEC under CIK 1593538. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate JSM daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for NAVIENT CORP directly from SEC EDGAR.
AI Quality Score
23.4/100
AI Rank
#2,721
Revenue
$150.0M
Net Income
$25.0M
| Period | Form | Revenue | Net income | Operating margin |
|---|---|---|---|---|
| FY 2025 | 10-K | $610.0M | $-80.0M | -18.2% |
| FY 2024 | 10-K/A | $271.0M | $131.0M | 64.2% |
| FY 2023 | 10-K/A | $1.3B | $228.0M | 24.6% |
| FY 2022 | 10-K/A | $1.7B | $645.0M | 47.6% |
| FY 2021 | 10-K | $2.1B | $717.0M | 43.8% |
| FY 2020 | 10-K | $1.7B | $412.0M | 31.6% |
| Institution | Shares | Value | Reported |
|---|---|---|---|
| Sherborne Investors Management | 29,449,997 | $250.6M | 2026-06-30 |
| BlackRock | 12,953,626 | $110.2M | 2026-06-30 |
| DIMENSIONAL FUND ADVISORS | 5,310,075 | $45.2M | 2026-06-30 |
| VANGUARD CAPITAL MANAGEMENT | 2,803,871 | $23.9M | 2026-06-30 |
| STATE STREET | 2,744,553 | $23.4M | 2026-06-30 |
| VANGUARD PORTFOLIO MANAGEMENT | 2,403,294 | $20.5M | 2026-06-30 |
| AMERICAN CENTURY COMPANIES | 2,025,374 | $17.2M | 2026-06-30 |
| WELLINGTON MANAGEMENT GROUP LLP | 1,939,380 | $16.5M | 2026-06-30 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT | 1,843,645 | $15.7M | 2026-06-30 |
| GEODE CAPITAL MANAGEMENT | 1,734,114 | $14.8M | 2026-06-30 |
13F Pro Quality Score
Rank #2,721 of 2,961 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
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