OP Bancorp(OPBK)Stock Analysis
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Rank #755 of 2,879 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
OPBK Stock Analysis & AI Quality Score
AI stock analysis and institutional research for OP Bancorp (OPBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores OPBK at 62.1/100 on a 32-signal composite quality model, placing it at rank #755 of 2,879 stocks — the top half of the AI-ranked universe. OPBK scores in the top quartile across profitability (99.0), free cash flow (98.8), revenue growth (81.7). Areas of concern include revenue scale (1.4) and institutional flow (34.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 8.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), OP Bancorp reports quarterly revenue of $24.6M, net income of $7.2M, an operating margin of 40.4%. Top institutional holders of OPBK by reported 13-F value include DIVERSIFY WEALTH MANAGEMENT,, BlackRock,, ALLIANCEBERNSTEIN L.P., based on the most recent SEC filings. OPBK trades on the Nasdaq exchange and files with the SEC under CIK 1722010. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OPBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for OP Bancorp directly from SEC EDGAR. OP Bancorp's 13F Pro composite quality score has ranged between 33 and 68 since 2021, currently 62.1 — an improving long-term trajectory across 30 quarterly and live scoring snapshots.
Revenue
Q1 2026
$24.6M
Net Income
Q1 2026
$7.2M
Free Cash Flow
Q1 2026
$7.6M
Operating Margin
Q1 2026
40.4%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
-1.7% YoYNet Income
+21.7% YoYEPS (Diluted)
+23.7% YoYTotal Assets
+12.0% YoYOp. Cash Flow
-16.3% YoY| Metric | FY 2025 | FY 2024 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue | $3.2M -1.7% | $3.3M +94.7% | $1.7M +7.2% | $1.6M +9.2% | $1.4M -29.0% | $2.0M |
| Net Income | $25.6M +21.7% | $21.1M -36.7% | $33.3M +15.5% | $28.8M +119.7% | $13.1M -21.7% | $16.8M |
| EPS (Diluted) | $1.72 +23.7% | $1.39 -35.0% | $2.14 +13.8% | $1.88 +121.2% | $0.85 -17.5% | $1.03 |
| Total Assets | $2.65B +12.0% | $2.37B +13.0% | $2.09B +21.3% | $1.73B +26.3% | $1.37B +15.9% | $1.18B |
| Operating Cash Flow | $26.2M -16.3% | $31.2M -62.7% | $83.7M +396.1% | $-28.3M -482.9% | $-4.9M -125.6% | $19.0M |
AI Insight: OPBK Ratio Trends
OPBK's profitability metrics strengthened through 2025 and into Q1 2026, with ROE and ROIC recovering to multi-quarter highs.
• ROE climbed from 9.7% in Q4 2024 to 12.4% in Q1 2026, a 270bp gain over five quarters.
• ROIC expanded from 13.0% in Q4 2024 to 17.0% in Q1 2026, recovering lost ground and reaching near-peak levels.
• ROA improved from 0.8% in Q4 2024 to 1.1% in Q1 2026, reflecting better asset productivity.
⚠ ROIC dipped to 16.7% in Q4 2025 from 17.5% in Q3 2025, though latest quarter rebounded to 17.0%.
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Available Research
13F Pro tracks comprehensive data for OP Bancorp including:
Top Institutional Holders of OPBK
DIVERSIFY WEALTH MANAGEMENT, LLC
$26.5M1,837,182 shBlackRock, Inc.
$9.9M744,961 shALLIANCEBERNSTEIN L.P.
$9.2M649,753 shDIMENSIONAL FUND ADVISORS LP
$8.5M636,128 shMANUFACTURERS LIFE INSURANCE COMPANY, THE
$7.5M567,085 shVANGUARD CAPITAL MANAGEMENT LLC
$7.4M559,264 shTruffle Hound Capital, LLC
$5.3M400,000 shMALTESE CAPITAL MANAGEMENT LLC
$3.6M268,867 shGEODE CAPITAL MANAGEMENT, LLC
$3.5M266,746 shGator Capital Management, LLC
$3.5M263,413 sh
| Fund | Value | Shares |
|---|---|---|
| DIVERSIFY WEALTH MANAGEMENT, LLC | $26.5M | 1,837,182 |
| BlackRock, Inc. | $9.9M | 744,961 |
| ALLIANCEBERNSTEIN L.P. | $9.2M | 649,753 |
| DIMENSIONAL FUND ADVISORS LP | $8.5M | 636,128 |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $7.5M | 567,085 |
| VANGUARD CAPITAL MANAGEMENT LLC | $7.4M | 559,264 |
| Truffle Hound Capital, LLC | $5.3M | 400,000 |
| MALTESE CAPITAL MANAGEMENT LLC | $3.6M | 268,867 |
| GEODE CAPITAL MANAGEMENT, LLC | $3.5M | 266,746 |
| Gator Capital Management, LLC | $3.5M | 263,413 |
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Popular Research
Is OPBK a good stock to buy?
13F Pro's AI-powered analysis of OP Bancorp (OPBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for OPBK are available on the OPBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own OPBK?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling OPBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of OP Bancorp's investment landscape.