13F Pro Quality Score

55.0/100

Rank #1,282 of 2,962 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

62.1/100

Profitability

91.2/100

Balance Sheet

43.9/100

Earnings Quality

30.6/100

Free Cash Flow

81.0/100

Institutional Flow

92.9/100

Revenue Scale

15.6/100

Dilution Risk

8.3/100
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Unusual Activity in OPBK

Events flagged as statistical outliers against OPBK's own multi-year baseline — not fixed dollar thresholds.

OPBK Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for OP Bancorp (OPBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores OPBK at 55.0/100 on a 32-signal composite quality model, placing it at rank #1,282 of 2,962 stocks — the top half of the AI-ranked universe. OPBK scores in the top quartile across institutional flow (92.9), profitability (91.2), free cash flow (81.0). Areas of concern include revenue scale (15.6) and earnings quality (30.6), which score below median versus the broader universe. Shareholder dilution risk is elevated at 8.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), OP Bancorp reports quarterly revenue of $25.7M, net income of $8.0M, an operating margin of 42.9%. Top institutional holders of OPBK by reported 13-F value include Diversify Advisory Services, DIVERSIFY WEALTH MANAGEMENT, BlackRock, based on the most recent SEC filings. OPBK trades on the Nasdaq exchange and files with the SEC under CIK 1722010. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OPBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for OP Bancorp directly from SEC EDGAR. OP Bancorp's 13F Pro composite quality score has ranged between 33 and 68 since 2021, currently 55.0 — an improving long-term trajectory across 68 quarterly and live scoring snapshots.

Fun facts about OP Bancorp

Quirks, history, and lore behind OPBK — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community bank holding company · small-cap · listed on Nasdaq · headquartered in Southern California.
  • 2
    The Numbers
    Total assets in the range of roughly $500 million — not a Wall Street giant, but a focused lender serving a tight-knit local market.
  • 3
    The History
    Founded in the 2000s and built from the ground up to serve the Korean-American business community in the Los Angeles area.
  • 4
    The Secret
    Its core customers are small and mid-sized businesses owned by Korean Americans — a deliberate niche strategy that sets it apart from generic community banks.
  • 5
    The Lore
    Los Angeles is home to one of the largest Koreatown districts in the U.S., and this bank planted its flag right in that economic ecosystem — language, culture, and lending all in one package.
  • 6
    The Giveaway
    A Korean-American community bank based in Los Angeles, its ticker is literally two letters that could stand for "Open for Business" — and its name starts with those same initials.
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Revenue

Q2 2026

$25.7M

Net Income

Q2 2026

$8.0M

Free Cash Flow

Q2 2026

$-7.4M

Operating Margin

Q2 2026

42.9%

ROIC

Q2 2026

18.5%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+15.4% YoY
$94.7MFY 2025
FY22 $94.5MFY23 $82.9MFY24 $82.0MFY25 $94.7M

Net Income

+21.7% YoY
$25.6MFY 2025
FY22 $33.3MFY23 $23.9MFY24 $21.1MFY25 $25.6M

EPS (Diluted)

+23.7% YoY
$1.72FY 2025
FY22 $2.14FY23 $1.55FY24 $1.39FY25 $1.72

Total Assets

+12.0% YoY
$2.65BFY 2025
FY22 $2.09BFY23 $2.15BFY24 $2.37BFY25 $2.65B

Op. Cash Flow

-16.3% YoY
$26.2MFY 2025
FY22 $83.7MFY23 $67.8MFY24 $31.2MFY25 $26.2M

Free Cash Flow

-21.3% YoY
$23.4MFY 2025
FY22 $82.3MFY23 $65.6MFY24 $29.7MFY25 $23.4M

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Available Research

13F Pro tracks comprehensive data for OP Bancorp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to OPBK

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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RBB

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AUBN

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OBT

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FBIZ

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is OPBK a good stock to buy?

13F Pro's AI-powered analysis of OP Bancorp (OPBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for OPBK are available on the OPBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. OPBK is classified as a small company.

Which hedge funds own OPBK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling OPBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of OP Bancorp's investment landscape.