OFG BANCORP(OFG)Stock Analysis
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Rank #1,250 of 2,962 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
OFG Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for OFG BANCORP (OFG), a Financials sector company. 13F Pro's AI-powered ranking engine scores OFG at 55.4/100 on a 32-signal composite quality model, placing it at rank #1,250 of 2,962 stocks — the top half of the AI-ranked universe. OFG scores in the top quartile across profitability (90.2), free cash flow (80.8). Areas of concern include earnings quality (34.8) and revenue growth (36.6), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), OFG BANCORP reports quarterly revenue of $190.3M, net income of $58.8M, an operating margin of 39.1%. Top institutional holders of OFG by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. OFG trades on the NYSE exchange and files with the SEC under CIK 1030469. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OFG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for OFG BANCORP directly from SEC EDGAR. OFG BANCORP's 13F Pro composite quality score has ranged between 34 and 55 since 2026, currently 55.4 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$190.3M
Net Income
Q2 2026
$58.8M
Free Cash Flow
Q2 2026
$45.1M
Operating Margin
Q2 2026
39.1%
ROIC
Q2 2026
21.2%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+2.8% YoYNet Income
+3.5% YoYEPS (Diluted)
+8.3% YoYTotal Assets
+8.4% YoYOp. Cash Flow
-13.8% YoYFree Cash Flow
-13.8% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $731.4M +2.8% | $711.7M +3.3% | $689.3M +12.3% | $613.8M +13.5% | $540.6M +1.5% | $532.8M |
| Net Income | $205.1M +3.5% | $198.2M +9.0% | $181.9M +9.4% | $166.2M +13.7% | $146.2M +96.6% | $74.3M |
| EPS (Diluted) | $4.58 +8.3% | $4.23 +10.4% | $3.83 +11.3% | $3.44 +22.4% | $2.81 +112.9% | $1.32 |
| Total Assets | $12.47B +8.4% | $11.50B +1.4% | $11.34B +15.5% | $9.82B -0.8% | $9.90B +0.8% | $9.83B |
| Operating Cash Flow | $217.7M -13.8% | $252.5M -14.6% | $295.7M +79.8% | $164.5M +64.4% | $100.0M +186.2% | $35.0M |
| Free Cash Flow | $199.3M -13.8% | $231.2M -16.8% | $277.8M +108.2% | $133.5M +73.3% | $77.0M +290.9% | $19.7M |
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Top Institutional Holders of OFG
BlackRock, Inc.
$302.3M6,160,369 shVANGUARD PORTFOLIO MANAGEMENT LLC
$153.1M3,120,096 shDIMENSIONAL FUND ADVISORS LP
$125.9M2,565,745 shSTATE STREET CORP
$123.0M2,490,188 shFIRST TRUST ADVISORS LP
$115.8M2,359,816 shVANGUARD CAPITAL MANAGEMENT LLC
$92.0M1,874,751 shAMERICAN CENTURY COMPANIES INC
$85.3M1,737,379 shCHARLES SCHWAB INVESTMENT MANAGEMENT INC
$76.8M1,564,209 shLSV ASSET MANAGEMENT
$65.2M1,327,725 shGEODE CAPITAL MANAGEMENT, LLC
$57.3M1,166,977 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $302.3M | 6,160,369 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $153.1M | 3,120,096 |
| DIMENSIONAL FUND ADVISORS LP | $125.9M | 2,565,745 |
| STATE STREET CORP | $123.0M | 2,490,188 |
| FIRST TRUST ADVISORS LP | $115.8M | 2,359,816 |
| VANGUARD CAPITAL MANAGEMENT LLC | $92.0M | 1,874,751 |
| AMERICAN CENTURY COMPANIES INC | $85.3M | 1,737,379 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $76.8M | 1,564,209 |
| LSV ASSET MANAGEMENT | $65.2M | 1,327,725 |
| GEODE CAPITAL MANAGEMENT, LLC | $57.3M | 1,166,977 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is OFG a good stock to buy?
13F Pro's AI-powered analysis of OFG BANCORP (OFG) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for OFG are available on the OFG stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. OFG is classified as a mid company.
Which hedge funds own OFG?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling OFG. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of OFG BANCORP's investment landscape.