OCEANFIRST FINANCIAL CORP(OCFC)Stock Analysis
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Rank #2,151 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
OCFC Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for OCEANFIRST FINANCIAL CORP (OCFC), a Financials sector company. 13F Pro's AI-powered ranking engine scores OCFC at 39.4/100 on a 32-signal composite quality model, placing it at rank #2,151 of 2,962 stocks — the bottom half of the AI-ranked universe. OCFC scores in the top quartile across earnings quality (85.2), free cash flow (79.2). Areas of concern include institutional flow (10.1) and revenue scale (34.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), OCEANFIRST FINANCIAL CORP reports net income of $-3.0M, free cash flow of $33.5M. Top institutional holders of OCFC by reported 13-F value include BlackRock, WARBURG PINCUS, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. OCFC trades on the Nasdaq exchange and files with the SEC under CIK 1004702. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate OCFC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for OCEANFIRST FINANCIAL CORP directly from SEC EDGAR. OCEANFIRST FINANCIAL CORP's 13F Pro composite quality score has ranged between 30 and 43 since 2026, currently 39.4 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Net Income
Q2 2026
$-3.0M
Free Cash Flow
Q2 2026
$33.5M
ROIC
Q2 2026
-0.4%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+5.4% YoYNet Income
-29.1% YoYEPS (Diluted)
-29.1% YoYTotal Assets
+8.5% YoYTotal Debt
+29.2% YoYOp. Cash Flow
-5.5% YoYFree Cash Flow
-6.1% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $404.9M +5.4% | $384.2M -4.7% | $403.4M -7.6% | $436.6M +22.2% | $357.3M -7.7% | $386.9M |
| Net Income | $71.0M -29.1% | $100.1M -3.8% | $104.0M -29.0% | $146.6M +33.2% | $110.1M +73.9% | $63.3M |
| EPS (Diluted) | $1.17 -29.1% | $1.65 -2.9% | $1.70 -29.8% | $2.42 +36.0% | $1.78 +74.5% | $1.02 |
| Total Assets | $14.56B +8.5% | $13.42B -0.9% | $13.54B +3.3% | $13.10B +11.6% | $11.74B +2.5% | $11.45B |
| Total Debt | $255.2M +29.2% | $197.5M +0.6% | $196.5M +0.5% | $195.4M -14.7% | $229.1M -2.7% | $235.5M |
| Operating Cash Flow | $87.2M -5.5% | $92.2M -25.8% | $124.3M -50.4% | $250.4M +56.6% | $160.0M +20.6% | $132.7M |
| Free Cash Flow | $79.5M -6.1% | $84.7M -27.3% | $116.6M -50.3% | $234.3M +98.7% | $117.9M +0.0% | $117.9M |
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Top Institutional Holders of OCFC
BlackRock, Inc.
$194.1M9,940,366 shWARBURG PINCUS LLC
$187.0M9,574,639 shDIMENSIONAL FUND ADVISORS LP
$89.6M4,589,658 shWELLINGTON MANAGEMENT GROUP LLP
$80.3M4,114,069 shSTATE STREET CORP
$75.6M3,869,335 shVANGUARD CAPITAL MANAGEMENT LLC
$71.7M3,672,693 shT. Rowe Price Investment Management, Inc.
$57.3M2,931,548 shTWO SIGMA INVESTMENTS, LP
$47.0M2,406,209 shInvesco Ltd.
$46.7M2,391,416 shGEODE CAPITAL MANAGEMENT, LLC
$43.0M2,200,983 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $194.1M | 9,940,366 |
| WARBURG PINCUS LLC | $187.0M | 9,574,639 |
| DIMENSIONAL FUND ADVISORS LP | $89.6M | 4,589,658 |
| WELLINGTON MANAGEMENT GROUP LLP | $80.3M | 4,114,069 |
| STATE STREET CORP | $75.6M | 3,869,335 |
| VANGUARD CAPITAL MANAGEMENT LLC | $71.7M | 3,672,693 |
| T. Rowe Price Investment Management, Inc. | $57.3M | 2,931,548 |
| TWO SIGMA INVESTMENTS, LP | $47.0M | 2,406,209 |
| Invesco Ltd. | $46.7M | 2,391,416 |
| GEODE CAPITAL MANAGEMENT, LLC | $43.0M | 2,200,983 |
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Popular Research
Is OCFC a good stock to buy?
13F Pro's AI-powered analysis of OCEANFIRST FINANCIAL CORP (OCFC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for OCFC are available on the OCFC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. OCFC is classified as a small company.
Which hedge funds own OCFC?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling OCFC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of OCEANFIRST FINANCIAL CORP's investment landscape.