Bank of N.T. Butterfield & Son Ltd(NTB)Stock Analysis
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Rank #1,902 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
NTB Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for Bank of N.T. Butterfield & Son Ltd (NTB), a Financials sector company. 13F Pro's AI-powered ranking engine scores NTB at 44.7/100 on a 32-signal composite quality model, placing it at rank #1,902 of 2,962 stocks — the bottom half of the AI-ranked universe. Based on the latest XBRL financial filings (FY 2025), Bank of N.T. Butterfield & Son Ltd reports quarterly revenue of $606.8M, net income of $231.9M, an operating margin of 39.2%. Top institutional holders of NTB by reported 13-F value include FMR, BlackRock, Rovida Investment Management Ltd, based on the most recent SEC filings. NTB trades on the NYSE exchange and files with the SEC under CIK 1653242. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NTB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Bank of N.T. Butterfield & Son Ltd directly from SEC EDGAR. Bank of N.T. Butterfield & Son Ltd's 13F Pro composite quality score has ranged between 43 and 49 since 2026, currently 44.7 — a declining long-term trajectory across 47 quarterly and live scoring snapshots.
Revenue
FY 2025
$606.8M
Net Income
FY 2025
$231.9M
Operating Margin
FY 2025
39.2%
ROIC
FY 2025
20.8%
D/E Ratio
FY 2025
0.00
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+4.6% YoYNet Income
+7.2% YoYEPS (Diluted)
+16.1% YoYTotal Assets
-1.0% YoYTotal Debt
-100.0% YoYOp. Cash Flow
+5.3% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $606.8M +4.6% | $579.9M +0.2% | $578.6M +5.3% | $549.3M +9.9% | $499.7M +1.1% | $494.2M |
| Net Income | $231.9M +7.2% | $216.3M -4.1% | $225.5M +5.4% | $214.0M +31.6% | $162.7M +10.5% | $147.2M |
| EPS (Diluted) | $5.47 +16.1% | $4.71 +2.8% | $4.58 +6.8% | $4.29 +31.6% | $3.26 +12.4% | $2.90 |
| Total Assets | $14.09B -1.0% | $14.23B +6.4% | $13.37B -6.5% | $14.31B -6.7% | $15.34B +4.0% | $14.74B |
| Total Debt | $0.00 -100.0% | $98.7M +0.2% | $98.5M -42.8% | $172.3M +0.2% | $171.9M +0.2% | $171.5M |
| Operating Cash Flow | $279.6M +5.3% | $265.4M -11.6% | $300.3M +36.9% | $219.3M -12.8% | $251.3M +33.6% | $188.2M |
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Available Research
13F Pro tracks comprehensive data for Bank of N.T. Butterfield & Son Ltd including:
Top Institutional Holders of NTB
FMR LLC
$152.5M2,562,626 shBlackRock, Inc.
$142.0M2,386,844 shRovida Investment Management Ltd
$106.7M1,793,437 shAMERICAN CENTURY COMPANIES INC
$102.7M1,725,376 shDIMENSIONAL FUND ADVISORS LP
$95.1M1,597,818 shLSV ASSET MANAGEMENT
$84.4M1,417,694 shNOMURA ASSET MANAGEMENT INTERNATIONAL INC.
$72.8M1,223,323 shDAVIS SELECTED ADVISERS
$60.2M1,012,140 shNuveen, LLC
$52.5M881,934 shInvesco Ltd.
$52.3M879,725 sh
| Fund | Value | Shares |
|---|---|---|
| FMR LLC | $152.5M | 2,562,626 |
| BlackRock, Inc. | $142.0M | 2,386,844 |
| Rovida Investment Management Ltd | $106.7M | 1,793,437 |
| AMERICAN CENTURY COMPANIES INC | $102.7M | 1,725,376 |
| DIMENSIONAL FUND ADVISORS LP | $95.1M | 1,597,818 |
| LSV ASSET MANAGEMENT | $84.4M | 1,417,694 |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | $72.8M | 1,223,323 |
| DAVIS SELECTED ADVISERS | $60.2M | 1,012,140 |
| Nuveen, LLC | $52.5M | 881,934 |
| Invesco Ltd. | $52.3M | 879,725 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is NTB a good stock to buy?
13F Pro's AI-powered analysis of Bank of N.T. Butterfield & Son Ltd (NTB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NTB are available on the NTB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. NTB is classified as a mid company.
Which hedge funds own NTB?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NTB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Bank of N.T. Butterfield & Son Ltd's investment landscape.