Amalgamated Financial Corp.(AMAL)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
AMAL Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Amalgamated Financial Corp. (AMAL), a Financials sector company. AMAL is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Amalgamated Financial Corp. reports quarterly revenue of $93.4M, net income of $25.2M, an operating margin of 36.5%. Top institutional holders of AMAL by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, NOMURA ASSET MANAGEMENT INTERNATIONAL, based on the most recent SEC filings. AMAL trades on the Nasdaq exchange and files with the SEC under CIK 1823608. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate AMAL daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Amalgamated Financial Corp. directly from SEC EDGAR.
Revenue
Q1 2026
$93.4M
Net Income
Q1 2026
$25.2M
Free Cash Flow
Q1 2026
$50.7M
Operating Margin
Q1 2026
36.5%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+18.7% YoYEPS (Diluted)
+19.2% YoYTotal Assets
+11.3% YoYTotal Debt
Op. Cash Flow
+15.8% YoY| Metric | FY 2025 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Net Income | $104.5M +18.7% | $88.0M +8.0% | $81.5M +53.9% | $52.9M +14.6% | $46.2M -2.1% | $47.2M |
| EPS (Diluted) | $3.41 +19.2% | $2.86 +9.6% | $2.61 +55.4% | $1.68 +13.5% | $1.48 +0.7% | $1.47 |
| Total Assets | $8.87B +11.3% | $7.97B +1.6% | $7.84B +10.8% | $7.08B +18.4% | $5.98B +12.3% | $5.33B |
| Total Debt | — | — | — | — | $0.00 -100.0% | $75.0M |
| Operating Cash Flow | $135.8M +15.8% | $117.2M -20.4% | $147.3M +108.9% | $70.5M +7.2% | $65.8M -21.2% | $83.5M |
AI Insight: AMAL Financial Trends
Operating cash flow surged to $57M in Q1 2026 — the highest in the eight-quarter dataset — while net income held steady near $25–$28M range.
• Operating cash flow hit $57M in Q1 2026, nearly double the $29M in Q4 2024 and well above the prior Q1 2025 reading of $34M.
• Net income has remained range-bound between $24M and $28M from Q2 2024 through Q1 2026, showing no meaningful growth trajectory.
• Equity grew from $646M in Q2 2024 to $708M in Q4 2024, a $62M increase over two quarters, suggesting retained earnings accumulation.
⚠ Equity data is absent from Q1 2025 onward — book value trajectory and capital adequacy trends cannot be assessed.
⚠ Operating cash flow was unusually low at $25M in Q2 2025 before rebounding; volatility in cash generation warrants monitoring.
⚠ Revenue and operating income are entirely absent across all periods, limiting any margin or profitability quality analysis.
AI Insight: AMAL Ratio Trends
Data is too sparse for confident trend analysis; only ROA is consistently available, showing a modest decline from 1.3% to 1.1%.
• ROA edged down from 1.3% in Q2 2024 to 1.1% in Q1 2026, a gradual multi-quarter compression.
• ROE and ROIC data are only available for Q2–Q4 2024; subsequent quarters show no reported figures.
⚠ ROE fell from 16.6% in Q2 2024 to 13.8% in Q4 2024 — a 2.8pp drop in just two quarters.
⚠ OpMargin, NPM, and D/E are entirely absent across all periods, severely limiting profitability and leverage assessment.
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Available Research
13F Pro tracks comprehensive data for Amalgamated Financial Corp. including:
Top Institutional Holders of AMAL
BlackRock, Inc.
$134.8M3,466,868 shDIMENSIONAL FUND ADVISORS LP
$54.6M1,404,730 shNOMURA ASSET MANAGEMENT INTERNATIONAL INC.
$46.0M1,182,663 shADAGE CAPITAL PARTNERS GP, L.L.C.
$32.7M840,108 shVANGUARD CAPITAL MANAGEMENT LLC
$31.9M821,593 shSTATE STREET CORP
$29.1M748,934 shAMERICAN CENTURY COMPANIES INC
$25.9M667,004 shALLIANCEBERNSTEIN L.P.
$24.1M751,424 shGEODE CAPITAL MANAGEMENT, LLC
$22.2M571,090 shVANGUARD PORTFOLIO MANAGEMENT LLC
$17.3M443,978 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $134.8M | 3,466,868 |
| DIMENSIONAL FUND ADVISORS LP | $54.6M | 1,404,730 |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | $46.0M | 1,182,663 |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | $32.7M | 840,108 |
| VANGUARD CAPITAL MANAGEMENT LLC | $31.9M | 821,593 |
| STATE STREET CORP | $29.1M | 748,934 |
| AMERICAN CENTURY COMPANIES INC | $25.9M | 667,004 |
| ALLIANCEBERNSTEIN L.P. | $24.1M | 751,424 |
| GEODE CAPITAL MANAGEMENT, LLC | $22.2M | 571,090 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $17.3M | 443,978 |
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Popular Research
Is AMAL a good stock to buy?
13F Pro's AI-powered analysis of Amalgamated Financial Corp. (AMAL) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for AMAL are available on the AMAL stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own AMAL?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling AMAL. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Amalgamated Financial Corp.'s investment landscape.