Neptune Insurance Holdings Inc.(NP)Stock Analysis
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Not in ranked universe
Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
NP Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Neptune Insurance Holdings Inc. (NP), a Financials sector company. NP is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), Neptune Insurance Holdings Inc. reports quarterly revenue of $37.8M, net income of $7.3M, free cash flow of $16.7M. Top institutional holders of NP by reported 13-F value include FTV Management Company, L.P., Bregal Sagemount IV General Partner Jersey Ltd, ALLIANCEBERNSTEIN L.P., based on the most recent SEC filings. NP trades on the NYSE exchange and files with the SEC under CIK 2067129. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NP daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Neptune Insurance Holdings Inc. directly from SEC EDGAR.
Revenue
Q1 2026
$37.8M
Net Income
Q1 2026
$7.3M
Free Cash Flow
Q1 2026
$16.7M
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+40.6% YoYNet Income
+93.4% YoYOperating Income
+50.7% YoYEPS (Diluted)
+60.0% YoYTotal Assets
Total Debt
Op. Cash Flow
+167.7% YoY| Metric | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Revenue | $119.3M +40.6% | $84.9M | — |
| Net Income | $34.6M +93.4% | $17.9M | — |
| Operating Income | $68.4M +50.7% | $45.4M | — |
| EPS (Diluted) | $0.02 +60.0% | $0.01 | — |
| Total Assets | $48.2M | — | — |
| Total Debt | $133.7M | — | — |
| Operating Cash Flow | $49.9M +167.7% | $18.6M | — |
AI Insight: NP Financial Trends
Neptune carries deeply negative equity of -$213M in Q1 2026, but debt was eliminated and operating cash flow is trending upward.
• Total debt collapsed from $263M in Q3 2025 to $0M in Q4 2025, materially reducing balance sheet leverage.
• Operating cash flow improved from $13M in Q4 2025 to $17M in Q1 2026, a 31% sequential increase.
• Equity remains deeply negative at -$213M in Q1 2026, improving only modestly from -$227M in Q4 2025.
⚠ Negative equity of -$213M persists despite debt elimination; the path to positive book value is unclear from available data.
⚠ Revenue declined from $44M in Q4 2025 to $38M in Q1 2026 — monitor whether this reflects seasonality or a demand softening.
AI Insight: NP Ratio Trends
Operating margin surged 5.1pp and ROA jumped 7.9pp quarter-over-quarter in Q1 2026, signaling sharp near-term profitability improvement.
• Operating margin expanded from 30.5% in Q4 2025 to 35.6% in Q1 2026, a 5.1pp sequential gain.
• Net profit margin nearly doubled from 9.9% in Q4 2025 to 19.4% in Q1 2026.
• ROA improved from 26.6% in Q4 2025 to 34.5% in Q1 2026, indicating stronger asset utilization.
⚠ Only two quarters of data available; trend durability is unconfirmed. Q3 2025 is entirely blank.
⚠ ROE, ROIC, and D/E remain unavailable across all periods, leaving capital structure and leverage picture incomplete.
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Available Research
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Top Institutional Holders of NP
FTV Management Company, L.P.
$540.7M22,350,631 shBregal Sagemount IV General Partner Jersey Ltd
$472.4M19,530,472 shALLIANCEBERNSTEIN L.P.
$34.1M1,170,746 shCapital International Investors
$32.6M1,348,654 shCapital World Investors
$26.6M1,100,500 shFRONTIER CAPITAL MANAGEMENT CO LLC
$23.9M986,848 shWoodline Partners LP
$23.7M978,094 shAMERIPRISE FINANCIAL INC
$23.4M965,340 shAzora Capital LP
$23.1M954,029 shTimesSquare Capital Management, LLC
$21.7M898,233 sh
| Fund | Value | Shares |
|---|---|---|
| FTV Management Company, L.P. | $540.7M | 22,350,631 |
| Bregal Sagemount IV General Partner Jersey Ltd | $472.4M | 19,530,472 |
| ALLIANCEBERNSTEIN L.P. | $34.1M | 1,170,746 |
| Capital International Investors | $32.6M | 1,348,654 |
| Capital World Investors | $26.6M | 1,100,500 |
| FRONTIER CAPITAL MANAGEMENT CO LLC | $23.9M | 986,848 |
| Woodline Partners LP | $23.7M | 978,094 |
| AMERIPRISE FINANCIAL INC | $23.4M | 965,340 |
| Azora Capital LP | $23.1M | 954,029 |
| TimesSquare Capital Management, LLC | $21.7M | 898,233 |
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Popular Research
Is NP a good stock to buy?
13F Pro's AI-powered analysis of Neptune Insurance Holdings Inc. (NP) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for NP are available on the NP stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own NP?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling NP. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Neptune Insurance Holdings Inc.'s investment landscape.