Hippo Holdings Inc.(HIPO)— Stock Profile, AI Score & Financials
Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
Hippo Holdings Inc. (HIPO) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores HIPO at 69.6/100 on a 32-signal composite quality model, placing it at rank #255 of 2,961 stocks — the top 10% of the AI-ranked universe. HIPO scores in the top quartile across revenue growth (89.4), profitability (87.6). Areas of concern include earnings quality (20.7) and revenue scale (37.4), which score below median versus the broader universe. Shareholder dilution risk is elevated at 21.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Hippo Holdings Inc. reports quarterly revenue of $144.7M, net income of $10.1M, free cash flow of $43.0M. Top institutional holders of HIPO by reported 13-F value include BlackRock, Bond Capital Management, Hood River Capital Management, based on the most recent SEC filings. HIPO trades on the NYSE exchange and files with the SEC under CIK 1828105. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate HIPO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Hippo Holdings Inc. directly from SEC EDGAR.
AI Quality Score
69.6/100
AI Rank
#255
Revenue
$144.7M
Net Income
$10.1M
Free Cash Flow
$43.0M
HIPO key financials by period
Hippo Holdings Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
Period
Form
Revenue
Net income
Operating margin
FY 2025
10-K
$468.6M
$57.7M
13.5%
FY 2024
10-K
$372.1M
$-40.5M
-7.4%
FY 2023
10-K
$209.7M
$-273.1M
-125.2%
FY 2022
10-K
$119.7M
$-333.4M
—
FY 2021
10-K
$91.2M
$-371.4M
—
FY 2020
10-K
$51.6M
$-141.5M
—
Institutions holding HIPO
Institutional investors reporting a position in Hippo Holdings Inc. on SEC Form 13F.
AI-extracted from the 10-Q filed 2026-07-30 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Hippo grew Q2 revenue 23% YoY to $144.7M and swung to $10.1M net income attributable to Hippo, driven by 26% growth in net earned premium and a combined ratio improvement to 95.8% from 100.1%.
Biggest Revenue Drivers
Net earned premium$118.7M+26% YoY
Earnings of increased gross written premium volume and increased retention across Commercial Multi-Peril and Casualty lines
Commission income, net$15.7M+7% YoY
Higher fronting fee revenue from third-party MGA partners, partly offset by lower agency commissions after the homebuilder distribution network sale
Biggest Revenue Drivers
Total revenue: $144.7M+23% YoY
Net earned premium$118.7M+26% YoY
Earnings of increased gross written premium volume and increased retention across Commercial Multi-Peril and Casualty lines
Within Net earned premium
Commercial Multi-Peril$23.8M+100% YoY
Casualty$10.7M+1238% YoY
Commission income, net$15.7M+7% YoY
Higher fronting fee revenue from third-party MGA partners, partly offset by lower agency commissions after the homebuilder distribution network sale
Net investment income$6.6M+16% YoY
Higher average balance in cash and investments
Largest Expense Items
Losses and loss adjustment expenses$59.8M+34% YoY
Increase in non-catastrophe losses tied to premium growth on Commercial Multi-Peril and Casualty lines
Insurance related expenses$38.7M+18% YoY
Increase in net acquisition expenses due to increased premium
General and administrative expenses$18.2M+5% YoY
Increase in employee-related expenses from higher headcount
Technology and development expenses$10.1M+25% YoY
Transfer of headcount into technology and development plus headcount added to support a transition services agreement
Margins: Combined ratio improved to 95.8% from 100.1% YoY as expense ratio fell to 45.4% from 53.1% on lower headcount costs, though the net loss ratio rose to 50.4% from 47.0% due to smaller favorable prior-year reserve development.
Watch Items from the Filing
Gross written premium is geographically concentrated: California, Texas, New York and Florida together represent 62% of Q2 GWP (18%, 18%, 14%, 12% respectively).
Casualty line gross written premium grew 177% YoY to $179.5M, now the largest GWP line by business mix, raising reserve-adequacy questions for a newer book.
Net loss ratio increased to 50.4% from 47.0% YoY, driven by lower favorable prior-year reserve development versus the year-ago quarter.
Effective June 1, 2026, Hippo restructured its catastrophe reinsurance into a single Group Cat program with a $512.9M occurrence limit and $776.9M aggregate limit, alongside a new whole-account quota share.
Prior-year loss development included a $2.6M gain from a reinsurance commutation, contributing roughly 2 percentage points of benefit to the non-catastrophe loss ratio this quarter.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
