AFRM

Affirm Holdings, Inc. AFRM

NasdaqLarge CapFinancials

13F Pro quality score

Rank #24 of 2,925TOP 1%

Why it scores 81Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$1.17B

Quarter to Jun 30

Net income

$1.62B

Quarter to Jun 30

Free cash flow

$229.29M

Quarter to Jun 30

Operating margin

12.6%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026
$22.50B total
Capital Research Global Investors
$2.12B+5.7%
MORGAN STANLEY
$1.91B+17.5%
Capital World Investors
$1.89B+2.7%
BlackRock, Inc.
$1.62B+13.5%
FMR LLC
$1.47B+88.2%
JPMORGAN CHASE & CO
$1.39B+30.5%
VANGUARD CAPITAL MANAGEMENT LLC
$1.00B+1.4%
VANGUARD PORTFOLIO MANAGEMENT LLC
$969.34M+2.5%
STATE STREET CORP
$545.39M+13.7%
BAILLIE GIFFORD & CO
$477.60M+10.5%
GEODE CAPITAL MANAGEMENT, LLC
$464.66M+3.4%
Winslow Capital Management, LLC
$373.30MNew
Durable Capital Partners LP
$360.89M-21.7%
NORGES BANK
$300.20M--
VOYA INVESTMENT MANAGEMENT LLC
$268.50M+22.1%
LINDEN ADVISORS LP
$246.24M-18.8%
BANK OF AMERICA CORP /DE/
$233.71M+66.8%
UBS Group AG
$204.79M+9.1%
NORTHERN TRUST CORP
$170.96M+16.2%
D1 Capital Partners L.P.
$155.64M-1.5%
VANGUARD FIDUCIARY TRUST CO
$152.93M+3.4%
SEI INVESTMENTS CO
$139.33M+342.2%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
$135.13M+12.8%
DIMENSIONAL FUND ADVISORS LP
$130.60M+1.7%
Allspring Global Investments Holdings, LLC
$127.47M-3.6%
See all 695 institutional holders →

What's Driving AFRM's Business? Latest 10-K Breakdown

9/9 datapoints verified

AI-extracted from the 10-K filed 2026-08-27 — FY2026 (year ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

The provided filing text is truncated before the income statement, so no total revenue or expense figures are verifiable; disclosed operating data shows $50.2B of FY2026 GMV and loans held for investment up 36% to $9.47B.

Biggest Revenue Drivers

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-K on SEC EDGAR →

Key Metrics

Revenue

Q4 2026
EDGAR

Net Income

Q4 2026
EDGAR

EPS (Diluted)

Q4 2026
EDGAR

Operating Margin

Q4 2026
EDGAR

ROIC

Q4 2026
EDGAR

Free Cash Flow

Q4 2026
EDGAR

Debt/Equity

Q4 2026
EDGAR

Financial Trends

Revenue & Net Income

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Earnings Per Share

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AFRM key financials by period

Reported revenue, net income and operating margin by fiscal year, from Affirm Holdings, Inc.'s annual filings on SEC EDGAR.

Affirm Holdings, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodRevenueNet incomeOp. margin
FY 2026$4.3B$1.9B9.8%
FY 2025$3.2B$52.2M-2.7%
FY 2024$2.3B$-517.8M-26.5%
FY 2023$1.6B$-985.3M-75.6%
FY 2022$1.3B$-707.4M-64.2%
FY 2021$870.5M$-441.0M-44.1%
Source: AFRM filings on SEC EDGAR →

Companies similar to AFRM

Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.

AFRM insiders

Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.

Congress trading in AFRM

4 transactions in AFRM reported by 3 members of Congress under the STOCK Act, most recent trade Apr 10, 2023. Reported transactions, not recommendations.

All Congress stock trades →

About Affirm Holdings, Inc. (AFRM): stock profile, AI score and financials

Affirm Holdings, Inc. (AFRM) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores AFRM at 80.9/100 on a composite quality score built from its SEC filings, placing it at rank #24 of 2,925 stocks — the top 1% of the AI-ranked universe. AFRM scores in the top quartile across profitability (97.5), balance sheet strength (92.1), revenue growth (90.3). Areas of concern include earnings quality (20.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 19.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q4 2026), Affirm Holdings, Inc. reports quarterly revenue of $1.2B, net income of $1.6B, an operating margin of 12.6%. Top institutional holders of AFRM by reported 13-F value include Capital Research Global Investors, MORGAN STANLEY, Capital World Investors, based on the most recent SEC filings. AFRM trades on the Nasdaq exchange and files with the SEC under CIK 1820953. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate AFRM daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Affirm Holdings, Inc. directly from SEC EDGAR.

Financials through the period ended SEC EDGAR: CIK 1820953 →