LexinFintech Holdings Ltd.(LX)Stock Analysis
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Not in ranked universe
Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
LX Stock Analysis & AI Quality Score
AI stock analysis and institutional research for LexinFintech Holdings Ltd. (LX), a Financials sector company. LX is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (FY 2025), LexinFintech Holdings Ltd. reports quarterly revenue of $1.9B, net income of $239.8M, free cash flow of $466.4M. Top institutional holders of LX by reported 13-F value include BRILLIANCE ASSET MANAGEMENT LTD, VANGUARD CAPITAL MANAGEMENT, BANK OF AMERICA /DE/, based on the most recent SEC filings. LX trades on the Nasdaq exchange and files with the SEC under CIK 1708259. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LX daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for LexinFintech Holdings Ltd. directly from SEC EDGAR.
Revenue
FY 2025
$1.9B
Net Income
FY 2025
$239.8M
Free Cash Flow
FY 2025
$466.4M
D/E Ratio
FY 2025
0.05
AI Insight: LX Financial Trends
Debt surged 408% year-over-year to $660M in Q4 2025, reversing five consecutive years of deleveraging.
• Total debt climbed from $130M in Q4 2024 to $660M in Q4 2025, the largest absolute level since Q4 2021.
• Company reduced debt from $1,775M in Q4 2019 to $130M by Q4 2024, then reversed course abruptly.
⚠ Debt trajectory reversed sharply after five-year deleveraging streak; monitor capital allocation strategy and underlying business drivers.
⚠ Equity data unavailable since Q4 2021; cannot assess current leverage ratio or balance-sheet health.
AI Insight: LX Ratio Trends
Data too sparse to assess LexinFintech's operational trends; only leverage ratios available and patchy.
• D/E spiked to 2.02x in Q4 2020, then declined to 1.19x by Q4 2021, showing deleveraging effort.
⚠ No profitability, return, or margin data reported since Q4 2021; operational visibility severely limited.
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Available Research
13F Pro tracks comprehensive data for LexinFintech Holdings Ltd. including:
Top Institutional Holders of LX
BRILLIANCE ASSET MANAGEMENT LTD
$8.3M3,800,265 shVANGUARD CAPITAL MANAGEMENT LLC
$8.1M3,709,421 shBANK OF AMERICA CORP /DE/
$8.0M3,653,891 shGOLDMAN SACHS GROUP INC
$7.7M3,526,536 shPRINCIPAL FINANCIAL GROUP INC
$7.4M3,379,109 shBlackRock, Inc.
$7.0M3,224,064 shD. E. Shaw & Co., Inc.
$6.1M2,811,824 shTWO SIGMA INVESTMENTS, LP
$5.1M2,351,189 shDIMENSIONAL FUND ADVISORS LP
$3.9M1,779,739 shOasis Management Co Ltd.
$3.8M1,744,075 sh
| Fund | Value | Shares |
|---|---|---|
| BRILLIANCE ASSET MANAGEMENT LTD | $8.3M | 3,800,265 |
| VANGUARD CAPITAL MANAGEMENT LLC | $8.1M | 3,709,421 |
| BANK OF AMERICA CORP /DE/ | $8.0M | 3,653,891 |
| GOLDMAN SACHS GROUP INC | $7.7M | 3,526,536 |
| PRINCIPAL FINANCIAL GROUP INC | $7.4M | 3,379,109 |
| BlackRock, Inc. | $7.0M | 3,224,064 |
| D. E. Shaw & Co., Inc. | $6.1M | 2,811,824 |
| TWO SIGMA INVESTMENTS, LP | $5.1M | 2,351,189 |
| DIMENSIONAL FUND ADVISORS LP | $3.9M | 1,779,739 |
| Oasis Management Co Ltd. | $3.8M | 1,744,075 |
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Popular Research
Is LX a good stock to buy?
13F Pro's AI-powered analysis of LexinFintech Holdings Ltd. (LX) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for LX are available on the LX stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own LX?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling LX. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of LexinFintech Holdings Ltd.'s investment landscape.