LexinFintech Holdings Ltd.(LX)Stock Analysis
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Rank #1,908 of 2,961 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
LX Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for LexinFintech Holdings Ltd. (LX), a Financials sector company. 13F Pro's AI-powered ranking engine scores LX at 44.5/100 on a 32-signal composite quality model, placing it at rank #1,908 of 2,961 stocks — the bottom half of the AI-ranked universe. Based on the latest XBRL financial filings (FY 2025), LexinFintech Holdings Ltd. reports quarterly revenue of $1.9B, net income of $239.8M, free cash flow of $466.4M. Top institutional holders of LX by reported 13-F value include BRILLIANCE ASSET MANAGEMENT LTD, PRINCIPAL FINANCIAL GROUP, GOLDMAN SACHS GROUP, based on the most recent SEC filings. LX trades on the Nasdaq exchange and files with the SEC under CIK 1708259. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LX daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for LexinFintech Holdings Ltd. directly from SEC EDGAR. LexinFintech Holdings Ltd.'s 13F Pro composite quality score has ranged between 41 and 46 since 2026, currently 44.5 — an improving long-term trajectory across 47 quarterly and live scoring snapshots.
Revenue
FY 2025
$1.9B
Net Income
FY 2025
$239.8M
Free Cash Flow
FY 2025
$466.4M
ROIC
FY 2025
16.6%
D/E Ratio
FY 2025
0.05
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
-86.8% YoYNet Income
EPS (Diluted)
+45.7% YoYTotal Assets
-85.1% YoYTotal Debt
+12.8% YoYOp. Cash Flow
+234.2% YoYFree Cash Flow
+327.1% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $1.88B -86.8% | $14.20B +8.8% | $13.06B +32.3% | $9.87B -13.3% | $11.38B -2.3% | $11.65B |
| Net Income | — | — | — | — | — | $595.0M |
| EPS (Diluted) | $4.72 +45.7% | $3.24 +2.2% | $3.17 +43.4% | $2.21 -61.4% | $5.73 +267.3% | $1.56 |
| Total Assets | $3.31B -85.1% | $22.24B -3.9% | $23.14B +1.6% | $22.77B +8.3% | $21.03B +3.3% | $20.35B |
| Total Debt | $660.0M +12.8% | $585.0M +236.5% | $173.8M -84.2% | $1.10B -26.3% | $1.50B -12.0% | $1.70B |
| Operating Cash Flow | $3.61B +234.2% | $1.08B -61.6% | $2.82B +4819.5% | $57.3M -97.9% | $2.67B +1364.1% | $-211.0M |
| Free Cash Flow | $3.56B +327.1% | $834.4M -67.8% | $2.59B +2927.1% | $-91.5M -103.6% | $2.55B +955.5% | $-297.6M |
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Available Research
13F Pro tracks comprehensive data for LexinFintech Holdings Ltd. including:
Top Institutional Holders of LX
BRILLIANCE ASSET MANAGEMENT LTD
$7.5M3,800,265 shPRINCIPAL FINANCIAL GROUP INC
$6.6M3,339,172 shGOLDMAN SACHS GROUP INC
$6.4M3,273,385 shBlackRock, Inc.
$6.2M3,142,508 shVANGUARD CAPITAL MANAGEMENT LLC
$6.1M3,099,498 shBANK OF AMERICA CORP /DE/
$5.0M2,525,696 shACADIAN ASSET MANAGEMENT LLC
$4.6M2,363,656 shTWO SIGMA INVESTMENTS, LP
$4.5M2,283,689 shOasis Management Co Ltd.
$3.4M1,744,075 shNOMURA HOLDINGS INC
$3.4M1,714,073 sh
| Fund | Value | Shares |
|---|---|---|
| BRILLIANCE ASSET MANAGEMENT LTD | $7.5M | 3,800,265 |
| PRINCIPAL FINANCIAL GROUP INC | $6.6M | 3,339,172 |
| GOLDMAN SACHS GROUP INC | $6.4M | 3,273,385 |
| BlackRock, Inc. | $6.2M | 3,142,508 |
| VANGUARD CAPITAL MANAGEMENT LLC | $6.1M | 3,099,498 |
| BANK OF AMERICA CORP /DE/ | $5.0M | 2,525,696 |
| ACADIAN ASSET MANAGEMENT LLC | $4.6M | 2,363,656 |
| TWO SIGMA INVESTMENTS, LP | $4.5M | 2,283,689 |
| Oasis Management Co Ltd. | $3.4M | 1,744,075 |
| NOMURA HOLDINGS INC | $3.4M | 1,714,073 |
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Popular Research
Is LX a good stock to buy?
13F Pro's AI-powered analysis of LexinFintech Holdings Ltd. (LX) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for LX are available on the LX stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. LX is classified as a small company.
Which hedge funds own LX?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling LX. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of LexinFintech Holdings Ltd.'s investment landscape.