KREFKKR Real Estate Finance Trust Inc.(KREF)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

KREF Stock Analysis & AI Quality Score

AI stock analysis and institutional research for KKR Real Estate Finance Trust Inc. (KREF), a Real Estate sector company. KREF is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), KKR Real Estate Finance Trust Inc. reports quarterly revenue of $26.2M, net income of $-56.1M, free cash flow of $13.1M. Top institutional holders of KREF by reported 13-F value include Kohlberg Kravis Roberts & Co. L.P., Long Pond Capital,, BlackRock,, based on the most recent SEC filings. KREF trades on the NYSE exchange and files with the SEC under CIK 1631596. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate KREF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for KKR Real Estate Finance Trust Inc. directly from SEC EDGAR.

Revenue

Q1 2026

$26.2M

Net Income

Q1 2026

$-56.1M

Free Cash Flow

Q1 2026

$13.1M

ROIC

Q1 2026

-5.2%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

-1.8% YoY
$13.6MFY 2025
FY20 FY22 $7.6MFY24 $13.9MFY25 $13.6M

Net Income

-232.2% YoY
$-47.1MFY 2025
FY20 $54.4MFY22 $38.1MFY24 $35.6MFY25 $-47.1M

EPS (Diluted)

-652.6% YoY
$-1.05FY 2025
FY20 $0.96FY22 $0.23FY24 $0.19FY25 $-1.05

Total Assets

+1.8% YoY
$6.46BFY 2025
FY20 $4.97BFY22 $7.80BFY24 $6.35BFY25 $6.46B

Total Debt

FY 2025
FY20 FY22 FY24 FY25

Op. Cash Flow

-45.5% YoY
$72.3MFY 2025
FY20 $115.1MFY22 $141.1MFY24 $132.6MFY25 $72.3M

AI Insight: KREF Financial Trends

KREF's book value has eroded 21% over eight quarters as net losses accelerate, with Q1 2026 posting the worst quarterly loss of -$56M in the series.

Equity has declined steadily from $1,386M in Q2 2024 to $1,096M in Q1 2026, a cumulative erosion of $290M over eight quarters.

Net income has been negative in four of the last five quarters, with losses deepening to -$56M in Q1 2026 from -$26M in Q4 2025.

Operating cash flow has declined from $49M in Q3 2024 to $13M in Q1 2026, the lowest reading in the series.

Net loss of -$56M in Q1 2026 is the steepest in the dataset — monitor whether credit losses are accelerating in the loan portfolio.

Operating cash flow at $13M in Q1 2026 is barely covering obligations; a further drop raises dividend sustainability concerns.

Debt data is absent across all periods — total leverage and debt-service capacity cannot be assessed without disclosure.

AI Insight: KREF Ratio Trends

KREF's ROE collapsed to -20.5% in Q1 2026, the worst single quarter in the dataset, signaling accelerating credit stress in its real estate loan portfolio.

ROE deteriorated sharply from 4.5% in Q3 2025 to -8.9% in Q4 2025 and then -20.5% in Q1 2026.

ROIC followed the same path: -9.2% in Q4 2025 deepening to -20.9% in Q1 2026, the dataset low.

ROA hit -3.2% in Q1 2026, versus a modest +0.9% just two quarters prior in Q3 2025.

Returns have been highly volatile — alternating positive and negative quarters throughout 2024–2025 with no sustained recovery.

Q1 2026 ROE of -20.5% is more than double the prior trough (-9.6% in Q2 2025) — watch for continued provision build.

TTM ROE of -9.0% masks a worsening intra-period trend; Q1 2026 alone is dragging the rolling average lower.

OpMargin and D/E data are entirely absent — leverage and operating efficiency remain unassessable, a key information gap.

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Available Research

13F Pro tracks comprehensive data for KKR Real Estate Finance Trust Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of KREF

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Is KREF a good stock to buy?

13F Pro's AI-powered analysis of KKR Real Estate Finance Trust Inc. (KREF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Real Estate sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for KREF are available on the KREF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own KREF?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling KREF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of KKR Real Estate Finance Trust Inc.'s investment landscape.