Ares Commercial Real Estate Corp(ACRE)Stock Analysis
AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →13F Pro Quality Score
Rank #2,706 of 2,879 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
ACRE Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Ares Commercial Real Estate Corp (ACRE), a Real Estate sector company. 13F Pro's AI-powered ranking engine scores ACRE at 18.5/100 on a 32-signal composite quality model, placing it at rank #2,706 of 2,879 stocks — the bottom half of the AI-ranked universe. Areas of concern include revenue growth (5.3) and free cash flow (7.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 21.2/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Ares Commercial Real Estate Corp reports quarterly revenue of $13.5M, net income of $-9.6M, free cash flow of $-56.6M. Top institutional holders of ACRE by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT,, based on the most recent SEC filings. ACRE trades on the NYSE exchange and files with the SEC under CIK 1529377. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ACRE daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Ares Commercial Real Estate Corp directly from SEC EDGAR. Ares Commercial Real Estate Corp's 13F Pro composite quality score has ranged between 19 and 69 since 2021, currently 18.5 — a declining long-term trajectory across 28 quarterly and live scoring snapshots.
Revenue
Q1 2026
$13.5M
Net Income
Q1 2026
$-9.6M
Free Cash Flow
Q1 2026
$-56.6M
ROIC
Q1 2026
-1.9%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
-31.8% YoYNet Income
-157.9% YoYEPS (Diluted)
Total Assets
-33.5% YoYTotal Debt
-31.0% YoYOp. Cash Flow
-26.5% YoY| Metric | FY 2024 | FY 2021 | FY 2020 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|
| Revenue | $69.7M -31.8% | $102.1M +23.4% | $82.7M +78.4% | $46.3M +2.8% | $45.1M -9.8% | $50.0M |
| Net Income | $-35.0M -157.9% | $60.5M +176.8% | $21.8M -28.2% | $30.4M -32.2% | $44.9M +3.6% | $43.3M |
| EPS (Diluted) | — | — | — | $1.07 -24.1% | $1.41 +17.5% | $1.20 |
| Total Assets | $1.75B -33.5% | $2.63B +36.4% | $1.93B +9.0% | $1.77B +28.9% | $1.37B -0.4% | $1.38B |
| Total Debt | $718.5M -31.0% | $1.04B +12.1% | $928.7M -13.0% | $1.07B +14.1% | $935.7M +50.3% | $622.6M |
| Operating Cash Flow | $35.5M -26.5% | $48.4M +52.2% | $31.8M +1.6% | $31.3M +796.6% | $-4.5M -101.6% | $275.5M |
AI Insight: ACRE Financial Trends
ACRE's equity base has eroded 15% from $582M to $492M over eight quarters as losses persist and operating cash flow turned sharply negative in Q1 2026.
• Revenue declined from $18M in Q4 2024 to $13M in Q1 2026, a roughly 28% drop over five quarters.
• Equity contracted steadily from $582M in Q2 2024 to $492M in Q1 2026, reflecting cumulative net losses.
• Total debt jumped from $718M in Q4 2024 to $948M in Q4 2025, a $230M increase in four quarters.
• Net income is volatile and predominantly negative; only Q1 2025 and Q3 2025 posted positive results ($9M and $5M respectively).
⚠ Operating cash flow collapsed to -$57M in Q1 2026 from +$5M in Q4 2025 — a severe and sudden reversal requiring close monitoring.
⚠ Rising debt alongside shrinking equity signals increasing leverage; book value erosion may pressure dividend sustainability.
⚠ Revenue stabilization around $13–$14M in recent quarters could be an early floor — watch whether Q2 2026 holds or breaks lower.
AI Insight: ACRE Ratio Trends
ACRE's profitability remains deeply negative and highly volatile, with Q1 2026 operating margin collapsing to -71.1% — the worst reading outside a single aberrant quarter.
• Operating margin has been negative in 6 of 7 discrete quarters, ranging from -29.2% to -87.8%, signaling persistent core earnings pressure.
• ROE swung from +6.9% in Q1 2025 to -8.4% in Q2 2025 and -7.8% in Q1 2026, reflecting extreme quarter-to-quarter earnings instability.
• D/E ratio rose from 1.33 in Q4 2024 to 1.86 in Q4 2025, the only two quarters with available leverage data, indicating rising balance-sheet leverage.
⚠ Q1 2026 ROA deteriorated to -2.1% from -1.0% in Q4 2025 — sharpest sequential decline in asset returns in recent quarters.
⚠ The single profitable quarter (Q1 2025, NPM +62.5%) appears anomalous; confirm whether it reflects a one-time asset sale or genuine improvement.
⚠ D/E data is sparse across quarters; full leverage visibility is needed to assess whether rising debt compounds the negative return profile.
Get alerted when ACRE's score changes
Free account: watchlist tracking, the daily AI brief, and the AI screener.
Available Research
13F Pro tracks comprehensive data for Ares Commercial Real Estate Corp including:
Top Institutional Holders of ACRE
BlackRock, Inc.
$21.7M4,514,461 shVANGUARD CAPITAL MANAGEMENT LLC
$11.2M2,326,125 shGEODE CAPITAL MANAGEMENT, LLC
$6.7M1,389,189 shHOTCHKIS & WILEY CAPITAL MANAGEMENT LLC
$6.0M1,252,232 shSTATE STREET CORP
$5.7M1,159,676 shNorth Ground Capital
$5.4M1,120,000 shLighthouse Investment Partners, LLC
$4.9M1,022,494 shCURA WEALTH ADVISORS, LLC
$4.3M905,601 shAlpine Global Management, LLC
$3.1M652,859 shFocus Partners Wealth
$2.8M586,592 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $21.7M | 4,514,461 |
| VANGUARD CAPITAL MANAGEMENT LLC | $11.2M | 2,326,125 |
| GEODE CAPITAL MANAGEMENT, LLC | $6.7M | 1,389,189 |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $6.0M | 1,252,232 |
| STATE STREET CORP | $5.7M | 1,159,676 |
| North Ground Capital | $5.4M | 1,120,000 |
| Lighthouse Investment Partners, LLC | $4.9M | 1,022,494 |
| CURA WEALTH ADVISORS, LLC | $4.3M | 905,601 |
| Alpine Global Management, LLC | $3.1M | 652,859 |
| Focus Partners Wealth | $2.8M | 586,592 |
More Real Estate Companies
View all Real Estate →Put ACRE on your watchlist
Track score changes the day Ares Commercial Real Estate Corp files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.
Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).
Popular Research
Is ACRE a good stock to buy?
13F Pro's AI-powered analysis of Ares Commercial Real Estate Corp (ACRE) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Real Estate sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ACRE are available on the ACRE stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own ACRE?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ACRE. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Ares Commercial Real Estate Corp's investment landscape.