First Internet Bancorp(INBK)Stock Analysis
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Rank #2,390 of 2,962 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
INBK Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for First Internet Bancorp (INBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores INBK at 33.4/100 on a 32-signal composite quality model, placing it at rank #2,390 of 2,962 stocks — the bottom half of the AI-ranked universe. INBK scores in the top quartile across free cash flow (99.4), earnings quality (96.7). Areas of concern include profitability (13.8) and revenue scale (19.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), First Internet Bancorp reports net income of $2.4M, free cash flow of $24.3M. Top institutional holders of INBK by reported 13-F value include BlackRock, HEARTLAND ADVISORS, AEGIS FINANCIAL, based on the most recent SEC filings. INBK trades on the Nasdaq exchange and files with the SEC under CIK 1562463. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate INBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for First Internet Bancorp directly from SEC EDGAR. First Internet Bancorp's 13F Pro composite quality score has ranged between 25 and 37 since 2021, currently 33.4 — a stable long-term trajectory across 12 quarterly and live scoring snapshots.
Net Income
Q2 2026
$2.4M
Free Cash Flow
Q2 2026
$24.3M
ROIC
Q2 2026
1.8%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
-13.5% YoYNet Income
-239.1% YoYEPS (Diluted)
-239.9% YoYTotal Assets
-2.9% YoYTotal Debt
-15.4% YoYOp. Cash Flow
-73.5% YoYFree Cash Flow
-78.6% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $116.5M -13.5% | $134.7M | — | $118.3M -0.9% | $119.4M +18.4% | $100.9M |
| Net Income | $-35.2M -239.1% | $25.3M +200.3% | $8.4M -76.3% | $35.5M -26.1% | $48.1M +63.4% | $29.5M |
| EPS (Diluted) | $-4.03 -239.9% | $2.88 +203.2% | $0.95 -74.3% | $3.70 -23.2% | $4.82 +61.2% | $2.99 |
| Total Assets | $5.57B -2.9% | $5.74B +11.0% | $5.17B +13.7% | $4.54B +7.9% | $4.21B -0.8% | $4.25B |
| Total Debt | $249.5M -15.4% | $295.0M -52.0% | $614.9M +0.0% | $614.9M +19.4% | $514.9M +0.0% | $514.9M |
| Operating Cash Flow | $3.4M -73.5% | $13.0M +11.2% | $11.7M -85.9% | $82.7M +50.8% | $54.8M +319.7% | $13.1M |
| Free Cash Flow | $2.2M -78.6% | $10.4M +64.7% | $6.3M -90.3% | $65.2M +161.4% | $24.9M +299.7% | $-12.5M |
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Available Research
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Top Institutional Holders of INBK
BlackRock, Inc.
$20.2M726,936 shHEARTLAND ADVISORS INC
$10.5M375,900 shAEGIS FINANCIAL CORP
$9.8M354,261 shVANGUARD CAPITAL MANAGEMENT LLC
$9.6M346,351 shDIMENSIONAL FUND ADVISORS LP
$9.1M327,830 shAQR CAPITAL MANAGEMENT LLC
$8.1M289,641 shCSM Advisors, LLC
$7.3M262,534 shGEODE CAPITAL MANAGEMENT, LLC
$6.3M227,248 shACADIAN ASSET MANAGEMENT LLC
$6.0M216,353 shSimcoe Capital LLC
$5.8M208,777 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $20.2M | 726,936 |
| HEARTLAND ADVISORS INC | $10.5M | 375,900 |
| AEGIS FINANCIAL CORP | $9.8M | 354,261 |
| VANGUARD CAPITAL MANAGEMENT LLC | $9.6M | 346,351 |
| DIMENSIONAL FUND ADVISORS LP | $9.1M | 327,830 |
| AQR CAPITAL MANAGEMENT LLC | $8.1M | 289,641 |
| CSM Advisors, LLC | $7.3M | 262,534 |
| GEODE CAPITAL MANAGEMENT, LLC | $6.3M | 227,248 |
| ACADIAN ASSET MANAGEMENT LLC | $6.0M | 216,353 |
| Simcoe Capital LLC | $5.8M | 208,777 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is INBK a good stock to buy?
13F Pro's AI-powered analysis of First Internet Bancorp (INBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for INBK are available on the INBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. INBK is classified as a small company.
Which hedge funds own INBK?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling INBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of First Internet Bancorp's investment landscape.