BANC is the ticker symbol for BANC OF CALIFORNIA, INC., a publicly traded Financials sector company listed on NYSE. 13F Pro tracks BANC with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is BANC a good stock to buy?

13F Pro's AI ranking engine scores BANC at 38.0/100, ranked #2,208 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for BANC is available at https://13fpro.ai/company/BANC. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source BANC data?

All BANC OF CALIFORNIA, INC. fundamentals and ownership data come directly from SEC EDGAR. BANC OF CALIFORNIA, INC. files with the SEC under CIK 1169770. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

BANC OF CALIFORNIA, INC. BANC

NYSEMid CapFinancials

13F Pro quality score

Rank #2,208 of 2,925

Why it scores 38 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$180.50M

Quarter to Jun 30

Net income

$-241.35M

Quarter to Jun 30

Free cash flow

$158.81M

Quarter to Jun 30

Operating margin

-185.7%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$3.21B total

BlackRock, Inc.

$462.25M+9.7%

T. Rowe Price Investment Management, Inc.

$265.66M-0.3%

STATE STREET CORP

$197.10M+5.7%

DIMENSIONAL FUND ADVISORS LP

$140.83M+6.6%

VANGUARD PORTFOLIO MANAGEMENT LLC

$131.45M+34.0%

VANGUARD CAPITAL MANAGEMENT LLC

$129.61M+2.4%

WELLINGTON MANAGEMENT GROUP LLP

$125.07M+147.2%

Invesco Ltd.

$101.40M+16.2%

AMERICAN CENTURY COMPANIES INC

$90.47M+28.7%

GEODE CAPITAL MANAGEMENT, LLC

$76.33M+1.7%

GOLDMAN SACHS GROUP INC

$62.00M+17.0%

Neuberger Berman Group LLC

$60.80M+5.9%

TWO SIGMA INVESTMENTS, LP

$60.43M+142.3%

AMERIPRISE FINANCIAL INC

$57.59M+21.0%

MILLENNIUM MANAGEMENT LLC

$55.13M-62.9%

PL Capital Advisors, LLC

$50.04M-17.0%

$47.16M+176.6%

$39.64M-11.4%

$34.50M+70.1%

$34.18M+15.9%

$34.16M+332.5%

$31.72M+161.3%

Hodges Capital Management Inc.

$27.50M-8.0%

Qube Research & Technologies Ltd

$26.38M+5.3%

CHARLES SCHWAB INVESTMENT MANAGEMENT INC

$25.80M-0.1%

See all 311 institutional holders →

What's Driving BANC's Business? Latest 10-Q Breakdown

19/19 datapoints verified

AI-extracted from the 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Banc of California posted a Q2 2026 net loss of $241.3M (EPS -$1.61) driven by a $256.7M pre-tax securities repositioning loss and $161.8M credit provision, against $180.5M total revenue.

Biggest Revenue Drivers

Net interest income$250.5M+4% YoY

Driven by higher average loan balances and an additional day, offset partly by nonaccrual-related reductions

Biggest Revenue Drivers

Total revenue: $180.5M-60% YoY

Net interest income$250.5M+4% YoY

Driven by higher average loan balances and an additional day, offset partly by nonaccrual-related reductions

Largest Expense Items

Total noninterest expense$189.9M+2% YoY

Insurance and assessments rose on higher FDIC assessment rate from balance sheet actions; other expense rose on software obsolescence charges

Provision for credit losses$161.8M+314% YoY

Driven by $161.6M of charge-offs and loss given default on CRE and multi-family construction loans transferred to HFS

Margins: Net interest margin fell to 3.13% from 3.24% in Q1, primarily from nonaccrual interest impacts and short-term funding for loan growth and subordinated debt redemption. Management cited improving funding profile entering Q3.

Watch Items from the Filing

Three largest nonaccrual loan relationships total $69.8M, representing 34% of total nonaccrual loans and leases of $203.7M.
Securities repositioning generated a $256.7M pre-tax loss, with $1.7B of proceeds redeployed at a 276 bp yield pickup.
Targeted sale of $827.0M of CRE and multi-family construction loans to HFS, with agreements entered in July 2026.
Annualized net charge-offs rose to 2.54% of average loans in Q2 2026 versus 0.23% in Q1 2026.
Tier 1 leverage ratio at Banc of California, Inc. declined to 8.89%, with CET1 at 9.25% versus 10.01% at year-end 2025.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Free Cash Flow

Q2 2026

EDGAR

Debt/Equity

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

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Earnings Per Share

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About BANC OF CALIFORNIA, INC. (BANC): stock profile, AI score and financials

BANC OF CALIFORNIA, INC. (BANC) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores BANC at 38.0/100 on a composite quality score built from its SEC filings, placing it at rank #2,208 of 2,925 stocks — the bottom half of the AI-ranked universe. BANC scores in the top quartile across earnings quality (97.0), free cash flow (77.8). Areas of concern include revenue growth (23.5) and profitability (24.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), BANC OF CALIFORNIA, INC. reports quarterly revenue of $180.5M, net income of $-241.3M, an operating margin of -185.7%. BANC trades on the NYSE exchange and files with the SEC under CIK 1169770. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BANC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BANC OF CALIFORNIA, INC. directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 1169770 →