INTERNATIONAL BANCSHARES CORP(IBOC)Stock Analysis
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Rank #1,158 of 2,960 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
IBOC Stock Analysis & AI Quality Score
Data updated 2026-09-12AI stock analysis and institutional research for INTERNATIONAL BANCSHARES CORP (IBOC), a Financials sector company. 13F Pro's AI-powered ranking engine scores IBOC at 56.5/100 on a 32-signal composite quality model, placing it at rank #1,158 of 2,960 stocks — the top half of the AI-ranked universe. IBOC scores in the top quartile across profitability (96.9), free cash flow (95.8). Areas of concern include revenue growth (29.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), INTERNATIONAL BANCSHARES CORP reports quarterly revenue of $214.8M, net income of $95.8M, an operating margin of 56.4%. Top institutional holders of IBOC by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. IBOC trades on the Nasdaq exchange and files with the SEC under CIK 315709. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate IBOC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for INTERNATIONAL BANCSHARES CORP directly from SEC EDGAR. INTERNATIONAL BANCSHARES CORP's 13F Pro composite quality score has ranged between 39 and 57 since 2026, currently 56.5 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.
Revenue
Q2 2026
$214.8M
Net Income
Q2 2026
$95.8M
Free Cash Flow
Q2 2026
$88.6M
Operating Margin
Q2 2026
56.4%
ROIC
Q2 2026
14.3%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+1.0% YoYNet Income
+0.8% YoYEPS (Diluted)
+0.8% YoYTotal Assets
+5.3% YoYOp. Cash Flow
+3.6% YoYFree Cash Flow
+2.9% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $842.2M +1.0% | $833.6M +0.0% | $833.4M +23.5% | $674.8M +13.7% | $593.6M +10.2% | $538.5M |
| Net Income | $412.3M +0.8% | $409.2M -0.6% | $411.8M +37.1% | $300.2M +18.2% | $253.9M +51.8% | $167.3M |
| EPS (Diluted) | $6.62 +0.8% | $6.57 -0.8% | $6.62 +38.5% | $4.78 +19.5% | $4.00 +52.7% | $2.62 |
| Total Assets | $16.58B +5.3% | $15.74B +4.5% | $15.07B -2.8% | $15.50B -3.4% | $16.05B +14.4% | $14.03B |
| Operating Cash Flow | $491.1M +3.6% | $473.9M -0.1% | $474.4M +22.3% | $387.9M +33.0% | $291.7M -4.4% | $305.1M |
| Free Cash Flow | $472.9M +2.9% | $459.8M +2.9% | $446.9M +21.2% | $368.7M +31.1% | $281.3M -5.7% | $298.4M |
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Top Institutional Holders of IBOC
BlackRock, Inc.
$535.3M7,048,194 shVANGUARD PORTFOLIO MANAGEMENT LLC
$254.4M3,350,198 shDIMENSIONAL FUND ADVISORS LP
$247.5M3,258,656 shAMERICAN CENTURY COMPANIES INC
$237.6M3,128,416 shSTATE STREET CORP
$213.5M2,810,776 shVANGUARD CAPITAL MANAGEMENT LLC
$189.6M2,495,909 shGEODE CAPITAL MANAGEMENT, LLC
$119.5M1,573,378 shBoston Trust Walden Corp
$99.2M1,306,605 shT. Rowe Price Investment Management, Inc.
$88.2M1,161,106 shGOLDMAN SACHS GROUP INC
$78.7M1,035,745 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $535.3M | 7,048,194 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $254.4M | 3,350,198 |
| DIMENSIONAL FUND ADVISORS LP | $247.5M | 3,258,656 |
| AMERICAN CENTURY COMPANIES INC | $237.6M | 3,128,416 |
| STATE STREET CORP | $213.5M | 2,810,776 |
| VANGUARD CAPITAL MANAGEMENT LLC | $189.6M | 2,495,909 |
| GEODE CAPITAL MANAGEMENT, LLC | $119.5M | 1,573,378 |
| Boston Trust Walden Corp | $99.2M | 1,306,605 |
| T. Rowe Price Investment Management, Inc. | $88.2M | 1,161,106 |
| GOLDMAN SACHS GROUP INC | $78.7M | 1,035,745 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is IBOC a good stock to buy?
13F Pro's AI-powered analysis of INTERNATIONAL BANCSHARES CORP (IBOC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for IBOC are available on the IBOC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. IBOC is classified as a mid company.
Which hedge funds own IBOC?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling IBOC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of INTERNATIONAL BANCSHARES CORP's investment landscape.