What is the 13F Pro Quality Score for GCBC?

13F Pro ranks GREENE COUNTY BANCORP INC (GCBC) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View GCBC's current score at https://13fpro.ai/research/GCBC (free sign-up required for the full ranking).

Where does 13F Pro source GCBC data?

All GREENE COUNTY BANCORP INC fundamentals and ownership data come directly from SEC EDGAR. GREENE COUNTY BANCORP INC files with the SEC under CIK 1070524. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is GCBC in?

GREENE COUNTY BANCORP INC (GCBC) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is GCBC research updated on 13F Pro?

GCBC's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

GREENE COUNTY BANCORP INC(GCBC)Stock Analysis

AI analysis on 2,800+ stocks →Deep AI analysis on 2,800+ stocks →

Financials →Nasdaq

Institutional-grade research for retail investors

SEC EDGAR: CIK 1070524 GCBC stock profile & AI dashboard →

13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

GCBC Stock Analysis & AI Quality Score

AI stock analysis and institutional research for GREENE COUNTY BANCORP INC (GCBC), a Financials sector company. GCBC is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q3 2026), GREENE COUNTY BANCORP INC reports quarterly revenue of $23.9M, net income of $10.5M, an operating margin of 50.9%. Top institutional holders of GCBC by reported 13-F value include BlackRock,, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT,, based on the most recent SEC filings. GCBC trades on the Nasdaq exchange and files with the SEC under CIK 1070524. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate GCBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for GREENE COUNTY BANCORP INC directly from SEC EDGAR.

Revenue

Q3 2026

$23.9M

Net Income

Q3 2026

$10.5M

Free Cash Flow

Q3 2026

$10.7M

Operating Margin

Q3 2026

50.9%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

—FY 2023

FY20 —FY21 —FY22 —FY23 —

Net Income

+10.0% YoY

$30.8MFY 2023

FY20 $18.7MFY21 $23.9MFY22 $28.0MFY23 $30.8M

EPS (Diluted)

+10.4% YoY

$1.81FY 2023

FY20 $1.10FY21 $1.41FY22 $1.64FY23 $1.81

Total Assets

+4.9% YoY

$2.70BFY 2023

FY20 $1.68BFY21 $2.20BFY22 $2.57BFY23 $2.70B

Total Debt

$0.00FY 2023

FY20 —FY21 $0.00FY22 $0.00FY23 $0.00

Op. Cash Flow

-20.5% YoY

$28.1MFY 2023

FY20 $26.7MFY21 $27.8MFY22 $35.4MFY23 $28.1M

Metric	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Revenue	—	—	—	—	$4.1M +11.1%	$3.7M
Net Income	$30.8M +10.0%	$28.0M +16.9%	$23.9M +27.8%	$18.7M +7.1%	$17.5M +21.3%	$14.4M
EPS (Diluted)	$1.81 +10.4%	$1.64 +16.7%	$1.41 +27.7%	$1.10 +7.3%	$1.02 +21.3%	$0.84
Total Assets	$2.70B +4.9%	$2.57B +16.9%	$2.20B +31.2%	$1.68B +32.1%	$1.27B +10.2%	$1.15B
Total Debt	$0.00	$0.00	$0.00	—	—	—
Operating Cash Flow	$28.1M -20.5%	$35.4M +27.4%	$27.8M +3.9%	$26.7M +23.6%	$21.6M +4.6%	$20.7M

AI Insight: GCBC Financial Trends

GCBC's net income has surged 57% from $7M in Q2 2024 to $11M in Q1 2026, while equity has grown steadily to $268M.

• Net income rose consistently from $7M in Q2 2024 to $11M in Q1 2026, a 57% increase over eight quarters.

• Equity expanded from $206M in Q2 2024 to $268M in Q1 2026, reflecting eight consecutive quarters of book value growth.

• Operating cash flow is volatile, swinging from $2M in Q3 2024 to $13M in Q2 2025 and $11M in Q1 2026.

⚠ Operating CF dipped to $6M in Q4 2025 despite net income hitting $10M — a widening gap worth monitoring.

⚠ Revenue and operating income data are entirely absent, limiting visibility into margin and top-line trajectory.

AI Insight: GCBC Ratio Trends

GCBC's return profile has improved meaningfully over the past year, with ROA reaching 1.3% and ROIC climbing to 18.2% in Q1 2026.

• ROIC expanded from 12.4% in Q3 2024 to 18.2% in Q1 2026, a 580bp improvement over six quarters.

• ROA rose steadily from 0.9% in Q2–Q3 2024 to 1.3% in both Q4 2025 and Q1 2026.

• ROE climbed from a trough of 11.6% in Q3 2024 to 15.7% in Q1 2026, near its recent peak of 15.9%.

⚠ ROE and ROIC dipped sequentially in Q1 2026 from Q4 2025 peaks of 15.9% and 17.9% — monitor for re-acceleration.

⚠ OpMargin, NPM, and D/E are unavailable across all periods, limiting full profitability and leverage assessment.

Get alerted when GCBC's score changes

Free account: watchlist tracking, the daily AI brief, and the AI screener.

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Available Research

13F Pro tracks comprehensive data for GREENE COUNTY BANCORP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of GCBC

BlackRock, Inc.
$15.2M678,228 sh
VANGUARD CAPITAL MANAGEMENT LLC
$6.7M298,151 sh
GEODE CAPITAL MANAGEMENT, LLC
$3.7M166,924 sh
STATE STREET CORP
$2.9M128,801 sh
DIMENSIONAL FUND ADVISORS LP
$2.1M92,607 sh
Covalent Partners LLC
$1.5M69,000 sh
GOLDMAN SACHS GROUP INC
$1.5M68,191 sh
Angel Oak Capital Advisors, LLC
$1.4M61,000 sh
VANGUARD FIDUCIARY TRUST CO
$1.2M52,418 sh
RENAISSANCE TECHNOLOGIES LLC
$1.1M51,000 sh

Fund	Value	Shares
BlackRock, Inc.	$15.2M	678,228
VANGUARD CAPITAL MANAGEMENT LLC	$6.7M	298,151
GEODE CAPITAL MANAGEMENT, LLC	$3.7M	166,924
STATE STREET CORP	$2.9M	128,801
DIMENSIONAL FUND ADVISORS LP	$2.1M	92,607
Covalent Partners LLC	$1.5M	69,000
GOLDMAN SACHS GROUP INC	$1.5M	68,191
Angel Oak Capital Advisors, LLC	$1.4M	61,000
VANGUARD FIDUCIARY TRUST CO	$1.2M	52,418
RENAISSANCE TECHNOLOGIES LLC	$1.1M	51,000

More Financials Companies

View all Financials →

AAAU

Goldman Sachs Physical Gold ETF

AACB

Artius II Acquisition Inc.

AACI

Armada Acquisition Corp. III

AACO

Abony Acquisition Corp. I

AACP

Apogee Acquisition Corp

AAC-UN

Ares Acquisition Corp III

AAME

ATLANTIC AMERICAN CORP

AAMI

Acadian Asset Management Inc.

Put GCBC on your watchlist

Track score changes the day GREENE COUNTY BANCORP INC files with the SEC, follow the hedge funds that own it, screen 2,800+ AI-scored stocks, and get the daily brief — free.

View Pricing

Free tier includes 13F data, economic indicators, and market overview. Pro starts at $6.67/mo (billed annually).

Passwordless sign-in · Payments by Stripe · Auth by Clerk

Popular Research

AAPL

Apple

MSFT

Microsoft

NVDA

NVIDIA

GOOG

Alphabet

AMZN

Amazon

Is GCBC a good stock to buy?

13F Pro's AI-powered analysis of GREENE COUNTY BANCORP INC (GCBC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for GCBC are available on the GCBC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own GCBC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling GCBC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of GREENE COUNTY BANCORP INC's investment landscape.