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SEC EDGAR: CIK 1070524GCBC stock profile & AI dashboard →

13F Pro Quality Score

61.5/100

Rank #778 of 2,962 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

71.3/100

Profitability

97.5/100

Balance Sheet

46.5/100

Earnings Quality

29.7/100

Free Cash Flow

91.4/100

Institutional Flow

41.4/100

Revenue Scale

14.0/100

Dilution Risk

94.7/100
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GCBC Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for GREENE COUNTY BANCORP INC (GCBC), a Financials sector company. 13F Pro's AI-powered ranking engine scores GCBC at 61.5/100 on a 32-signal composite quality model, placing it at rank #778 of 2,962 stocks — the top half of the AI-ranked universe. GCBC scores in the top quartile across profitability (97.5), free cash flow (91.4). Areas of concern include revenue scale (14.0) and earnings quality (29.7), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), GREENE COUNTY BANCORP INC reports quarterly revenue of $23.9M, net income of $10.5M, an operating margin of 50.9%. Top institutional holders of GCBC by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT, based on the most recent SEC filings. GCBC trades on the Nasdaq exchange and files with the SEC under CIK 1070524. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate GCBC daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for GREENE COUNTY BANCORP INC directly from SEC EDGAR. GREENE COUNTY BANCORP INC's 13F Pro composite quality score has ranged between 35 and 62 since 2021, currently 61.5 — an improving long-term trajectory across 9 quarterly and live scoring snapshots.

Fun facts about GREENE COUNTY BANCORP INC

Quirks, history, and lore behind GCBC — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community bank holding company · small-cap · listed on Nasdaq · headquartered in upstate New York.
  • 2
    The Numbers
    Total assets in the range of $2 billion, with a deposit base built almost entirely on local retail and small-business customers — nothing flashy, just steady.
  • 3
    The History
    Founded in the late 19th century, it has spent well over a hundred years serving the Hudson Valley and Catskill Mountain region of New York without straying far from home.
  • 4
    The Secret
    Its mutual savings bank roots mean it built a reputation on conservative lending and a strong capital ratio — the kind of bank that yawns at Wall Street drama.
  • 5
    The Lore
    It operates a state-chartered commercial bank subsidiary alongside a federally chartered savings bank — a rare dual-charter structure that gives it unusual flexibility for a bank its size.
  • 6
    The Giveaway
    Its ticker is a very on-the-nose GCBC, and its bank subsidiary shares its name with the rural New York county immortalized by the Hudson River School of painters.
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Revenue

Q1 2026

$23.9M

Net Income

Q1 2026

$10.5M

Free Cash Flow

Q1 2026

$10.7M

Operating Margin

Q1 2026

50.9%

ROIC

Q1 2026

18.2%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+16.1% YoY
$75.4MFY 2025
FY22 $70.1MFY23 $73.4MFY24 $64.9MFY25 $75.4M

Net Income

+25.7% YoY
$31.1MFY 2025
FY22 $28.0MFY23 $30.8MFY24 $24.8MFY25 $31.1M

EPS (Diluted)

+26.2% YoY
$1.83FY 2025
FY22 $1.64FY23 $1.81FY24 $1.45FY25 $1.83

Total Assets

+7.6% YoY
$3.04BFY 2025
FY22 $2.57BFY23 $2.70BFY24 $2.83BFY25 $3.04B

Total Debt

FY 2025
FY22 $0.00FY23 $0.00FY24 FY25

Op. Cash Flow

+12.3% YoY
$28.0MFY 2025
FY22 $35.4MFY23 $28.1MFY24 $24.9MFY25 $28.0M

Free Cash Flow

+16.6% YoY
$27.3MFY 2025
FY22 $34.3MFY23 $26.6MFY24 $23.4MFY25 $27.3M

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Available Research

13F Pro tracks comprehensive data for GREENE COUNTY BANCORP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

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Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is GCBC a good stock to buy?

13F Pro's AI-powered analysis of GREENE COUNTY BANCORP INC (GCBC) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for GCBC are available on the GCBC stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. GCBC is classified as a small company.

Which hedge funds own GCBC?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling GCBC. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of GREENE COUNTY BANCORP INC's investment landscape.