NRIM is the ticker symbol for NORTHRIM BANCORP INC, a publicly traded Financials sector company listed on Nasdaq. 13F Pro tracks NRIM with AI-powered analysis, an AI quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is NRIM a good stock to buy?

13F Pro's AI ranking engine scores NRIM at 66.6/100, ranked #401 of 2,925 stocks on a composite quality score built from its SEC filings, covering profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for NRIM is available at https://13fpro.ai/company/NRIM. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source NRIM data?

All NORTHRIM BANCORP INC fundamentals and ownership data come directly from SEC EDGAR. NORTHRIM BANCORP INC files with the SEC under CIK 1163370. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

NORTHRIM BANCORP INC NRIM

NasdaqSmall CapFinancials

13F Pro quality score

Rank #401 of 2,925TOP 25%

Why it scores 67 Financials peers →

Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.

Revenue

$63.89M

Quarter to Jun 30

Net income

$15.34M

Quarter to Jun 30

Free cash flow

$39.50M

Quarter to Jun 30

Operating margin

31.6%

Quarter to Jun 30

Top Institutional Holders

as of Q2 2026

$457.04M total

BlackRock, Inc.

$81.18M+5.8%

DIMENSIONAL FUND ADVISORS LP

$33.58M+0.3%

VANGUARD CAPITAL MANAGEMENT LLC

$26.31M-1.6%

AMERICAN CENTURY COMPANIES INC

$23.79M+10.9%

GEODE CAPITAL MANAGEMENT, LLC

$22.62M+8.9%

MANUFACTURERS LIFE INSURANCE COMPANY, THE

$21.89M-0.6%

STATE STREET CORP

$18.56M-9.6%

VANGUARD PORTFOLIO MANAGEMENT LLC

$15.62M+11.0%

De Lisle Partners LLP

$13.22M+0.3%

AMERIPRISE FINANCIAL INC

$9.77M+11.3%

PUNCH & ASSOCIATES INVESTMENT MANAGEMENT, INC.

$9.51M+5.1%

ARROWSTREET CAPITAL, LIMITED PARTNERSHIP

$9.26M+14.4%

Alaska Wealth Advisors

$8.48M0.0%

GOLDMAN SACHS GROUP INC

$7.93M+26.8%

Boston Partners

$7.02M+20.3%

NORTHERN TRUST CORP

$6.37M+5.5%

FRANKLIN RESOURCES INC

$6.12M-4.4%

LSV ASSET MANAGEMENT

$5.96M-2.5%

Waverly Advisors, LLC

$5.84M+0.1%

Connor, Clark & Lunn Investment Management Ltd.

$5.52M+7.6%

Huber Capital Management LLC

$5.34M0.0%

Jupiter Topco LLC

$5.20M--

TWO SIGMA INVESTMENTS, LP

$4.97M-24.2%

BRIDGEWAY CAPITAL MANAGEMENT, LLC

$4.52M+32.1%

VANGUARD FIDUCIARY TRUST CO

$4.12M-1.9%

See all 156 institutional holders →

What's Driving NRIM's Business? Latest 10-Q Breakdown

26/26 datapoints verified

AI-extracted from the 10-Q filed 2026-07-31 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Northrim's Q2 FY2026 revenue rose to $63.9M (+4% YoY) as net interest income grew 11% and NIM expanded 30bp to 4.96%, even as nonperforming loans nearly doubled to $21.8M.

Biggest Revenue Drivers

Community Banking$44.2M+5% YoY

Net interest income rose 11% on higher interest income on loans, investments and bank deposits plus lower deposit interest expense.

Home Mortgage Lending$12.1M-3% YoY

Mortgage loans funded for sale fell to $239.1M from $249.7M and mortgage servicing revenue declined.

Biggest Revenue Drivers

Total revenue: $63.9M+4% YoY

Community Banking$44.2M+5% YoY

Net interest income rose 11% on higher interest income on loans, investments and bank deposits plus lower deposit interest expense.

Home Mortgage Lending$12.1M-3% YoY

Mortgage loans funded for sale fell to $239.1M from $249.7M and mortgage servicing revenue declined.

Specialty Finance$7.6M+13% YoY

Average purchased receivables and loan balances grew to $141.5M from $124.1M.

Largest Expense Items

Salaries and other personnel expense$20.8M-0.3% YoY

Lower group medical claims expense and lower accruals for profit sharing.

Total interest expense$10.0M-11% YoY

Lower interest expense on deposits and borrowings, partly offset by higher subordinated debenture interest.

Data processing expense$3.5M+3% YoY

Occupancy expense$1.8M-13% YoY

Margins: Net interest margin expanded 30 bps YoY to 4.96%, driven by a favorable mix shift toward higher-yielding loans and a lower cost of interest-bearing deposits (1.71% vs 2.04%).

Watch Items from the Filing

Northrim announced a merger with PBCO Financial Corporation (July 22, 2026), an all-stock deal giving PBCO holders 1.160 Northrim shares each and ~21% of the combined ~$4.2B-asset company.
Nonperforming loans, net of government guarantees, jumped 93% to $21.8M from $11.3M, mainly due to three loans added to a single borrower relationship.
Uninsured deposits totaled $1.14 billion, or 39% of total deposits, up from 38% at December 31, 2025.
33 customers with balances over $10 million account for $745.7 million, or 26%, of total deposits.
Direct exposure to the oil and gas industry is $128.6 million, about 5% of loans, with $89.0 million of related unfunded commitments.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →

Key Metrics

Revenue

Q2 2026

EDGAR

Net Income

Q2 2026

EDGAR

EPS (Diluted)

Q2 2026

EDGAR

Operating Margin

Q2 2026

EDGAR

ROIC

Q2 2026

EDGAR

Free Cash Flow

Q2 2026

EDGAR

Debt/Equity

Q2 2026

EDGAR

Financial Trends

Revenue & Net Income

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NORTHRIM BANCORP INC reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Op. marginOperating margin
FY 2025	10-K	$255.6M	$64.6M	33.1%
FY 2024	10-K	$196.0M	$37.0M	24.0%
FY 2023	10-K	$158.3M	$25.4M	20.0%
FY 2022	10-K	$134.4M	$30.7M	28.6%
FY 2021	10-K	$133.1M	$37.5M	36.1%
FY 2020	10-K	$134.0M	$32.9M	31.7%

About NORTHRIM BANCORP INC (NRIM): stock profile, AI score and financials

NORTHRIM BANCORP INC (NRIM) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores NRIM at 66.6/100 on a composite quality score built from its SEC filings, placing it at rank #401 of 2,925 stocks — the top 25% of the AI-ranked universe. NRIM scores in the top quartile across free cash flow (98.0), profitability (89.0), revenue growth (87.6). Areas of concern include revenue scale (27.8) and institutional flow (38.2), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), NORTHRIM BANCORP INC reports quarterly revenue of $63.9M, net income of $15.3M, an operating margin of 31.6%. Top institutional holders of NRIM by reported 13-F value include BlackRock, DIMENSIONAL FUND ADVISORS, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. NRIM trades on the Nasdaq exchange and files with the SEC under CIK 1163370. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate NRIM daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for NORTHRIM BANCORP INC directly from SEC EDGAR.

Financials through the period ended Jun 30, 2026SEC EDGAR: CIK 1163370 →

NORTHRIM BANCORP INC NRIM

Top Institutional Holders

What's Driving NRIM's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Biggest Revenue Drivers

Largest Expense Items

Watch Items from the Filing

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

NRIM key financials by period

NRIM insiders

About NORTHRIM BANCORP INC (NRIM): stock profile, AI score and financials

NORTHRIM BANCORP INC NRIM

Top Institutional Holders

What's Driving NRIM's Business? Latest 10-Q Breakdown

Biggest Revenue Drivers

Key Metrics

Financial Trends

Revenue & Net Income

Earnings Per Share

NRIM key financials by period

Companies similar to NRIM

NRIM insiders

About NORTHRIM BANCORP INC (NRIM): stock profile, AI score and financials