First Guaranty Bancshares, Inc.(FGBI)Stock Analysis
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Quality rankings require at least 50 unique 13-F institutional holders to ensure peer comparisons are meaningful. Only 32 institutional filers currently hold this stock.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
FGBI Stock Analysis & AI Quality Score
AI stock analysis and institutional research for First Guaranty Bancshares, Inc. (FGBI), a Financials sector company. FGBI is not currently included in 13F Pro's AI-ranked quality universe — quality rankings require at least 50 unique 13-f institutional holders to ensure peer comparisons are meaningful. only 32 institutional filers currently hold this stock. Based on the latest XBRL financial filings (Q1 2026), First Guaranty Bancshares, Inc. reports net income of $2.7M, free cash flow of $50.4M. Top institutional holders of FGBI by reported 13-F value include VANGUARD CAPITAL MANAGEMENT, BRIDGEWAY CAPITAL MANAGEMENT,, GEODE CAPITAL MANAGEMENT,, based on the most recent SEC filings. FGBI trades on the Nasdaq exchange and files with the SEC under CIK 1408534. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FGBI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for First Guaranty Bancshares, Inc. directly from SEC EDGAR.
Net Income
Q1 2026
$2.7M
Free Cash Flow
Q1 2026
$50.4M
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+5.8% YoYTotal Assets
+9.5% YoYTotal Debt
+269.4% YoYOp. Cash Flow
+39.0% YoY| Metric | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|
| Net Income | $28.9M +5.8% | $27.3M +34.3% | $20.3M +42.7% | $14.2M +0.2% | $14.2M +21.0% | $11.8M |
| Total Assets | $3.15B +9.5% | $2.88B +16.4% | $2.47B +16.8% | $2.12B +16.5% | $1.82B +3.8% | $1.75B |
| Total Debt | $183.3M +269.4% | $49.6M -57.4% | $116.6M +40.1% | $83.2M +141.2% | $34.5M -34.8% | $52.9M |
| Operating Cash Flow | $36.9M +39.0% | $26.5M +11.6% | $23.8M -18.3% | $29.1M +8.1% | $26.9M +119.1% | $12.3M |
AI Insight: FGBI Ratio Trends
FGBI swung from severe losses in Q3 2025 (ROE -81.4%) to modest profitability in Q1 2026, but trailing twelve-month returns remain deeply negative.
• ROE collapsed to -81.4% in Q3 2025, then recovered to 4.9% in Q1 2026; ROA rebounded from -4.7% to +0.3% over same span.
• ROIC swung from -97.7% in Q3 2025 to 6.3% in Q1 2026, signaling a material but incomplete reversal of capital destruction.
• TTM ROE and ROA remain deeply negative at -21.0% and -1.2%, reflecting ongoing losses concentrated in mid-2025.
⚠ Q3 2025 marked an extreme drawdown event; sustainability of Q4 2025–Q1 2026 recovery unclear without earnings visibility.
⚠ D/E at 0.82 in Q4 2025 vs. 0.79 in Q4 2024; leverage crept higher despite earnings stress.
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Available Research
13F Pro tracks comprehensive data for First Guaranty Bancshares, Inc. including:
Top Institutional Holders of FGBI
VANGUARD CAPITAL MANAGEMENT LLC
$2.2M265,710 shBRIDGEWAY CAPITAL MANAGEMENT, LLC
$706.8K87,044 shGEODE CAPITAL MANAGEMENT, LLC
$634.9K78,147 shCULLEN INVESTMENT GROUP, LTD.
$504.7K62,151 shEmpowered Funds, LLC
$387.8K47,753 shVANGUARD FIDUCIARY TRUST CO
$307.7K37,890 shBlackRock, Inc.
$276.5K34,046 shMILLENNIUM MANAGEMENT LLC
$270.2K33,280 shSUSQUEHANNA INTERNATIONAL GROUP, LLP
$192.3K23,678 shNORTHERN TRUST CORP
$192.3K23,677 sh
| Fund | Value | Shares |
|---|---|---|
| VANGUARD CAPITAL MANAGEMENT LLC | $2.2M | 265,710 |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $706.8K | 87,044 |
| GEODE CAPITAL MANAGEMENT, LLC | $634.9K | 78,147 |
| CULLEN INVESTMENT GROUP, LTD. | $504.7K | 62,151 |
| Empowered Funds, LLC | $387.8K | 47,753 |
| VANGUARD FIDUCIARY TRUST CO | $307.7K | 37,890 |
| BlackRock, Inc. | $276.5K | 34,046 |
| MILLENNIUM MANAGEMENT LLC | $270.2K | 33,280 |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $192.3K | 23,678 |
| NORTHERN TRUST CORP | $192.3K | 23,677 |
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Is FGBI a good stock to buy?
13F Pro's AI-powered analysis of First Guaranty Bancshares, Inc. (FGBI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FGBI are available on the FGBI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own FGBI?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FGBI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of First Guaranty Bancshares, Inc.'s investment landscape.