What is the 13F Pro Quality Score for FGBI?

13F Pro ranks First Guaranty Bancshares, Inc. (FGBI) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View FGBI's current score at https://13fpro.ai/company/FGBI (free sign-up required for the full ranking).

Where does 13F Pro source FGBI data?

All First Guaranty Bancshares, Inc. fundamentals and ownership data come directly from SEC EDGAR. First Guaranty Bancshares, Inc. files with the SEC under CIK 1408534. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is FGBI in?

First Guaranty Bancshares, Inc. (FGBI) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is FGBI research updated on 13F Pro?

FGBI's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

First Guaranty Bancshares, Inc.(FGBI)Stock Analysis

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13F Pro Quality Score

23.5/100

Rank #2,719 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

10.8/100

Profitability

11.6/100

Balance Sheet

31.6/100

Earnings Quality

67.9/100

Free Cash Flow

91.3/100

Institutional Flow

58.7/100

Revenue Scale

14.7/100

Dilution Risk

94.7/100

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Why FGBI Scores 24/100

exact factor attribution · 2026-09-11

FGBI's composite is driven by free cash flow and shareholder dilution, held back by revenue growth and profitability. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Free cash flow

+6.2 pts

91th pct

Shareholder dilution

+3.0 pts

95th pct

Earnings quality

+1.8 pts

68th pct

Institutional flow

+0.6 pts

59th pct

Earnings growth

-2.5 pts

13th pct

Capital efficiency

-2.5 pts

32th pct

Scale

-7.1 pts

15th pct

Profitability

-7.7 pts

12th pct

Revenue growth

-10.4 pts

11th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

FGBI Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for First Guaranty Bancshares, Inc. (FGBI), a Financials sector company. 13F Pro's AI-powered ranking engine scores FGBI at 23.5/100 on a 32-signal composite quality model, placing it at rank #2,719 of 2,962 stocks — the bottom half of the AI-ranked universe. FGBI scores in the top quartile across free cash flow (91.3). Areas of concern include revenue growth (10.8) and profitability (11.6), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), First Guaranty Bancshares, Inc. reports quarterly revenue of $24.2M, net income of $3.4M, an operating margin of 18.0%. Top institutional holders of FGBI by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, GEODE CAPITAL MANAGEMENT, based on the most recent SEC filings. FGBI trades on the Nasdaq exchange and files with the SEC under CIK 1408534. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FGBI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for First Guaranty Bancshares, Inc. directly from SEC EDGAR. First Guaranty Bancshares, Inc.'s 13F Pro composite quality score has ranged between 23 and 36 since 2026, currently 23.5 — a declining long-term trajectory across 8 quarterly and live scoring snapshots.

Revenue

Q2 2026

$24.2M

Net Income

Q2 2026

$3.4M

Free Cash Flow

Q2 2026

$-15.4M

Operating Margin

Q2 2026

18.0%

ROIC

Q2 2026

7.6%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

$95.4MFY 2025

FY22 $111.1MFY23 —FY24 —FY25 $95.4M

Net Income

-550.0% YoY

$-56.0MFY 2025

FY22 $28.9MFY23 $9.2MFY24 $12.4MFY25 $-56.0M

Operating Income

$-46.2MFY 2025

FY22 —FY23 —FY24 —FY25 $-46.2M

Total Assets

+2.7% YoY

$4.08BFY 2025

FY22 $3.15BFY23 $3.55BFY24 $3.97BFY25 $4.08B

Total Debt

-7.8% YoY

$186.1MFY 2025

FY22 $183.3MFY23 $275.4MFY24 $201.9MFY25 $186.1M

Op. Cash Flow

-124.5% YoY

$-8.3MFY 2025

FY22 $36.9MFY23 $21.7MFY24 $33.7MFY25 $-8.3M

Free Cash Flow

-132.5% YoY

$-10.0MFY 2025

FY22 $34.2MFY23 $6.9MFY24 $30.7MFY25 $-10.0M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$95.4M	—	—	$111.1M +10.6%	$100.4M +2.0%	$98.4M
Net Income	$-56.0M -550.0%	$12.4M +35.0%	$9.2M -68.1%	$28.9M +5.8%	$27.3M +34.3%	$20.3M
Operating Income	$-46.2M	—	—	—	—	—
Total Assets	$4.08B +2.7%	$3.97B +11.8%	$3.55B +12.7%	$3.15B +9.5%	$2.88B +16.4%	$2.47B
Total Debt	$186.1M -7.8%	$201.9M -26.7%	$275.4M +50.2%	$183.3M +269.4%	$49.6M -57.4%	$116.6M
Operating Cash Flow	$-8.3M -124.5%	$33.7M +55.3%	$21.7M -41.1%	$36.9M +39.0%	$26.5M +11.6%	$23.8M
Free Cash Flow	$-10.0M -132.5%	$30.7M +347.4%	$6.9M -80.0%	$34.2M +40.7%	$24.3M +39.4%	$17.4M

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Available Research

13F Pro tracks comprehensive data for First Guaranty Bancshares, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of FGBI

BlackRock, Inc.
$4.3M423,799 sh
VANGUARD CAPITAL MANAGEMENT LLC
$2.9M283,913 sh
GEODE CAPITAL MANAGEMENT, LLC
$1.6M160,326 sh
BRIDGEWAY CAPITAL MANAGEMENT, LLC
$876.5K87,044 sh
CULLEN INVESTMENT GROUP, LTD.
$626.4K62,209 sh
NORTHERN TRUST CORP
$483.1K47,977 sh
Empowered Funds, LLC
$480.9K47,753 sh
STATE STREET CORP
$478.6K47,531 sh
VANGUARD FIDUCIARY TRUST CO
$456.6K45,341 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$403.9K40,114 sh

Fund	Value	Shares
BlackRock, Inc.	$4.3M	423,799
VANGUARD CAPITAL MANAGEMENT LLC	$2.9M	283,913
GEODE CAPITAL MANAGEMENT, LLC	$1.6M	160,326
BRIDGEWAY CAPITAL MANAGEMENT, LLC	$876.5K	87,044
CULLEN INVESTMENT GROUP, LTD.	$626.4K	62,209
NORTHERN TRUST CORP	$483.1K	47,977
Empowered Funds, LLC	$480.9K	47,753
STATE STREET CORP	$478.6K	47,531
VANGUARD FIDUCIARY TRUST CO	$456.6K	45,341
VANGUARD PORTFOLIO MANAGEMENT LLC	$403.9K	40,114

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Is FGBI a good stock to buy?

13F Pro's AI-powered analysis of First Guaranty Bancshares, Inc. (FGBI) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FGBI are available on the FGBI stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FGBI is classified as a small company.

Which hedge funds own FGBI?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FGBI. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of First Guaranty Bancshares, Inc.'s investment landscape.