FIRST FINANCIAL BANKSHARES INC(FFIN)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
FFIN Stock Analysis & AI Quality Score
AI stock analysis and institutional research for FIRST FINANCIAL BANKSHARES INC (FFIN), a Financials sector company. FFIN is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), FIRST FINANCIAL BANKSHARES INC reports quarterly revenue of $166.9M, net income of $71.5M, an operating margin of 52.6%. Top institutional holders of FFIN by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, STATE STREET, based on the most recent SEC filings. FFIN trades on the Nasdaq exchange and files with the SEC under CIK 36029. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FFIN daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIRST FINANCIAL BANKSHARES INC directly from SEC EDGAR.
Revenue
Q1 2026
$166.9M
Net Income
Q1 2026
$71.5M
Free Cash Flow
Q1 2026
$97.5M
Operating Margin
Q1 2026
52.6%
D/E Ratio
Q1 2026
0.01
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Net Income
+12.3% YoYEPS (Diluted)
+12.2% YoYTotal Assets
+6.7% YoYTotal Debt
+512.1% YoYOp. Cash Flow
+8.7% YoY| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Net Income | $223.5M +12.3% | $199.0M -15.1% | $234.5M +3.0% | $227.6M +12.6% | $202.0M +22.6% | $164.8M |
| EPS (Diluted) | $1.56 +12.2% | $1.39 -15.2% | $1.64 +3.1% | $1.59 +12.0% | $1.42 +17.4% | $1.21 |
| Total Assets | $13.98B +6.7% | $13.11B +1.0% | $12.97B -1.0% | $13.10B +20.2% | $10.90B +32.0% | $8.26B |
| Total Debt | $135.6M +512.1% | $22.2M -6.4% | $23.7M -96.5% | $671.2M +56.0% | $430.1M +12.8% | $381.4M |
| Operating Cash Flow | $309.6M +8.7% | $284.8M -12.2% | $324.3M -8.7% | $355.2M +68.6% | $210.7M +4.1% | $202.5M |
AI Insight: FFIN Ratio Trends
FFIN's profitability metrics show strong levels with ROIC consistently above 16% despite Q3 2025 dip to 13.6%.
• ROA improved from 1.6% in Q2 2024 to 1.9% in Q1 2026, reaching highest level in dataset.
• ROIC averaged 17.2% over the period with peak of 18.6% in Q2 2025.
• Debt-to-equity ratio remained minimal at 0.01-0.02 throughout, except Q4 2024 spike to 0.08.
⚠ ROE and ROIC both dropped sharply in Q3 2025 to 11.4% and 13.6% respectively before recovering.
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Available Research
13F Pro tracks comprehensive data for FIRST FINANCIAL BANKSHARES INC including:
Top Institutional Holders of FFIN
BlackRock, Inc.
$503.8M17,105,856 shVANGUARD PORTFOLIO MANAGEMENT LLC
$212.1M7,202,183 shSTATE STREET CORP
$193.2M6,521,225 shVANGUARD CAPITAL MANAGEMENT LLC
$164.4M5,581,340 shNeuberger Berman Group LLC
$113.2M3,845,049 shGEODE CAPITAL MANAGEMENT, LLC
$108.4M3,679,819 shKAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC
$95.7M3,248,399 shDIMENSIONAL FUND ADVISORS LP
$81.3M2,760,965 shFULLER & THALER ASSET MANAGEMENT, INC.
$64.5M2,191,769 shAQR CAPITAL MANAGEMENT LLC
$63.7M2,164,864 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $503.8M | 17,105,856 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $212.1M | 7,202,183 |
| STATE STREET CORP | $193.2M | 6,521,225 |
| VANGUARD CAPITAL MANAGEMENT LLC | $164.4M | 5,581,340 |
| Neuberger Berman Group LLC | $113.2M | 3,845,049 |
| GEODE CAPITAL MANAGEMENT, LLC | $108.4M | 3,679,819 |
| KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC | $95.7M | 3,248,399 |
| DIMENSIONAL FUND ADVISORS LP | $81.3M | 2,760,965 |
| FULLER & THALER ASSET MANAGEMENT, INC. | $64.5M | 2,191,769 |
| AQR CAPITAL MANAGEMENT LLC | $63.7M | 2,164,864 |
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Popular Research
Is FFIN a good stock to buy?
13F Pro's AI-powered analysis of FIRST FINANCIAL BANKSHARES INC (FFIN) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FFIN are available on the FFIN stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own FFIN?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FFIN. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIRST FINANCIAL BANKSHARES INC's investment landscape.