13F Pro Quality Score

66.3/100

Rank #529 of 2,879 stocksTOP 25%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

43.7/100

Profitability

92.0/100

Balance Sheet

49.7/100

Earnings Quality

50.3/100

Free Cash Flow

91.7/100

Institutional Flow

99.2/100

Revenue Scale

49.1/100

Dilution Risk

63.1/100

FBP Stock Analysis & AI Quality Score

AI stock analysis and institutional research for FIRST BANCORP /PR/ (FBP), a Financials sector company. 13F Pro's AI-powered ranking engine scores FBP at 66.3/100 on a 32-signal composite quality model, placing it at rank #529 of 2,879 stocks — the top 25% of the AI-ranked universe. FBP scores in the top quartile across institutional flow (99.2), profitability (92.0), free cash flow (91.7). Based on the latest XBRL financial filings (Q4 2025), FIRST BANCORP /PR/ reports quarterly revenue of $257.2M, net income of $87.1M, an operating margin of 41.7%. Top institutional holders of FBP by reported 13-F value include BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, FMR, based on the most recent SEC filings. FBP trades on the NYSE exchange and files with the SEC under CIK 1057706. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FBP daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIRST BANCORP /PR/ directly from SEC EDGAR. FIRST BANCORP /PR/'s 13F Pro composite quality score has ranged between 56 and 68 since 2021, currently 66.3 — an improving long-term trajectory across 27 quarterly and live scoring snapshots.

Fun facts about FIRST BANCORP /PR/

Quirks, history, and lore behind FBP — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A regional bank holding company · mid-cap · listed on the NYSE · headquartered on a U.S. island territory.
  • 2
    The Numbers
    Total assets in the range of $12–14 billion, making it one of the largest financial institutions in its home market by a wide margin.
  • 3
    The History
    Founded in the early 1900s, it has survived decades of economic turbulence on its home island, including a historic government debt crisis that rattled the whole local banking sector.
  • 4
    The Secret
    It operates not just at home but also has banking operations in the U.S. Virgin Islands and the mainland United States — island roots, continental reach.
  • 5
    The Lore
    When Hurricane Maria devastated its home island in 2017, this bank kept branches open and helped channel recovery funds — earning a reputation as a pillar of the local economy.
  • 6
    The Giveaway
    Its ticker is three letters, its name says it all: it's the First bank of Puerto Rico, and it's been holding that title for well over a century.
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Revenue

Q4 2025

$257.2M

Net Income

Q4 2025

$87.1M

Free Cash Flow

Q4 2025

$103.2M

Operating Margin

Q4 2025

41.7%

D/E Ratio

Q4 2025

0.15

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+2.4% YoY
$1.26BFY 2025
FY22 $985.7MFY23 $1.16BFY24 $1.23BFY25 $1.26B

Net Income

+15.4% YoY
$344.9MFY 2025
FY22 $305.1MFY23 $302.9MFY24 $298.7MFY25 $344.9M

EPS (Diluted)

+18.8% YoY
$2.15FY 2025
FY22 $1.59FY23 $1.71FY24 $1.81FY25 $2.15

Total Assets

-0.8% YoY
$19.13BFY 2025
FY22 $18.63BFY23 $18.91BFY24 $19.29BFY25 $19.13B

Total Debt

-48.4% YoY
$290.0MFY 2025
FY22 FY23 $661.7MFY24 $561.7MFY25 $290.0M

Op. Cash Flow

+11.0% YoY
$448.6MFY 2025
FY22 $440.5MFY23 $363.0MFY24 $404.1MFY25 $448.6M

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Available Research

13F Pro tracks comprehensive data for FIRST BANCORP /PR/ including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of FBP

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Is FBP a good stock to buy?

13F Pro's AI-powered analysis of FIRST BANCORP /PR/ (FBP) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FBP are available on the FBP stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own FBP?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FBP. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIRST BANCORP /PR/'s investment landscape.