What is the 13F Pro Quality Score for FBK?

13F Pro ranks FB Financial Corp (FBK) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View FBK's current score at https://13fpro.ai/company/FBK (free sign-up required for the full ranking).

Which hedge funds own the most FBK stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of FBK include BlackRock,, T. Rowe Price Investment Management,, STATE STREET. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/company/FBK as soon as new 13F filings post.

Where does 13F Pro source FBK data?

All FB Financial Corp fundamentals and ownership data come directly from SEC EDGAR. FB Financial Corp files with the SEC under CIK 1649749. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is FBK in?

FB Financial Corp (FBK) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives FBK's revenue?

Per FB Financial Corp's latest 10-Q filed with the SEC on 2026-08-03, the biggest revenue drivers are: Noninterest income ($25.8M, vs -$34.6M loss YoY); Mortgage banking income ($11.2M, -14.6% YoY); Service charges on deposit accounts ($4.5M, +31.7% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/FBK.

What are FBK's largest expenses?

FB Financial Corp's latest 10-Q reports these as the largest expense items: Salaries, commissions and employee benefits ($53.3M, +14.4% YoY); Other expense ($21.9M, +23.3% YoY); Provision for credit losses on loans HFI ($9.7M, vs $1.1M reversal YoY). Sourced directly from SEC EDGAR filing text for Q2 FY2026 (quarter ended June 30, 2026).

How often is FBK research updated on 13F Pro?

FBK's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

FB Financial Corp(FBK)Stock Analysis

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13F Pro Quality Score

67.0/100

Rank #384 of 2,961 stocksTOP 25%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

81.9/100

Profitability

91.4/100

Balance Sheet

47.3/100

Earnings Quality

36.9/100

Free Cash Flow

82.5/100

Institutional Flow

70.6/100

Revenue Scale

42.9/100

Dilution Risk

31.8/100

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Why FBK Scores 67/100

exact factor attribution · 2026-09-11

FBK's composite is driven by revenue growth and profitability, held back by scale and earnings quality. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Revenue growth

+8.5 pts

82th pct

Profitability

+8.3 pts

91th pct

Free cash flow

+4.9 pts

83th pct

Earnings growth

+1.9 pts

78th pct

Institutional flow

+1.4 pts

71th pct

Capital efficiency

-0.4 pts

47th pct

Shareholder dilution

-1.2 pts

32th pct

Earnings quality

-1.3 pts

37th pct

Scale

-1.4 pts

43th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

FBK Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for FB Financial Corp (FBK), a Financials sector company. 13F Pro's AI-powered ranking engine scores FBK at 67.0/100 on a 32-signal composite quality model, placing it at rank #384 of 2,961 stocks — the top 25% of the AI-ranked universe. FBK scores in the top quartile across profitability (91.4), free cash flow (82.5), revenue growth (81.9). Areas of concern include earnings quality (36.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 31.8/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), FB Financial Corp reports quarterly revenue of $174.8M, net income of $58.6M, an operating margin of 41.9%. Top institutional holders of FBK by reported 13-F value include BlackRock, T. Rowe Price Investment Management, STATE STREET, based on the most recent SEC filings. FBK trades on the NYSE exchange and files with the SEC under CIK 1649749. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FBK daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FB Financial Corp directly from SEC EDGAR. FB Financial Corp's 13F Pro composite quality score has ranged between 33 and 68 since 2026, currently 67.0 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

✦

Fun facts about FB Financial Corp

Quirks, history, and lore behind FBK — the kind of stuff that makes a stock memorable.

1
The Basics
A regional bank holding company headquartered in Tennessee · listed on the NYSE · operates in the southeastern United States.
2
The Numbers
Holds roughly $8–9 billion in total assets — solidly mid-sized, not a community bank but nowhere near a Wall Street titan. Net interest income is the bread and butter.
3
The History
Its roots trace back to Franklin Synergy Bank country, and it has grown significantly through acquisitions across the mid-South over the past two decades.
4
The Secret
Beyond traditional banking, it runs a meaningful mortgage banking segment — originating and selling home loans — which sets it apart from plain-vanilla regional banks.
5
The Lore
The company is tightly tied to Franklin, Tennessee — one of the fastest-growing and wealthiest suburbs in the country — giving it a built-in tailwind from Sunbelt migration.
6
The Giveaway
Its ticker is practically a selfie: three letters that are just its own initials, and its full name starts with those same two letters that also happen to spell a very famous social network.

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What's Driving FBK's Business? Latest 10-Q Breakdown

AI-extracted from FB Financial Corp's 10-Q filed 2026-08-03 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Biggest Revenue Drivers

Noninterest income$25.8Mvs -$34.6M loss YoY

Swing driven by absence of the prior-year $60.5M net loss on the sale of $266.5M of AFS debt securities.

Biggest Revenue Drivers

Total revenue: $174.8M+127% YoY

Noninterest income$25.8Mvs -$34.6M loss YoY

Swing driven by absence of the prior-year $60.5M net loss on the sale of $266.5M of AFS debt securities.

Within Noninterest income

Mortgage banking income$11.2M-14.6% YoY

Lower gains and fees from origination/sale of mortgage loans held for sale and lower mortgage servicing income.

Service charges on deposit accounts$4.5M+31.7% YoY

Increase in deposit accounts from the Southern States merger.

Investment services and trust income$4.5M+15% YoY

Largest Expense Items

Salaries, commissions and employee benefits$53.3M+14.4% YoY

Increased headcount from the Southern States merger and higher performance-based incentive compensation, partly offset by deferred salary costs related to loan originations.

Other expense$21.9M+23.3% YoY

Higher software license and maintenance fees ($1.2M) and franchise tax expense ($0.9M), plus modest increases across other categories.

Provision for credit losses on loans HFI$9.7Mvs $1.1M reversal YoY

Stronger loan growth and increased reserves on individually evaluated loans; prior year included a $6.8M benefit from a CECL methodology change.

Occupancy and equipment expense$7.6M+13.5% YoY

Expansion of the branch network in connection with the Southern States merger.

Margins: Net interest margin (tax-equivalent) rose to 3.95% from 3.68% YoY on higher loan yields, accretion from purchased loans, and lower deposit costs. Efficiency ratio improved to 52.3% from 105.7% (prior year skewed by the securities loss); adjusted efficiency ratio improved to 52.0% from 56.9%.

Watch Items from the Filing

Nonperforming loans HFI rose to $150.2 million (1.17% of loans HFI) from $120.5 million (0.97%) at December 31, 2025, driven by two significant relationships migrating to nonperforming status in the CRE and C&I portfolios.
Estimated uninsured and uncollateralized deposits were $4.14 billion, or 28.9% of total deposits, as of June 30, 2026.
Commercial real estate concentration ratio was 269.0% of Tier 1 capital plus allowance for credit losses at FirstBank, approaching the regulatory monitoring guideline of 300%.
Provision for credit losses on loans HFI was $9.7 million, compared with a $1.1 million reversal a year ago, reflecting loan growth and higher reserves on individually evaluated loans.
AFS debt securities carried $53.4 million of gross unrealized losses, concentrated in mortgage-backed and municipal securities held in a loss position for 12+ months.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$174.8M

Net Income

Q2 2026

$58.6M

Free Cash Flow

Q2 2026

$73.8M

Operating Margin

Q2 2026

41.9%

ROIC

Q2 2026

13.0%

D/E Ratio

Q2 2026

0.16

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+22.9% YoY

$560.0MFY 2025

FY22 $526.9MFY23 $477.8MFY24 $455.6MFY25 $560.0M

Net Income

+5.7% YoY

$122.6MFY 2025

FY22 $124.6MFY23 $120.2MFY24 $116.0MFY25 $122.6M

EPS (Diluted)

-1.2% YoY

$2.45FY 2025

FY22 $2.64FY23 $2.57FY24 $2.48FY25 $2.45

Total Assets

+23.9% YoY

$16.30BFY 2025

FY22 $12.85BFY23 $12.60BFY24 $13.16BFY25 $16.30B

Total Debt

+20.3% YoY

$212.8MFY 2025

FY22 $415.7MFY23 $391.0MFY24 $176.8MFY25 $212.8M

Op. Cash Flow

+12.3% YoY

$155.9MFY 2025

FY22 $799.7MFY23 $211.1MFY24 $138.8MFY25 $155.9M

Free Cash Flow

+11.2% YoY

$147.0MFY 2025

FY22 $789.1MFY23 $190.8MFY24 $132.3MFY25 $147.0M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$560.0M +22.9%	$455.6M -4.6%	$477.8M -9.3%	$526.9M -8.5%	$575.6M	—
Net Income	$122.6M +5.7%	$116.0M -3.5%	$120.2M -3.5%	$124.6M -34.5%	$190.3M +199.1%	$63.6M
EPS (Diluted)	$2.45 -1.2%	$2.48 -3.5%	$2.57 -2.7%	$2.64 -33.5%	$3.97 +137.7%	$1.67
Total Assets	$16.30B +23.9%	$13.16B +4.4%	$12.60B -1.9%	$12.85B +2.0%	$12.60B +12.4%	$11.21B
Total Debt	$212.8M +20.3%	$176.8M -54.8%	$391.0M -5.9%	$415.7M +142.0%	$171.8M -27.9%	$238.3M
Operating Cash Flow	$155.9M +12.3%	$138.8M -34.2%	$211.1M -73.6%	$799.7M +1356.8%	$54.9M +120.3%	$-270.0M
Free Cash Flow	$147.0M +11.2%	$132.3M -30.7%	$190.8M -75.8%	$789.1M +1517.2%	$48.8M +117.7%	$-275.9M

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Available Research

13F Pro tracks comprehensive data for FB Financial Corp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of FBK

BlackRock, Inc.
$348.6M6,297,957 sh
T. Rowe Price Investment Management, Inc.
$214.5M3,874,468 sh
STATE STREET CORP
$135.6M2,449,893 sh
VANGUARD CAPITAL MANAGEMENT LLC
$119.1M2,152,443 sh
DIMENSIONAL FUND ADVISORS LP
$112.5M2,032,178 sh
WESTWOOD HOLDINGS GROUP INC
$71.0M1,283,508 sh
GEODE CAPITAL MANAGEMENT, LLC
$60.4M1,091,417 sh
WELLINGTON MANAGEMENT GROUP LLP
$59.2M1,069,173 sh
LOOMIS SAYLES & CO L P
$48.2M871,137 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$46.3M836,395 sh

Fund	Value	Shares
BlackRock, Inc.	$348.6M	6,297,957
T. Rowe Price Investment Management, Inc.	$214.5M	3,874,468
STATE STREET CORP	$135.6M	2,449,893
VANGUARD CAPITAL MANAGEMENT LLC	$119.1M	2,152,443
DIMENSIONAL FUND ADVISORS LP	$112.5M	2,032,178
WESTWOOD HOLDINGS GROUP INC	$71.0M	1,283,508
GEODE CAPITAL MANAGEMENT, LLC	$60.4M	1,091,417
WELLINGTON MANAGEMENT GROUP LLP	$59.2M	1,069,173
LOOMIS SAYLES & CO L P	$48.2M	871,137
VANGUARD PORTFOLIO MANAGEMENT LLC	$46.3M	836,395

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Is FBK a good stock to buy?

13F Pro's AI-powered analysis of FB Financial Corp (FBK) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FBK are available on the FBK stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. FBK is classified as a mid company.

Which hedge funds own FBK?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FBK. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FB Financial Corp's investment landscape.