Chime Financial, Inc.(CHYM)Stock Analysis
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Rank #1,384 of 2,961 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
CHYM Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for Chime Financial, Inc. (CHYM), a Financials sector company. 13F Pro's AI-powered ranking engine scores CHYM at 53.5/100 on a 32-signal composite quality model, placing it at rank #1,384 of 2,961 stocks — the top half of the AI-ranked universe. CHYM scores in the top quartile across earnings quality (96.7). Areas of concern include institutional flow (24.5) and balance sheet strength (31.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 4.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Chime Financial, Inc. reports quarterly revenue of $669.8M, net income of $27.9M, free cash flow of $197.5M. Top institutional holders of CHYM by reported 13-F value include Galileo (PTC) Ltd, CROSSLINK CAPITAL, GENERAL ATLANTIC, L.P., based on the most recent SEC filings. CHYM trades on the Nasdaq exchange and files with the SEC under CIK 1795586. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CHYM daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Chime Financial, Inc. directly from SEC EDGAR. Chime Financial, Inc.'s 13F Pro composite quality score has ranged between 29 and 54 since 2026, currently 53.5 — a stable long-term trajectory across 40 quarterly and live scoring snapshots.
Revenue
Q2 2026
$669.8M
Net Income
Q2 2026
$27.9M
Free Cash Flow
Q2 2026
$197.5M
ROIC
Q2 2026
6.1%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+30.7% YoYNet Income
-3884.9% YoYOperating Income
-1572.0% YoYEPS (Diluted)
-994.9% YoYTotal Assets
+34.5% YoYOp. Cash Flow
-17.7% YoYFree Cash Flow
-44.6% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Revenue | $2.19B +30.7% | $1.67B +30.9% | $1.28B | — |
| Net Income | $-1.01B -3884.9% | $-25.3M +87.5% | $-203.2M | — |
| Operating Income | $-1.04B -1572.0% | $-62.2M +73.6% | $-235.8M | — |
| EPS (Diluted) | $-4.27 -994.9% | $-0.39 +87.9% | $-3.22 | — |
| Total Assets | $1.96B +34.5% | $1.46B | — | — |
| Operating Cash Flow | $52.8M -17.7% | $64.1M +141.0% | $-156.6M | — |
| Free Cash Flow | $32.9M -44.6% | $59.3M +135.5% | $-167.1M | — |
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13F Pro tracks comprehensive data for Chime Financial, Inc. including:
Top Institutional Holders of CHYM
Galileo (PTC) Ltd
$1.1B52,268,715 shCROSSLINK CAPITAL INC
$536.3M26,185,368 shGENERAL ATLANTIC, L.P.
$435.4M21,259,683 shMenlo Ventures Management, L.P.
$357.2M17,442,713 shAspect Management, LLC
$244.4M11,933,275 shBlackRock, Inc.
$230.3M11,244,380 shVANGUARD PORTFOLIO MANAGEMENT LLC
$208.9M10,198,789 shVANGUARD CAPITAL MANAGEMENT LLC
$188.7M9,215,115 shForerunner Ventures Management, LLC
$164.5M8,031,107 shCapital Research Global Investors
$115.9M5,657,874 sh
| Fund | Value | Shares |
|---|---|---|
| Galileo (PTC) Ltd | $1.1B | 52,268,715 |
| CROSSLINK CAPITAL INC | $536.3M | 26,185,368 |
| GENERAL ATLANTIC, L.P. | $435.4M | 21,259,683 |
| Menlo Ventures Management, L.P. | $357.2M | 17,442,713 |
| Aspect Management, LLC | $244.4M | 11,933,275 |
| BlackRock, Inc. | $230.3M | 11,244,380 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $208.9M | 10,198,789 |
| VANGUARD CAPITAL MANAGEMENT LLC | $188.7M | 9,215,115 |
| Forerunner Ventures Management, LLC | $164.5M | 8,031,107 |
| Capital Research Global Investors | $115.9M | 5,657,874 |
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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.
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Popular Research
Is CHYM a good stock to buy?
13F Pro's AI-powered analysis of Chime Financial, Inc. (CHYM) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CHYM are available on the CHYM stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. CHYM is classified as a mid company.
Which hedge funds own CHYM?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CHYM. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Chime Financial, Inc.'s investment landscape.