Chime Financial, Inc.(CHYM)Stock Analysis
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Rank #1,753 of 2,879 stocks
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
CHYM Stock Analysis & AI Quality Score
AI stock analysis and institutional research for Chime Financial, Inc. (CHYM), a Financials sector company. 13F Pro's AI-powered ranking engine scores CHYM at 44.8/100 on a 32-signal composite quality model, placing it at rank #1,753 of 2,879 stocks — the bottom half of the AI-ranked universe. CHYM scores in the top quartile across revenue growth (95.1), institutional flow (91.1). Areas of concern include profitability (30.0) and balance sheet strength (30.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 4.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q1 2026), Chime Financial, Inc. reports quarterly revenue of $647.4M, net income of $53.5M, free cash flow of $80.9M. Top institutional holders of CHYM by reported 13-F value include Galileo (PTC) Ltd, CROSSLINK CAPITAL, GENERAL ATLANTIC, L.P., based on the most recent SEC filings. CHYM trades on the Nasdaq exchange and files with the SEC under CIK 1795586. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CHYM daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Chime Financial, Inc. directly from SEC EDGAR.
Revenue
Q1 2026
$647.4M
Net Income
Q1 2026
$53.5M
Free Cash Flow
Q1 2026
$80.9M
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
+30.7% YoYNet Income
-3885.2% YoYOperating Income
-1572.0% YoYEPS (Diluted)
-994.9% YoYTotal Assets
+34.5% YoYOp. Cash Flow
-17.7% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Revenue | $2.19B +30.7% | $1.67B +30.9% | $1.28B | — |
| Net Income | $-1.01B -3885.2% | $-25.3M +87.5% | $-203.2M | — |
| Operating Income | $-1.04B -1572.0% | $-62.2M +73.6% | $-235.8M | — |
| EPS (Diluted) | $-4.27 -994.9% | $-0.39 +87.9% | $-3.22 | — |
| Total Assets | $1.96B +34.5% | $1.46B | — | — |
| Operating Cash Flow | $52.8M -17.7% | $64.1M +141.0% | $-156.6M | — |
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Top Institutional Holders of CHYM
Galileo (PTC) Ltd
$979.0M52,268,715 shCROSSLINK CAPITAL INC
$490.5M26,185,368 shGENERAL ATLANTIC, L.P.
$398.2M21,259,683 shMenlo Ventures Management, L.P.
$326.7M17,442,713 shAspect Management, LLC
$223.5M11,933,275 shTIGER GLOBAL MANAGEMENT LLC
$207.6M11,081,780 shICONIQ Capital, LLC
$207.2M11,064,137 shCOATUE MANAGEMENT LLC
$188.6M10,071,992 shVANGUARD PORTFOLIO MANAGEMENT LLC
$187.8M10,029,260 shVANGUARD CAPITAL MANAGEMENT LLC
$179.1M9,560,109 sh
| Fund | Value | Shares |
|---|---|---|
| Galileo (PTC) Ltd | $979.0M | 52,268,715 |
| CROSSLINK CAPITAL INC | $490.5M | 26,185,368 |
| GENERAL ATLANTIC, L.P. | $398.2M | 21,259,683 |
| Menlo Ventures Management, L.P. | $326.7M | 17,442,713 |
| Aspect Management, LLC | $223.5M | 11,933,275 |
| TIGER GLOBAL MANAGEMENT LLC | $207.6M | 11,081,780 |
| ICONIQ Capital, LLC | $207.2M | 11,064,137 |
| COATUE MANAGEMENT LLC | $188.6M | 10,071,992 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $187.8M | 10,029,260 |
| VANGUARD CAPITAL MANAGEMENT LLC | $179.1M | 9,560,109 |
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Popular Research
Is CHYM a good stock to buy?
13F Pro's AI-powered analysis of Chime Financial, Inc. (CHYM) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for CHYM are available on the CHYM stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own CHYM?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling CHYM. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Chime Financial, Inc.'s investment landscape.