Chime Financial, Inc.(CHYM)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

Chime Financial, Inc. (CHYM) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores CHYM at 53.5/100 on a 32-signal composite quality model, placing it at rank #1,384 of 2,961 stocks — the top half of the AI-ranked universe. CHYM scores in the top quartile across earnings quality (96.7). Areas of concern include institutional flow (24.5) and balance sheet strength (31.5), which score below median versus the broader universe. Shareholder dilution risk is elevated at 4.6/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Chime Financial, Inc. reports quarterly revenue of $669.8M, net income of $27.9M, free cash flow of $197.5M. Top institutional holders of CHYM by reported 13-F value include Galileo (PTC) Ltd, CROSSLINK CAPITAL, GENERAL ATLANTIC, L.P., based on the most recent SEC filings. CHYM trades on the Nasdaq exchange and files with the SEC under CIK 1795586. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CHYM daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Chime Financial, Inc. directly from SEC EDGAR.

AI Quality Score

53.5/100

AI Rank

#1,384

Revenue

$669.8M

Net Income

$27.9M

Free Cash Flow

$197.5M

CHYM key financials by period

Chime Financial, Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$2.2B$-1.0B-47.6%
FY 202410-K$1.7B$-25.3M-3.7%
FY 202310-K$1.3B$-203.2M-18.4%

Institutions holding CHYM

Institutional investors reporting a position in Chime Financial, Inc. on SEC Form 13F.
InstitutionSharesValueReported
Galileo (PTC) Ltd52,268,715$1.1B2026-06-30
CROSSLINK CAPITAL26,185,368$536.3M2026-06-30
GENERAL ATLANTIC, L.P.21,259,683$435.4M2026-06-30
Menlo Ventures Management, L.P.17,442,713$357.2M2026-06-30
Aspect Management11,933,275$244.4M2026-06-30
BlackRock11,244,380$230.3M2026-06-30
VANGUARD PORTFOLIO MANAGEMENT10,198,789$208.9M2026-06-30
VANGUARD CAPITAL MANAGEMENT9,215,115$188.7M2026-06-30
Forerunner Ventures Management8,031,107$164.5M2026-06-30
Capital Research Global Investors5,657,874$115.9M2026-06-30
CHYM

Chime Financial, Inc.

CHYM
NasdaqMid CapFinancials

13F Pro Quality Score

53.5/100

Rank #1,384 of 2,961 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

71.6/100

Profitability

47.0/100

Balance Sheet

31.5/100

Earnings Quality

96.7/100

Free Cash Flow

62.2/100

Institutional Flow

24.5/100

Revenue Scale

66.4/100

Dilution Risk

4.6/100

Price Chart

Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.
Reading the latest SEC filing… (first load can take ~20s)

Key Metrics

Revenue

Q2 2026
EDGAR

$669.77M

Net Income

Q2 2026
EDGAR

$27.85M

EPS (Diluted)

Q2 2026
EDGAR

$0.07

ROIC

Q2 2026
EDGAR

6.1%

Free Cash Flow

Q2 2026
EDGAR

$197.54M

Top Institutional Holders

as of Q2 2026
$6.07B total

Financial Trends

Revenue & Net Income

Earnings Per Share

Loading ratio trend…