13F Pro Quality Score

52.7/100

Rank #1,436 of 2,960 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

52.3/100

Profitability

83.1/100

Balance Sheet

39.7/100

Earnings Quality

60.4/100

Free Cash Flow

86.4/100

Institutional Flow

14.6/100

Revenue Scale

52.0/100

Dilution Risk

3.3/100
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BKU Stock Analysis & AI Quality Score

Data updated 2026-09-12

AI stock analysis and institutional research for BankUnited, Inc. (BKU), a Financials sector company. 13F Pro's AI-powered ranking engine scores BKU at 52.7/100 on a 32-signal composite quality model, placing it at rank #1,436 of 2,960 stocks — the top half of the AI-ranked universe. BKU scores in the top quartile across free cash flow (86.4), profitability (83.1). Areas of concern include institutional flow (14.6) and balance sheet strength (39.7), which score below median versus the broader universe. Shareholder dilution risk is elevated at 3.3/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), BankUnited, Inc. reports quarterly revenue of $284.6M, net income of $70.7M, an operating margin of 33.2%. Top institutional holders of BKU by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. BKU trades on the NYSE exchange and files with the SEC under CIK 1504008. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BKU daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for BankUnited, Inc. directly from SEC EDGAR. BankUnited, Inc.'s 13F Pro composite quality score has ranged between 40 and 58 since 2026, currently 52.7 — a declining long-term trajectory across 49 quarterly and live scoring snapshots.

Fun facts about BankUnited, Inc.

Quirks, history, and lore behind BKU — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    U.S. regional bank · mid-cap · listed on the NYSE · headquartered in South Florida.
  • 2
    The Numbers
    Holds roughly $35 billion in total assets and operates around 70 branches — a focused footprint, mostly across Florida and the New York metro area.
  • 3
    The History
    Born from the 2009 failure of a predecessor bank during the financial crisis, it was acquired out of FDIC receivership and relaunched as a clean-slate institution — one of the largest bank failures of that era.
  • 4
    The Secret
    It built its early business on multi-family and commercial real estate loans in Florida, leaning hard into markets that bigger banks walked away from after the crash.
  • 5
    The Lore
    Its predecessor had been the largest thrift headquartered in Florida, and its collapse cost the FDIC over $5 billion — making the phoenix-from-the-ashes relaunch story unusually dramatic for a community bank.
  • 6
    The Giveaway
    It rose from the ashes of BankUnited FSB, kept nearly the same name, and trades under the ticker BKU out of Miami Lakes, Florida.
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Revenue

Q2 2026

$284.6M

Net Income

Q2 2026

$70.7M

Operating Margin

Q2 2026

33.2%

ROIC

Q2 2026

11.4%

D/E Ratio

Q2 2026

0.11

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+7.9% YoY
$1.09BFY 2025
FY22 $990.6MFY23 $960.6MFY24 $1.01BFY25 $1.09B

Net Income

+15.4% YoY
$268.4MFY 2025
FY22 $285.0MFY23 $178.7MFY24 $232.5MFY25 $268.4M

EPS (Diluted)

+14.6% YoY
$3.53FY 2025
FY22 $3.54FY23 $2.38FY24 $3.08FY25 $3.53

Total Assets

-0.6% YoY
$35.04BFY 2025
FY22 $37.03BFY23 $35.76BFY24 $35.24BFY25 $35.04B

Total Debt

-54.9% YoY
$319.7MFY 2025
FY22 $720.9MFY23 $709.0MFY24 $708.6MFY25 $319.7M

Op. Cash Flow

-17.3% YoY
$358.6MFY 2025
FY22 $1.29BFY23 $657.5MFY24 $433.8MFY25 $358.6M

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Available Research

13F Pro tracks comprehensive data for BankUnited, Inc. including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Top Institutional Holders of BKU

Companies Similar to BKU

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

PCB

PCB BANCORP

47
AI score
Similar quality profile · 6 shared holders
CATY

CATHAY GENERAL BANCORP

52
AI score
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FFBC

FIRST FINANCIAL BANCORP /OH/

56
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Similar quality profile · 17 shared holders
CPF

CENTRAL PACIFIC FINANCIAL CORP

38
AI score
Similar quality profile · 15 shared holders
FVCB

FVCBankcorp, Inc.

54
AI score
Similar quality profile · 5 shared holders
BWFG

Bankwell Financial Group, Inc.

59
AI score
Similar quality profile · 8 shared holders
BBT

Beacon Financial Corp

64
AI score
Similar quality profile · 19 shared holders

Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is BKU a good stock to buy?

13F Pro's AI-powered analysis of BankUnited, Inc. (BKU) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BKU are available on the BKU stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. BKU is classified as a mid company.

Which hedge funds own BKU?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BKU. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of BankUnited, Inc.'s investment landscape.