Beacon Financial Corp(BBT)Stock Analysis
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Rank #407 of 2,961 stocksTOP 25%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
Revenue Growth
Profitability
Balance Sheet
Earnings Quality
Free Cash Flow
Institutional Flow
Revenue Scale
Dilution Risk
BBT Stock Analysis & AI Quality Score
Data updated 2026-09-11AI stock analysis and institutional research for Beacon Financial Corp (BBT), a Financials sector company. 13F Pro's AI-powered ranking engine scores BBT at 66.7/100 on a 32-signal composite quality model, placing it at rank #407 of 2,961 stocks — the top 25% of the AI-ranked universe. BBT scores in the top quartile across revenue growth (93.0), profitability (83.8), free cash flow (82.8). Areas of concern include institutional flow (28.9), which score below median versus the broader universe. Shareholder dilution risk is elevated at 39.7/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Beacon Financial Corp reports quarterly revenue of $219.2M, net income of $64.4M, an operating margin of 39.7%. Top institutional holders of BBT by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, MILLENNIUM MANAGEMENT, based on the most recent SEC filings. BBT trades on the NYSE exchange and files with the SEC under CIK 1108134. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate BBT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Beacon Financial Corp directly from SEC EDGAR. Beacon Financial Corp's 13F Pro composite quality score has ranged between 35 and 67 since 2025, currently 66.7 — an improving long-term trajectory across 49 quarterly and live scoring snapshots.
What's Driving BBT's Business? Latest 10-Q Breakdown
AI-extracted from Beacon Financial Corp's 10-Q filed 2026-08-07 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.
Net income nearly tripled to $64.4M ($0.77/share) as the Brookline merger drove net interest income up 118% YoY to $193.2M, even as nonperforming assets rose to 0.70% of total assets.
Biggest Revenue Drivers
Increase reflects a $121.7M rise in loan interest income and $17.9M rise in investment income, partially offset by a $35.0M rise in interest expense, primarily a result of the Transaction (merger).
Increase primarily driven by activity due to the Transaction.
AI-extracted and verified against SEC EDGAR filing text. Not investment advice.
Revenue
Q2 2026
$219.2M
Net Income
Q2 2026
$64.4M
Operating Margin
Q2 2026
39.7%
ROIC
Q2 2026
10.2%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · ProRevenue
+38.2% YoYNet Income
+31.4% YoYEPS (Diluted)
+33.8% YoYTotal Assets
+95.0% YoYTotal Debt
-51.4% YoYOp. Cash Flow
+113.8% YoYFree Cash Flow
+112.2% YoY| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenue | $553.0M +38.2% | $400.0M -2.9% | $411.8M -0.4% | $413.5M -4.8% | $434.4M +13.4% | $383.1M |
| Net Income | $90.3M +31.4% | $68.7M -8.4% | $75.0M -18.9% | $92.5M -22.0% | $118.7M +122.3% | $-533.0M |
| EPS (Diluted) | $1.03 +33.8% | $0.77 -9.4% | $0.85 -57.9% | $2.02 -15.5% | $2.39 +122.5% | $-10.60 |
| Total Assets | $23.22B +95.0% | $11.91B -4.2% | $12.43B +6.6% | $11.66B +0.9% | $11.55B -10.0% | $12.84B |
| Total Debt | $788.4M -51.4% | $1.62B +220.4% | $506.6M +303.6% | $125.5M +13.2% | $110.8M -80.6% | $571.6M |
| Operating Cash Flow | $224.4M +113.8% | $105.0M -10.0% | $116.6M +5.3% | $110.7M +30.6% | $84.8M -62.8% | $227.6M |
| Free Cash Flow | $212.2M +112.2% | $100.0M -4.1% | $104.2M -4.6% | $109.2M +31.3% | $83.2M -62.3% | $220.4M |
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13F Pro tracks comprehensive data for Beacon Financial Corp including:
Top Institutional Holders of BBT
BlackRock, Inc.
$376.6M12,366,226 shVANGUARD PORTFOLIO MANAGEMENT LLC
$158.7M5,212,012 shMILLENNIUM MANAGEMENT LLC
$157.3M5,165,656 shSTATE STREET CORP
$156.2M5,129,035 shDIMENSIONAL FUND ADVISORS LP
$150.9M4,955,978 shFULLER & THALER ASSET MANAGEMENT, INC.
$119.9M3,936,942 shVANGUARD CAPITAL MANAGEMENT LLC
$114.5M3,761,172 shVerition Fund Management LLC
$73.2M2,403,149 shHoldCo Asset Management, LP
$68.9M2,263,000 shGEODE CAPITAL MANAGEMENT, LLC
$65.8M2,160,024 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $376.6M | 12,366,226 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $158.7M | 5,212,012 |
| MILLENNIUM MANAGEMENT LLC | $157.3M | 5,165,656 |
| STATE STREET CORP | $156.2M | 5,129,035 |
| DIMENSIONAL FUND ADVISORS LP | $150.9M | 4,955,978 |
| FULLER & THALER ASSET MANAGEMENT, INC. | $119.9M | 3,936,942 |
| VANGUARD CAPITAL MANAGEMENT LLC | $114.5M | 3,761,172 |
| Verition Fund Management LLC | $73.2M | 2,403,149 |
| HoldCo Asset Management, LP | $68.9M | 2,263,000 |
| GEODE CAPITAL MANAGEMENT, LLC | $65.8M | 2,160,024 |
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Popular Research
Is BBT a good stock to buy?
13F Pro's AI-powered analysis of Beacon Financial Corp (BBT) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for BBT are available on the BBT stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. BBT is classified as a mid company.
Which hedge funds own BBT?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling BBT. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Beacon Financial Corp's investment landscape.