What is the 13F Pro Quality Score for AUB?

13F Pro ranks Atlantic Union Bankshares Corp (AUB) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View AUB's current score at https://13fpro.ai/company/AUB (free sign-up required for the full ranking).

Where does 13F Pro source AUB data?

All Atlantic Union Bankshares Corp fundamentals and ownership data come directly from SEC EDGAR. Atlantic Union Bankshares Corp files with the SEC under CIK 883948. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is AUB in?

Atlantic Union Bankshares Corp (AUB) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

What drives AUB's revenue?

Per Atlantic Union Bankshares Corp's latest 10-Q filed with the SEC on 2026-08-06, the biggest revenue drivers are: Net interest income ($325.1M, +$3.7M YoY); Noninterest income ($90.2M, +10.7% YoY); Other operating income ($35.6M, +5.8% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/company/AUB.

What are AUB's largest expenses?

Atlantic Union Bankshares Corp's latest 10-Q reports these as the largest expense items: Salaries and benefits ($112.3M, +2.2% YoY); Total interest expense ($161.7M, -$27.3M YoY); Amortization of intangible assets ($15.1M, -17.9% YoY). Sourced directly from SEC EDGAR filing text for Q2 2026 (quarter ended June 30, 2026).

How often is AUB research updated on 13F Pro?

AUB's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

Atlantic Union Bankshares Corp(AUB)Stock Analysis

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13F Pro Quality Score

73.1/100

Rank #139 of 2,961 stocksTOP 5%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

92.7/100

Profitability

93.5/100

Balance Sheet

46.9/100

Earnings Quality

42.4/100

Free Cash Flow

88.5/100

Institutional Flow

43.1/100

Revenue Scale

58.5/100

Dilution Risk

42.9/100

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Why AUB Scores 73/100

exact factor attribution · 2026-09-11

AUB's composite is driven by revenue growth and profitability. Bars show each factor's exact push vs. a median company, using the same weights the ranking engine applies.

Revenue growth

+11.4 pts

93th pct

Profitability

+8.7 pts

94th pct

Free cash flow

+5.8 pts

89th pct

Earnings growth

+2.7 pts

90th pct

Scale

+1.7 pts

59th pct

Capital efficiency

-0.4 pts

47th pct

Institutional flow

-0.5 pts

43th pct

Shareholder dilution

-0.5 pts

43th pct

Earnings quality

-0.8 pts

42th pct

Factor percentiles are cross-sectional ranks across the ~2,800-stock scored universe, computed from SEC EDGAR filings. Not investment advice.

AUB Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for Atlantic Union Bankshares Corp (AUB), a Financials sector company. 13F Pro's AI-powered ranking engine scores AUB at 73.1/100 on a 32-signal composite quality model, placing it at rank #139 of 2,961 stocks — the top 5% of the AI-ranked universe. AUB scores in the top quartile across profitability (93.5), revenue growth (92.7), free cash flow (88.5). Shareholder dilution risk is elevated at 42.9/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Atlantic Union Bankshares Corp reports quarterly revenue of $415.4M, net income of $161.0M. Top institutional holders of AUB by reported 13-F value include BlackRock, VANGUARD PORTFOLIO MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. AUB trades on the NYSE exchange and files with the SEC under CIK 883948. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate AUB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Atlantic Union Bankshares Corp directly from SEC EDGAR.

What's Driving AUB's Business? Latest 10-Q Breakdown

AI-extracted from Atlantic Union Bankshares Corp's 10-Q filed 2026-08-06 — Q2 2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Q2 2026 net income available to common shareholders rose to $158.0 million ($1.11 diluted EPS) from $16.8 million a year ago as provision for credit losses fell to $11.7 million from $105.7 million and merger-related costs went to zero.

Biggest Revenue Drivers

Net interest income$325.1M+$3.7M YoY

Primarily the result of lower cost of funds, mainly lower deposit costs, partially offset by lower earning asset yields and lower accretion income

Noninterest income$90.2M+10.7% YoY

Driven by higher loan-related interest rate swap fees, fiduciary and asset management fees, and other operating income

Biggest Revenue Drivers

Net interest income$325.1M+$3.7M YoY

Primarily the result of lower cost of funds, mainly lower deposit costs, partially offset by lower earning asset yields and lower accretion income

Noninterest income$90.2M+10.7% YoY

Driven by higher loan-related interest rate swap fees, fiduciary and asset management fees, and other operating income

Within Noninterest income

Other operating income$35.6M+5.8% YoY

Includes a $32.3 million pre-tax gain on sale of equity interest in Bearing Insurance

Fiduciary and asset management fees$21.5M+21.1% YoY

Reflecting an increase in assets under management

Service charges on deposit accounts$12.3M+0.3% YoY

Largest Expense Items

Salaries and benefits$112.3M+2.2% YoY

Primarily due to an increase in variable incentive compensation

Total interest expense$161.7M-$27.3M YoY

Cost of interest-bearing liabilities fell 38 bps to 2.59% on lower deposit costs and reduced brokered deposits

Amortization of intangible assets$15.1M-17.9% YoY

Provision for credit losses$11.7Mvs. $105.7M prior year

Prior year included Day 1 initial provision on non-PCD loans and unfunded commitments acquired from Sandy Spring

Margins: Net interest margin rose 11 bps to 3.89% (3.94% FTE), driven by a 28 bps decline in cost of funds to 1.94% following Federal Reserve rate cuts and reduced brokered deposits, partially offset by an 18 bps drop in earning asset yield to 5.82%.

Watch Items from the Filing

AFS securities carried $323.8 million of gross unrealized losses at June 30, 2026, with $312.9 million in positions held over 12 months; net unrealized losses rose $21.4 million from December 31, 2025.
Quarterly earnings included a $32.3 million pre-tax gain on the Bearing Insurance sale; adjusted operating earnings were $134.0 million ($0.94 adjusted diluted EPS) versus $135.1 million ($0.95) a year ago.
CRE-related loans total $17.0 billion of $28.7 billion LHFI, with $381.9 million rated Substandard and $502.3 million Special Mention; multifamily nonaccruals were $23.4 million.
Total borrowings rose $384.0 million or 51.7% annualized to $1.9 billion on FHLB advances used to fund loan originations, while deposits were flat at $30.5 billion.
Company issued $250.0 million of 6.25% 2036 subordinated notes on July 30, 2026 to redeem $168.0 million of 2029 notes; $240.0 million remained under the $250 million repurchase program at June 30.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q2 2026

$415.4M

Net Income

Q2 2026

$161.0M

ROIC

Q2 2026

11.6%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+68.1% YoY

$1.37BFY 2025

FY22 $702.8MFY23 $701.9MFY24 $817.4MFY25 $1.37B

Net Income

+30.9% YoY

$273.7MFY 2025

FY22 $234.5MFY23 $201.8MFY24 $209.1MFY25 $273.7M

EPS (Diluted)

-9.4% YoY

$2.03FY 2025

FY22 $2.97FY23 $2.53FY24 $2.24FY25 $2.03

Total Assets

+52.9% YoY

$37.59BFY 2025

FY22 $20.46BFY23 $21.17BFY24 $24.59BFY25 $37.59B

Total Debt

+180.1% YoY

$1.50BFY 2025

FY22 $1.71BFY23 $1.31BFY24 $534.6MFY25 $1.50B

Op. Cash Flow

+625.3% YoY

$2.24BFY 2025

FY22 $419.7MFY23 $278.0MFY24 $308.5MFY25 $2.24B

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$1.37B +68.1%	$817.4M +16.5%	$701.9M -0.1%	$702.8M +3.8%	$677.1M -1.4%	$686.8M
Net Income	$273.7M +30.9%	$209.1M +3.6%	$201.8M -13.9%	$234.5M -11.1%	$263.9M +66.8%	$158.2M
EPS (Diluted)	$2.03 -9.4%	$2.24 -11.5%	$2.53 -14.8%	$2.97 -8.9%	$3.26 +68.9%	$1.93
Total Assets	$37.59B +52.9%	$24.59B +16.2%	$21.17B +3.4%	$20.46B +2.0%	$20.06B +2.2%	$19.63B
Total Debt	$1.50B +180.1%	$534.6M -59.3%	$1.31B -23.2%	$1.71B +237.3%	$506.6M -39.7%	$840.7M
Operating Cash Flow	$2.24B +625.3%	$308.5M +10.9%	$278.0M -33.7%	$419.7M +24.2%	$337.8M +45.6%	$231.9M

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Available Research

13F Pro tracks comprehensive data for Atlantic Union Bankshares Corp including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of AUB

BlackRock, Inc.
$883.5M20,882,121 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$375.7M8,879,618 sh
DIMENSIONAL FUND ADVISORS LP
$325.8M7,700,837 sh
STATE STREET CORP
$323.0M7,633,703 sh
VANGUARD CAPITAL MANAGEMENT LLC
$272.3M6,435,133 sh
T. Rowe Price Investment Management, Inc.
$220.0M5,199,382 sh
GEODE CAPITAL MANAGEMENT, LLC
$156.7M3,702,812 sh
FRANKLIN RESOURCES INC
$153.0M3,615,538 sh
North Reef Capital Management LP
$150.8M3,565,000 sh
CONGRESS ASSET MANAGEMENT CO /MA
$105.8M2,501,164 sh

Fund	Value	Shares
BlackRock, Inc.	$883.5M	20,882,121
VANGUARD PORTFOLIO MANAGEMENT LLC	$375.7M	8,879,618
DIMENSIONAL FUND ADVISORS LP	$325.8M	7,700,837
STATE STREET CORP	$323.0M	7,633,703
VANGUARD CAPITAL MANAGEMENT LLC	$272.3M	6,435,133
T. Rowe Price Investment Management, Inc.	$220.0M	5,199,382
GEODE CAPITAL MANAGEMENT, LLC	$156.7M	3,702,812
FRANKLIN RESOURCES INC	$153.0M	3,615,538
North Reef Capital Management LP	$150.8M	3,565,000
CONGRESS ASSET MANAGEMENT CO /MA	$105.8M	2,501,164

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Is AUB a good stock to buy?

13F Pro's AI-powered analysis of Atlantic Union Bankshares Corp (AUB) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for AUB are available on the AUB stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. AUB is classified as a mid company.

Which hedge funds own AUB?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling AUB. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of Atlantic Union Bankshares Corp's investment landscape.