What is the 13F Pro Quality Score for ATLO?

13F Pro ranks AMES NATIONAL CORP (ATLO) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View ATLO's current score at https://13fpro.ai/research/ATLO (free sign-up required for the full ranking).

Which hedge funds own the most ATLO stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of ATLO include Fourthstone, BlackRock,, VANGUARD CAPITAL MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/ATLO as soon as new 13F filings post.

Where does 13F Pro source ATLO data?

All AMES NATIONAL CORP fundamentals and ownership data come directly from SEC EDGAR. AMES NATIONAL CORP files with the SEC under CIK 1132651. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is ATLO in?

AMES NATIONAL CORP (ATLO) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is ATLO research updated on 13F Pro?

ATLO's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

AMES NATIONAL CORP(ATLO)Stock Analysis

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13F Pro Quality Score

Not in ranked universe

Pending next ranking run

This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.

Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.

ATLO Stock Analysis & AI Quality Score

AI stock analysis and institutional research for AMES NATIONAL CORP (ATLO), a Financials sector company. ATLO is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), AMES NATIONAL CORP reports quarterly revenue of $18.2M, net income of $6.0M, free cash flow of $8.0M. Top institutional holders of ATLO by reported 13-F value include Fourthstone, BlackRock,, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. ATLO trades on the Nasdaq exchange and files with the SEC under CIK 1132651. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ATLO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for AMES NATIONAL CORP directly from SEC EDGAR.

Revenue

Q1 2026

$18.2M

Net Income

Q1 2026

$6.0M

Free Cash Flow

Q1 2026

$8.0M

ROIC

Q1 2026

3.7%

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Net Income

+86.2% YoY

$19.0MFY 2025

FY21 $23.9MFY23 $10.8MFY24 $10.2MFY25 $19.0M

Total Assets

+0.0% YoY

$2.13BFY 2025

FY21 $2.14BFY23 $2.16BFY24 $2.13BFY25 $2.13B

Total Debt

-8.0% YoY

$18.4MFY 2025

FY21 —FY23 $3.5MFY24 $20.0MFY25 $18.4M

Op. Cash Flow

+49.2% YoY

$21.3MFY 2025

FY21 $30.5MFY23 $19.2MFY24 $14.3MFY25 $21.3M

Metric	FY 2025	FY 2024	FY 2023	FY 2021	FY 2020	FY 2019
Net Income	$19.0M +86.2%	$10.2M -5.5%	$10.8M -54.8%	$23.9M +26.9%	$18.9M +9.6%	$17.2M
Total Assets	$2.13B +0.0%	$2.13B -1.0%	$2.16B +0.9%	$2.14B +8.2%	$1.98B +13.7%	$1.74B
Total Debt	$18.4M -8.0%	$20.0M +472.0%	$3.5M	—	—	—
Operating Cash Flow	$21.3M +49.2%	$14.3M -25.6%	$19.2M -37.0%	$30.5M +2.6%	$29.7M +47.2%	$20.2M

AI Insight: ATLO Financial Trends

Net income doubled from $3M to $6M year-over-year in Q1 2026, while equity steadily compounded to $208M — a clear earnings inflection for ATLO.

• Net income rose from $2M in Q2 2024 to $7M in Q4 2025, reflecting a sustained multi-quarter earnings acceleration.

• Equity expanded from $167M in Q2 2024 to $208M in Q1 2026, a gain of $41M over six quarters.

• Total debt declined from $20M in Q4 2024 to $18M in Q4 2025, modestly improving the balance sheet.

⚠ Operating cash flow dipped to $3M in Q3 2025 from $7M in Q1 2025 — volatility in cash generation warrants monitoring.

⚠ Revenue data is entirely absent across all periods, limiting visibility into top-line growth trajectory.

AI Insight: ATLO Ratio Trends

ATLO's ROIC nearly tripled from 5.7% in Q3 2024 to 14.8% in Q1 2026, marking a decisive profitability inflection.

• ROIC expanded from 5.7% in Q3 2024 to 14.8% in Q1 2026, nearly tripling over six quarters.

• ROE climbed from a trough of 4.8% in Q3 2024 to 12.5% in Q4 2025, then held at 11.5% in Q1 2026.

• ROA improved from 0.4% in Q2–Q3 2024 to 1.1% in Q1 2026, signaling stronger asset utilization.

⚠ Q1 2026 ROE dipped to 11.5% from Q4 2025's 12.5% — monitor whether seasonal softness or a trend reversal.

⚠ D/E data is sparse; the only two readings (0.11 in Q4 2024, 0.09 in Q4 2025) suggest low leverage, but coverage is insufficient to confirm a trend.

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Available Research

13F Pro tracks comprehensive data for AMES NATIONAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of ATLO

Fourthstone LLC
$19.3M683,250 sh
BlackRock, Inc.
$17.2M609,159 sh
VANGUARD CAPITAL MANAGEMENT LLC
$11.3M400,219 sh
DIMENSIONAL FUND ADVISORS LP
$7.7M273,040 sh
GEODE CAPITAL MANAGEMENT, LLC
$5.7M202,482 sh
STATE STREET CORP
$4.3M151,770 sh
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP
$2.8M100,392 sh
Elizabeth Park Capital Advisors, Ltd.
$2.3M80,480 sh
NORTHERN TRUST CORP
$2.0M69,775 sh
LPL Financial LLC
$1.6M57,177 sh

Fund	Value	Shares
Fourthstone LLC	$19.3M	683,250
BlackRock, Inc.	$17.2M	609,159
VANGUARD CAPITAL MANAGEMENT LLC	$11.3M	400,219
DIMENSIONAL FUND ADVISORS LP	$7.7M	273,040
GEODE CAPITAL MANAGEMENT, LLC	$5.7M	202,482
STATE STREET CORP	$4.3M	151,770
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	$2.8M	100,392
Elizabeth Park Capital Advisors, Ltd.	$2.3M	80,480
NORTHERN TRUST CORP	$2.0M	69,775
LPL Financial LLC	$1.6M	57,177

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Is ATLO a good stock to buy?

13F Pro's AI-powered analysis of AMES NATIONAL CORP (ATLO) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ATLO are available on the ATLO stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own ATLO?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ATLO. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of AMES NATIONAL CORP's investment landscape.