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SEC EDGAR: CIK 1132651ATLO stock profile & AI dashboard →

13F Pro Quality Score

61.0/100

Rank #823 of 2,962 stocksTOP 50%

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

75.0/100

Profitability

93.5/100

Balance Sheet

43.9/100

Earnings Quality

30.1/100

Free Cash Flow

82.8/100

Institutional Flow

27.6/100

Revenue Scale

12.0/100

Dilution Risk

94.7/100
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ATLO Stock Analysis & AI Quality Score

Data updated 2026-09-11

AI stock analysis and institutional research for AMES NATIONAL CORP (ATLO), a Financials sector company. 13F Pro's AI-powered ranking engine scores ATLO at 61.0/100 on a 32-signal composite quality model, placing it at rank #823 of 2,962 stocks — the top half of the AI-ranked universe. ATLO scores in the top quartile across profitability (93.5), free cash flow (82.8), revenue growth (75.0). Areas of concern include revenue scale (12.0) and institutional flow (27.6), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), AMES NATIONAL CORP reports quarterly revenue of $19.1M, net income of $5.9M, free cash flow of $3.2M. Top institutional holders of ATLO by reported 13-F value include BlackRock, VANGUARD CAPITAL MANAGEMENT, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. ATLO trades on the Nasdaq exchange and files with the SEC under CIK 1132651. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ATLO daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for AMES NATIONAL CORP directly from SEC EDGAR. AMES NATIONAL CORP's 13F Pro composite quality score has ranged between 37 and 62 since 2026, currently 61.0 — an improving long-term trajectory across 8 quarterly and live scoring snapshots.

Fun facts about AMES NATIONAL CORP

Quirks, history, and lore behind ATLO — the kind of stuff that makes a stock memorable.

  • 1
    The Basics
    A community banking company · small-cap · listed on Nasdaq · headquartered in Iowa.
  • 2
    The Numbers
    Total assets in the range of $2 billion, with a loan portfolio heavily weighted toward commercial real estate and agricultural lending — classic heartland bank stuff.
  • 3
    The History
    Its roots stretch back over 100 years in central Iowa, growing steadily through subsidiary bank acquisitions rather than flashy fintech pivots.
  • 4
    The Secret
    It operates as a bank holding company overseeing multiple subsidiary banks across Iowa — a quiet multi-bank model that most people outside the Midwest have never heard of.
  • 5
    The Lore
    Known for a conservative lending culture and consistent dividend payments, it's the kind of stock your grandpa bought and never sold — and he was probably right.
  • 6
    The Giveaway
    Headquartered in the same city as Iowa State University, this holding company shares its name with a defunct discount retailer — but the bank is very much open for business.
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Revenue

Q2 2026

$19.1M

Net Income

Q2 2026

$5.9M

Free Cash Flow

Q2 2026

$3.2M

ROIC

Q2 2026

14.5%

Period

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro

Revenue

+21.9% YoY
$66.8MFY 2025
FY22 $62.9MFY23 $53.8MFY24 $54.8MFY25 $66.8M

Net Income

+86.2% YoY
$19.0MFY 2025
FY22 $19.3MFY23 $10.8MFY24 $10.2MFY25 $19.0M

Total Assets

+0.0% YoY
$2.13BFY 2025
FY22 $2.13BFY23 $2.16BFY24 $2.13BFY25 $2.13B

Total Debt

-8.0% YoY
$18.4MFY 2025
FY22 FY23 $3.5MFY24 $20.0MFY25 $18.4M

Op. Cash Flow

+49.2% YoY
$21.3MFY 2025
FY22 $21.2MFY23 $19.2MFY24 $14.3MFY25 $21.3M

Free Cash Flow

+47.8% YoY
$20.7MFY 2025
FY22 $18.4MFY23 $14.3MFY24 $14.0MFY25 $20.7M

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Available Research

13F Pro tracks comprehensive data for AMES NATIONAL CORP including:

SEC EDGAR filings (10-K, 10-Q, 8-K)
XBRL financial facts (revenue, EPS, margins)
Insider transactions (Form 4)
Institutional 13F holdings
Quality rankings (32 signals)
AI analyst debates & daily meetings
Historical financial trends
Peer comparison & sector analysis

Companies Similar to ATLO

Ranked by quality-profile closeness and shared hedge-fund ownership — not just sector membership.

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CHMG

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PKBK

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CBNK

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FRAF

FRANKLIN FINANCIAL SERVICES CORP /PA/

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CFBK

CF BANKSHARES INC.

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Similarity is computed from the 8 composite sub-scores and latest-quarter 13F conviction holdings (index-style filers excluded). Refreshed monthly.

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Is ATLO a good stock to buy?

13F Pro's AI-powered analysis of AMES NATIONAL CORP (ATLO) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for ATLO are available on the ATLO stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing. ATLO is classified as a small company.

Which hedge funds own ATLO?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling ATLO. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of AMES NATIONAL CORP's investment landscape.