What is the 13F Pro Quality Score for AFG?

13F Pro ranks AMERICAN FINANCIAL GROUP INC (AFG) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View AFG's current score at https://13fpro.ai/research/AFG (free sign-up required for the full ranking).

Which hedge funds own the most AFG stock?

Based on the most recent Form 13F-HR filings on SEC EDGAR, the largest reported institutional holders of AFG include BlackRock,, FMR, VANGUARD PORTFOLIO MANAGEMENT. Holdings are reported quarterly within 45 days of quarter-end and updated on https://13fpro.ai/research/AFG as soon as new 13F filings post.

Where does 13F Pro source AFG data?

All AMERICAN FINANCIAL GROUP INC fundamentals and ownership data come directly from SEC EDGAR. AMERICAN FINANCIAL GROUP INC files with the SEC under CIK 1042046. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is AFG in?

AMERICAN FINANCIAL GROUP INC (AFG) is classified in the Financials sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/financials.

How often is AFG research updated on 13F Pro?

AFG's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

AMERICAN FINANCIAL GROUP INC(AFG)Stock Analysis

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13F Pro Quality Score

59.9/100

Rank #887 of 2,879 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

40.1/100

Profitability

64.4/100

Balance Sheet

53.2/100

Earnings Quality

30.4/100

Free Cash Flow

73.1/100

Institutional Flow

32.3/100

Revenue Scale

84.2/100

Dilution Risk

85.1/100

AFG Stock Analysis & AI Quality Score

AI stock analysis and institutional research for AMERICAN FINANCIAL GROUP INC (AFG), a Financials sector company. 13F Pro's AI-powered ranking engine scores AFG at 59.9/100 on a 32-signal composite quality model, placing it at rank #887 of 2,879 stocks — the top half of the AI-ranked universe. AFG scores in the top quartile across revenue scale (84.2). Areas of concern include earnings quality (30.4) and institutional flow (32.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), AMERICAN FINANCIAL GROUP INC reports quarterly revenue of $1.9B, net income of $191.0M, an operating margin of 12.9%. Top institutional holders of AFG by reported 13-F value include BlackRock,, FMR, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. AFG trades on the NYSE exchange and files with the SEC under CIK 1042046. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate AFG daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for AMERICAN FINANCIAL GROUP INC directly from SEC EDGAR. AMERICAN FINANCIAL GROUP INC's 13F Pro composite quality score has ranged between 49 and 70 since 2021, currently 59.9 — a stable long-term trajectory across 30 quarterly and live scoring snapshots.

Revenue

Q1 2026

$1.9B

Net Income

Q1 2026

$191.0M

Free Cash Flow

Q1 2026

$474.0M

Operating Margin

Q1 2026

12.9%

D/E Ratio

Q1 2026

0.39

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+6.3% YoY

$8.32BFY 2024

FY21 $6.55BFY22 $7.04BFY23 $7.83BFY24 $8.32B

Net Income

+4.1% YoY

$887.0MFY 2024

FY21 $2.00BFY22 $898.0MFY23 $852.0MFY24 $887.0M

Operating Income

+4.8% YoY

$1.12BFY 2024

FY21 $1.33BFY22 $1.12BFY23 $1.07BFY24 $1.12B

EPS (Diluted)

+5.2% YoY

$10.57FY 2024

FY21 $23.30FY22 $10.53FY23 $10.05FY24 $10.57

Total Assets

+3.5% YoY

$30.84BFY 2024

FY21 $28.93BFY22 $28.83BFY23 $29.79BFY24 $30.84B

Total Debt

+0.0% YoY

$1.48BFY 2024

FY21 $1.96BFY22 $1.50BFY23 $1.48BFY24 $1.48B

Op. Cash Flow

-41.5% YoY

$1.15BFY 2024

FY21 $1.71BFY22 $1.15BFY23 $1.97BFY24 $1.15B

Metric	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Revenue	$8.32B +6.3%	$7.83B +11.2%	$7.04B +7.4%	$6.55B +13.6%	$5.77B -7.1%	$6.21B
Net Income	$887.0M +4.1%	$852.0M -5.1%	$898.0M -55.0%	$2.00B +172.5%	$732.0M -18.4%	$897.0M
Operating Income	$1.12B +4.8%	$1.07B -4.5%	$1.12B -15.9%	$1.33B +293.8%	$339.0M -46.5%	$634.0M
EPS (Diluted)	$10.57 +5.2%	$10.05 -4.6%	$10.53 -54.8%	$23.30 +184.1%	$8.20 -16.8%	$9.85
Total Assets	$30.84B +3.5%	$29.79B +3.3%	$28.83B -0.3%	$28.93B -60.8%	$73.71B +5.1%	$70.13B
Total Debt	$1.48B +0.0%	$1.48B -1.4%	$1.50B -23.8%	$1.96B +0.1%	$1.96B +33.3%	$1.47B
Operating Cash Flow	$1.15B -41.5%	$1.97B +70.9%	$1.15B -32.7%	$1.71B -21.5%	$2.18B -11.1%	$2.46B

AI Insight: AFG Financial Trends

AFG's Q4 2025 operating income hit $379M — a multi-quarter high — but debt jumped $345M in Q3 2025, the first leverage increase in over a year.

• Operating income rebounded sharply to $379M in Q4 2025 from $197M in Q1 2025, the strongest quarter in the observed period.

• Net income in Q4 2025 reached $299M, up from $154M in Q1 2025, reflecting meaningful year-over-year improvement versus Q4 2024's $255M.

• Equity grew steadily from $4,384M in Q2 2024 to $4,820M in Q4 2025, though Q1 2026 dipped to $4,678M.

• Operating cash flow improved to $784M in Q4 2025, recovering strongly after the negative $88M in Q2 2024.

⚠ Total debt jumped from $1,475M to $1,820M in Q3 2025 — a $345M increase — marking the first leverage rise in the entire observed period.

⚠ Q1 2026 operating cash flow of $474M is solid but operating income of $239M is near the lowest in recent quarters; seasonal softness warrants monitoring.

AI Insight: AFG Ratio Trends

AFG's profitability shows strong Q4 seasonality but Q1 2026 marks a step down in ROIC to 14.7% — the weakest first-quarter reading in the dataset.

• Q4 consistently outperforms: OpMargin surged to 18.4% in Q4 2025 vs. 14.9% in Q4 2024, suggesting durable seasonal tailwinds.

• ROE in Q1 2026 fell to 16.3% from 24.8% in Q4 2025, continuing a recurring first-quarter pattern of sharp sequential deceleration.

• D/E has crept from 0.31 in Q3 2024 to 0.39 in Q1 2026 — a modest but consistent rise in leverage over five quarters.

• TTM OpMargin of 13.6% and ROIC of 17.2% remain broadly stable, suggesting no structural deterioration on a full-year basis.

⚠ ROIC at 14.7% in Q1 2026 is the lowest Q1 reading shown; confirm whether underwriting losses or CAT events are driving the weakness.

⚠ D/E at 0.39 in Q1 2026 is the highest in the dataset — monitor whether leverage continues rising through Q2 2026.

⚠ Q4 2025 ROE of 24.8% is the dataset peak; watch whether Q4 2026 sustains this or reflects a one-off item inflating the quarter.

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Available Research

13F Pro tracks comprehensive data for AMERICAN FINANCIAL GROUP INC including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of AFG

BlackRock, Inc.
$872.9M6,835,077 sh
FMR LLC
$814.0M6,373,439 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$499.6M3,912,066 sh
VANGUARD CAPITAL MANAGEMENT LLC
$419.5M3,284,836 sh
STATE STREET CORP
$384.5M3,011,117 sh
AMERICAN FINANCIAL GROUP INC 401(K) RETIREMENT & SAVINGS PLAN
$302.3M2,366,711 sh
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
$268.2M2,100,409 sh
VICTORY CAPITAL MANAGEMENT INC
$260.3M2,037,965 sh
GEODE CAPITAL MANAGEMENT, LLC
$213.7M1,672,720 sh
DIMENSIONAL FUND ADVISORS LP
$192.4M1,506,510 sh

Fund	Value	Shares
BlackRock, Inc.	$872.9M	6,835,077
FMR LLC	$814.0M	6,373,439
VANGUARD PORTFOLIO MANAGEMENT LLC	$499.6M	3,912,066
VANGUARD CAPITAL MANAGEMENT LLC	$419.5M	3,284,836
STATE STREET CORP	$384.5M	3,011,117
AMERICAN FINANCIAL GROUP INC 401(K) RETIREMENT & SAVINGS PLAN	$302.3M	2,366,711
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$268.2M	2,100,409
VICTORY CAPITAL MANAGEMENT INC	$260.3M	2,037,965
GEODE CAPITAL MANAGEMENT, LLC	$213.7M	1,672,720
DIMENSIONAL FUND ADVISORS LP	$192.4M	1,506,510

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Is AFG a good stock to buy?

13F Pro's AI-powered analysis of AMERICAN FINANCIAL GROUP INC (AFG) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for AFG are available on the AFG stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own AFG?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling AFG. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of AMERICAN FINANCIAL GROUP INC's investment landscape.