ONIT is the ticker symbol for ONITY GROUP INC., a publicly traded Financials sector company listed on NYSE. 13F Pro tracks ONIT with AI-powered analysis, a 32-signal quality score, SEC EDGAR financials, insider transactions, and institutional 13F holdings — all sourced directly from public SEC filings.

Is ONIT a good stock to buy?

13F Pro's AI ranking engine scores ONIT at 58.3/100, ranked #1,024 of 2,960 stocks based on 32 fundamental signals including profitability, growth, balance sheet strength, and free cash flow. The full AI verdict and bull/bear case for ONIT is available at https://13fpro.ai/company/ONIT. Not investment advice — review the underlying SEC filings before making any trade.

Where does 13F Pro source ONIT data?

All ONITY GROUP INC. fundamentals and ownership data come directly from SEC EDGAR. ONITY GROUP INC. files with the SEC under CIK 873860. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

ONITY GROUP INC.(ONIT)— Stock Profile, AI Score & Financials

Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated 2026-06-30.

ONITY GROUP INC. (ONIT) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores ONIT at 58.3/100 on a 32-signal composite quality model, placing it at rank #1,024 of 2,960 stocks — the top half of the AI-ranked universe. ONIT scores in the top quartile across profitability (75.9). Areas of concern include earnings quality (1.8) and free cash flow (4.8), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), ONITY GROUP INC. reports quarterly revenue of $282.9M, net income of $-11.9M, free cash flow of $-516.9M. Top institutional holders of ONIT by reported 13-F value include AMERICAN CENTURY COMPANIES, Long Focus Capital Management, BlackRock, based on the most recent SEC filings. ONIT trades on the NYSE exchange and files with the SEC under CIK 873860. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate ONIT daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ONITY GROUP INC. directly from SEC EDGAR.

AI Quality Score

58.3/100

AI Rank

#1,024

Revenue

$282.9M

Net Income

$-11.9M

Free Cash Flow

$-516.9M

ONIT key financials by period

ONITY GROUP INC. reported revenue, net income and margins by fiscal period, from SEC filings.
Period	Form	Revenue	Net income	Operating margin
FY 2025	10-K	$1.1B	$189.5M	5.9%
FY 2024	10-K	$976.0M	$33.9M	4.0%
FY 2023	10-K	$1.1B	$-63.7M	-5.5%
FY 2022	10-K	$953.9M	$25.7M	2.6%
FY 2021	10-K	$1.1B	$18.1M	-0.4%
FY 2020	10-K	$960.9M	$-40.2M	-11.0%

Institutions holding ONIT

Institutional investors reporting a position in ONITY GROUP INC. on SEC Form 13F.
Institution	Shares	Value	Reported
AMERICAN CENTURY COMPANIES	548,061	$21.8M	2026-06-30
Long Focus Capital Management	540,598	$21.5M	2026-06-30
BlackRock	536,385	$21.3M	2026-06-30
DIMENSIONAL FUND ADVISORS	482,648	$19.2M	2026-06-30
VANGUARD CAPITAL MANAGEMENT	293,391	$11.7M	2026-06-30
Deer Park Road	254,054	$10.1M	2026-06-30
PRESCOTT GROUP CAPITAL MANAGEMENT, L.L.C.	212,585	$8.5M	2026-06-30
AQR CAPITAL MANAGEMENT	184,235	$7.3M	2026-06-30
GEODE CAPITAL MANAGEMENT	175,459	$7.0M	2026-06-30
STATE STREET	148,390	$5.9M	2026-06-30

SEC EDGAR: CIK 873860 →

ONITY GROUP INC.

ONIT

NYSESmall CapFinancials

13F Pro Quality Score

58.3/100

Rank #1,024 of 2,960 stocksTOP 50%

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

48.4/100

Profitability

75.9/100

Balance Sheet

41.9/100

Earnings Quality

1.8/100

Free Cash Flow

4.8/100

Institutional Flow

54.6/100

Revenue Scale

52.5/100

Dilution Risk

66.8/100

Price Chart

Email me the moment this company reports earnings

AI Research Report

Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.

Upgrade to Pro

Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.

What's Driving ONIT's Business? Latest 10-Q Breakdown

21/21 datapoints verified

AI-extracted from the 10-Q filed 2026-08-06 — Q2 FY2026 (quarter ended June 30, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

Onity posted a $11.9 million net loss in Q2 FY2026 as total revenue fell 4% QoQ to $282.9 million and MSR valuation losses widened to $70.5 million amid the Rithm subservicing wind-down and reverse-mortgage exit to FAR.

Biggest Revenue Drivers

Servicing$233.6M-3% QoQ

Decline driven by a $12.0 million decrease in Gain on reverse loans and HMBS-related borrowings from less favorable yield spread tightening, partly offset by higher servicing and subservicing fees from MSR growth.

Originations$49.3M-9% QoQ

Lower Gain on loans held for sale in the Consumer Direct channel due to volume headwinds as higher rates drove lower lock volumes and margins, partly offset by Correspondent channel gains.

Biggest Revenue Drivers

Total revenue: $282.9M-4% QoQ

Servicing$233.6M-3% QoQ

Within Servicing

Servicing and subservicing fees$229.3M+3% QoQ

Increase driven by higher float earnings and higher servicing fees on MSR growth (4% increase in average servicing UPB).

Originations$49.3M-9% QoQ

Lower Gain on loans held for sale in the Consumer Direct channel due to volume headwinds as higher rates drove lower lock volumes and margins, partly offset by Correspondent channel gains.

Within Originations

Gain on loans held for sale, net$33.0M

Decrease in Consumer Direct channel gain due to volume headwinds, partly offset by higher gains in the Correspondent channel from higher volumes, higher margins and favorable execution.

Largest Expense Items

Compensation and benefits$69.8Mflat QoQ

Higher incentive compensation from stock price gains offset by lower severance and salaries in Servicing tied to the Rithm subservicing wind-down.

Servicing and origination$23.1M+25% QoQ

Higher indemnification provision expense in Servicing related to the FAR transaction and increased indemnification provision in Originations.

Professional services$16.7M+13% QoQ

Increase primarily attributed to certain corporate development initiatives.

Margins: MSR valuation adjustments, net worsened to a $70.5 million loss in Q2 from $69.0 million in Q1, driven by unfavorable interest rate changes net of hedging, partly offset by less unfavorable prepayment speed assumption updates; operating expenses rose 5% QoQ.

Watch Items from the Filing

Rithm's subservicing termination (effective Jan 31, 2026) moved $21.2 billion of UPB off Onity's platform in Q2; roughly $3.4 billion of the remaining $6.8 billion RMSR UPB may not receive required consents to transfer.
Onity closed the sale of ~20,000 HECM loans and $5.5 billion of HMBS-related borrowings to FAR on June 30, 2026, and will not originate new reverse mortgages for five years except recapture activity.
MAV represents $37.7 billion UPB (11% of total serviced UPB) generating $27.9 million of servicing/subservicing fees (8% of total) in H1 2026, a concentrated subservicing relationship.
USVI filed suit on April 30, 2025 alleging Onity failed to meet conditions for benefits under its Economic Development Commission Certificate; Onity's motion to dismiss remains pending.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →