MVB FINANCIAL CORP(MVBF)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
MVBF Stock Analysis & AI Quality Score
AI stock analysis and institutional research for MVB FINANCIAL CORP (MVBF), a Financials sector company. MVBF is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), MVB FINANCIAL CORP reports quarterly revenue of $36.7M, net income of $5.2M, an operating margin of 18.3%. Top institutional holders of MVBF by reported 13-F value include WELLINGTON MANAGEMENT GROUP LLP, BlackRock,, DIMENSIONAL FUND ADVISORS, based on the most recent SEC filings. MVBF trades on the Nasdaq exchange and files with the SEC under CIK 1277902. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate MVBF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for MVB FINANCIAL CORP directly from SEC EDGAR.
Revenue
Q1 2026
$36.7M
Net Income
Q1 2026
$5.2M
Free Cash Flow
Q1 2026
$-23.4M
Operating Margin
Q1 2026
18.3%
ROIC
Q1 2026
2.0%
Revenue & Net Income
Earnings Per Share
Key Financials Over Time
Export Financial Table · Pro+Revenue
Net Income
-59.8% YoYEPS (Diluted)
-61.8% YoYTotal Assets
+31.6% YoYTotal Debt
Op. Cash Flow
-93.4% YoY| Metric | FY 2022 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|
| Revenue | — | — | $3.4M +51.9% | $2.2M -2.0% | $2.3M +10.6% | $2.1M |
| Net Income | $15.0M -59.8% | $37.4M +38.6% | $27.0M +124.9% | $12.0M +58.5% | $7.6M -41.3% | $12.9M |
| EPS (Diluted) | $1.17 -61.8% | $3.06 +39.1% | $2.20 +120.0% | $1.00 +47.1% | $0.68 -48.1% | $1.31 |
| Total Assets | $3.07B +31.6% | $2.33B +19.9% | $1.94B +11.0% | $1.75B +14.1% | $1.53B +8.1% | $1.42B |
| Total Debt | — | — | $227.0M -2.3% | $232.4M +25.2% | $185.7M +49.2% | $124.4M |
| Operating Cash Flow | $7.4M -93.4% | $112.2M +1492.1% | $-8.1M -220.4% | $6.7M -79.8% | $33.1M | — |
AI Insight: MVBF Financial Trends
Operating cash flow has deteriorated sharply, swinging from +$27M in Q2 2024 to -$23M in Q1 2026 — a troubling eight-quarter trend.
• Operating CF collapsed from +$27M in Q2 2024 to -$23M in Q1 2026, marking four consecutive quarters of negative cash generation.
• Equity grew from $297M in Q2 2024 to $334M in Q4 2025, suggesting retained earnings or capital raises are supporting the balance sheet.
• Negative operating CF in three of the last four quarters signals persistent cash burn, not an isolated event.
⚠ Q1 2026 operating CF hit -$23M, the worst in the dataset — acceleration of cash burn warrants close scrutiny next quarter.
⚠ Equity data is missing for Q1 2026; absence makes it impossible to assess whether book value held amid rising cash outflows.
AI Insight: MVBF Ratio Trends
Only ROIC is available for MVBF, revealing extreme volatility but insufficient data to assess overall financial health.
• ROIC swung wildly: 7.4% in Q2 2024, collapsed to 3.7% in Q3 2024, then spiked to 28.6% in Q3 2025.
• ROIC retreated sharply to 6.5% in Q4 2025 after the 28.6% Q3 2025 peak, suggesting a one-off rather than sustained improvement.
⚠ All margin, ROE, ROA, and D/E fields are absent — too sparse to assess profitability, leverage, or balance sheet direction.
⚠ ROIC volatility (range: 3.7%–28.6% across six quarters) warrants scrutiny for one-time items distorting reported returns.
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Available Research
13F Pro tracks comprehensive data for MVB FINANCIAL CORP including:
Top Institutional Holders of MVBF
WELLINGTON MANAGEMENT GROUP LLP
$43.9M1,766,203 shBlackRock, Inc.
$23.3M939,037 shDIMENSIONAL FUND ADVISORS LP
$12.6M506,608 shVANGUARD CAPITAL MANAGEMENT LLC
$12.5M504,844 shGEODE CAPITAL MANAGEMENT, LLC
$6.7M269,910 shAMERIPRISE FINANCIAL INC
$6.1M246,762 shSTATE STREET CORP
$6.0M242,215 shENDEAVOUR CAPITAL ADVISORS INC
$4.7M187,919 shKENNEDY CAPITAL MANAGEMENT LLC
$3.1M124,365 shBASSWOOD CAPITAL MANAGEMENT, L.L.C.
$2.9M117,116 sh
| Fund | Value | Shares |
|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | $43.9M | 1,766,203 |
| BlackRock, Inc. | $23.3M | 939,037 |
| DIMENSIONAL FUND ADVISORS LP | $12.6M | 506,608 |
| VANGUARD CAPITAL MANAGEMENT LLC | $12.5M | 504,844 |
| GEODE CAPITAL MANAGEMENT, LLC | $6.7M | 269,910 |
| AMERIPRISE FINANCIAL INC | $6.1M | 246,762 |
| STATE STREET CORP | $6.0M | 242,215 |
| ENDEAVOUR CAPITAL ADVISORS INC | $4.7M | 187,919 |
| KENNEDY CAPITAL MANAGEMENT LLC | $3.1M | 124,365 |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | $2.9M | 117,116 |
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Popular Research
Is MVBF a good stock to buy?
13F Pro's AI-powered analysis of MVB FINANCIAL CORP (MVBF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on Nasdaq). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for MVBF are available on the MVBF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own MVBF?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling MVBF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of MVB FINANCIAL CORP's investment landscape.