Citizens Community Bancorp Inc.(CZWI)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

Citizens Community Bancorp Inc. (CZWI) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores CZWI at 36.1/100 on a 32-signal composite quality model, placing it at rank #2,284 of 2,962 stocks — the bottom half of the AI-ranked universe. CZWI scores in the top quartile across profitability (76.4). Areas of concern include revenue scale (11.2) and institutional flow (16.0), which score below median versus the broader universe. Shareholder dilution risk is elevated at 2.0/100, reflecting ongoing share issuance or stock-based compensation. Based on the latest XBRL financial filings (Q2 2026), Citizens Community Bancorp Inc. reports net income of $1.1M, free cash flow of $6.4M. Top institutional holders of CZWI by reported 13-F value include BlackRock, MANUFACTURERS LIFE INSURANCE COMPANY, THE, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. CZWI trades on the Nasdaq exchange and files with the SEC under CIK 1367859. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CZWI daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Citizens Community Bancorp Inc. directly from SEC EDGAR.

AI Quality Score

36.1/100

AI Rank

#2,284

Net Income

$1.1M

Free Cash Flow

$6.4M

CZWI key financials by period

Citizens Community Bancorp Inc. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 201210-K$22.2M$206.0K1.7%
FY 201110-K$23.5M$193.0K1.4%
FY 201010-K$15.4M$-7.1M-52.1%
FY 200910-K$11.0M$-3.2M-47.8%

Institutions holding CZWI

Institutional investors reporting a position in Citizens Community Bancorp Inc. on SEC Form 13F.
InstitutionSharesValueReported
BlackRock632,627$14.8M2026-06-30
MANUFACTURERS LIFE INSURANCE COMPANY, THE480,842$11.2M2026-06-30
VANGUARD CAPITAL MANAGEMENT413,376$9.7M2026-06-30
DIMENSIONAL FUND ADVISORS376,262$8.8M2026-06-30
Boston Partners281,634$6.6M2026-06-30
ACADIAN ASSET MANAGEMENT281,294$6.6M2026-06-30
GENDELL JEFFREY L248,319$5.8M2026-06-30
GEODE CAPITAL MANAGEMENT230,737$5.4M2026-06-30
BANC FUNDS195,055$4.6M2026-06-30
TWO SIGMA INVESTMENTS159,050$3.7M2026-06-30
CZWI

Citizens Community Bancorp Inc.

CZWI
NasdaqSmall CapFinancials

13F Pro Quality Score

36.1/100

Rank #2,284 of 2,962 stocks

View Financials peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

37.5/100

Profitability

76.4/100

Balance Sheet

39.4/100

Earnings Quality

30.0/100

Free Cash Flow

30.0/100

Institutional Flow

16.0/100

Revenue Scale

11.2/100

Dilution Risk

2.0/100

Price Chart

Email me the moment this company reports earnings
AI Research Report
Two-page plain-English analysis: business, thesis, and three scenarios for the next two years. Refreshed every quarter.
Upgrade to Pro
Pro: 5 reports/month · Pro+: unlimitedOpinion, not investment advice. Do your own research.
Reading the latest SEC filing… (first load can take ~20s)

Key Metrics

Net Income

Q2 2026
EDGAR

$1.10M

EPS (Diluted)

Q2 2026
EDGAR

$0.11

ROIC

Q2 2026
EDGAR

2.0%

Free Cash Flow

Q2 2026
EDGAR

$6.44M

Debt/Equity

Q2 2026
EDGAR

0.27

Top Institutional Holders

as of Q2 2026
$132.61M total

Financial Trends

Revenue & Net Income

Earnings Per Share

Loading ratio trend…