What is the 13F Pro Quality Score for JOE?

13F Pro ranks ST JOE Co (JOE) on the 13F Pro Quality Score, a 0–100 composite of 32 fundamental signals including return on invested capital, free cash flow consistency, balance-sheet strength, earnings quality, growth durability, and valuation discipline. The score refreshes after each 10-K and 10-Q filing on SEC EDGAR. View JOE's current score at https://13fpro.ai/research/JOE (free sign-up required for the full ranking).

Where does 13F Pro source JOE data?

All ST JOE Co fundamentals and ownership data come directly from SEC EDGAR. ST JOE Co files with the SEC under CIK 745308. 13F Pro ingests XBRL financial facts from 10-K and 10-Q filings, Form 13F-HR institutional holdings, and Form 4 insider transactions, with no third-party rewrites or estimates.

What sector is JOE in?

ST JOE Co (JOE) is classified in the Real Estate sector. 13F Pro publishes sector-level fund flow analysis and quality leaders at https://13fpro.ai/research/sector/real-estate.

What drives JOE's revenue?

Per ST JOE Co's latest 10-Q filed with the SEC on 2026-04-29, the biggest revenue drivers are: Hospitality ($44.7M, +12.9% YoY); Real Estate ($39.7M, +3.7% YoY); Leasing ($14.7M, -9.8% YoY). Figures are extracted from the filing text and machine-verified against the document. Full breakdown at https://13fpro.ai/research/JOE.

What are JOE's largest expenses?

ST JOE Co's latest 10-Q reports these as the largest expense items: Cost of hospitality revenue ($33.8M, +4.4% YoY); Depreciation, depletion and amortization ($11.4M, -6.1% YoY). Sourced directly from SEC EDGAR filing text for Q1 2026 (three months ended March 31, 2026).

How often is JOE research updated on 13F Pro?

JOE's fundamentals refresh within hours of each new 10-K or 10-Q filing on SEC EDGAR. Institutional ownership updates after each quarterly 13F filing window. Insider transactions update after each Form 4 filing. The 13F Pro Quality Score recalculates after every fundamentals refresh.

ST JOE Co(JOE)Stock Analysis

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13F Pro Quality Score

71.2/100

Rank #269 of 2,879 stocksTOP 10%

View Real Estate peers →

Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Aug 14, 2026.

Revenue Growth

67.7/100

Profitability

85.5/100

Balance Sheet

77.0/100

Earnings Quality

58.8/100

Free Cash Flow

89.5/100

Institutional Flow

59.1/100

Revenue Scale

36.3/100

Dilution Risk

84.5/100

JOE Stock Analysis & AI Quality Score

AI stock analysis and institutional research for ST JOE Co (JOE), a Real Estate sector company. 13F Pro's AI-powered ranking engine scores JOE at 71.2/100 on a 32-signal composite quality model, placing it at rank #269 of 2,879 stocks — the top 10% of the AI-ranked universe. JOE scores in the top quartile across free cash flow (89.5), profitability (85.5), balance sheet strength (77.0). Areas of concern include revenue scale (36.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), ST JOE Co reports quarterly revenue of $99.0M, net income of $13.9M, free cash flow of $40.2M. Top institutional holders of JOE by reported 13-F value include FAIRHOLME CAPITAL MANAGEMENT, BlackRock,, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. JOE trades on the NYSE exchange and files with the SEC under CIK 745308. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate JOE daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for ST JOE Co directly from SEC EDGAR. ST JOE Co's 13F Pro composite quality score has ranged between 8 and 77 since 2021, currently 71.2 — an improving long-term trajectory across 56 quarterly and live scoring snapshots.

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Fun facts about ST JOE Co

Quirks, history, and lore behind JOE — the kind of stuff that makes a stock memorable.

1
The Basics
A real estate company · small-cap · listed on the NYSE · headquartered in the Florida Panhandle.
2
The Numbers
Sits on roughly 170,000 acres of land in Northwest Florida — making it one of the largest private landowners in the state, yet its revenue is only in the low hundreds of millions.
3
The History
Its roots trace back to a paper and timber company founded in the early 20th century; it reinvented itself as a master-planned community developer after selling off its timber assets.
4
The Secret
The real play here is raw land appreciation — the company controls so much Florida acreage that its stock price is essentially a bet on Panhandle real estate going up.
5
The Lore
Legendary investor Bruce Berkowitz of Fairholme Fund became a massive shareholder and board presence, calling the land holdings a vastly undervalued hidden asset.
6
The Giveaway
Its ticker is also a very common first name, its flagship development is the pastel-pretty Watersound and Watercolor communities near Seaside, Florida — and yes, the stock is literally called JOE.

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What's Driving JOE's Business? Latest 10-Q Breakdown

AI-extracted from ST JOE Co's 10-Q filed 2026-04-29 — Q1 2026 (three months ended March 31, 2026). Every figure is machine-verified against the filing text on SEC EDGAR.

St. Joe delivered Q1 2026 revenue of $99.1M (+5.2% YoY), driven by record first-quarter hospitality revenue of $44.7M (+12.9% YoY), though equity income from unconsolidated JVs declined 65% due to lower home closings at Latitude Margaritaville.

Biggest Revenue Drivers

Total revenue: $99.1M+5.2% YoY

Hospitality$44.7M+12.9% YoY

Membership increases and ancillary spend; higher hotel ADR, occupancy and guest incidental spend; 3,647 Watersound Club members vs. 3,498 prior year

Real Estate$39.7M+3.7% YoY

Residential homesites and homes sales of $26.2M; commercial/forestry/hospitality real estate sales of $6.4M; timber sales of $0.9M

Leasing$14.7M-9.8% YoY

Watercrest senior living property sale in September 2025 and Watersound Villas townhome sales offset by additional commercial leases

Largest Expense Items

Cost of hospitality revenue$33.8M+4.4% YoY

Increased costs supporting 12.9% hospitality revenue growth; gross margin improved to 24.4% from 18.2%

Depreciation, depletion and amortization$11.4M-6.1% YoY

Non-cash expense; decreased primarily due to assets sold since prior period

Margins: Consolidated gross margin declined to 45.6% from 50.9% YoY, driven by lower-margin real estate sales mix (168 homesites vs. 249 prior year). However, hospitality and leasing segments improved margins to 24.4% and 61.2% respectively, reflecting operational stabilization and better cost management.

Watch Items from the Filing

Latitude Margaritaville Watersound JV home closings fell 57% to 83 units in Q1 2026 vs. 192 in Q1 2025, causing equity income contribution to drop $7.6M (65% YoY decline). JV has completed 2,273 of ~3,700 planned homes.
Pier Park Resort Hotel JV loan of $49.5M matures in April 2027 with interest rate swap maturing concurrently at 3.2% fixed rate; refinancing will be required within 12 months.
Deferred tax liability of $45.6M due in 2029 upon maturity of timber sale installment note; $200M time deposit held by SPE will fund $180M Senior Notes repayment, leaving $20M available for tax liability.
3,204 residential homesites under contract as of March 31, 2026 (up from 952 at March 31, 2025) expected to generate ~$119.9M revenue excluding Pigeon Creek and SouthWood; higher pipeline provides revenue visibility.

AI-extracted and verified against SEC EDGAR filing text. Not investment advice.

Read the full 10-Q on SEC EDGAR →Share on X

Revenue

Q1 2026

$99.0M

Net Income

Q1 2026

$13.9M

Free Cash Flow

Q1 2026

$40.2M

D/E Ratio

Q1 2026

0.50

Revenue & Net Income

Earnings Per Share

Key Financials Over Time

Export Financial Table · Pro+

Revenue

+27.4% YoY

$513.2MFY 2025

FY22 $252.3MFY23 $389.3MFY24 $402.7MFY25 $513.2M

Net Income

+55.9% YoY

$115.6MFY 2025

FY22 $70.9MFY23 $77.7MFY24 $74.2MFY25 $115.6M

Operating Income

+53.0% YoY

$146.2MFY 2025

FY22 $61.5MFY23 $90.7MFY24 $95.6MFY25 $146.2M

EPS (Diluted)

+56.7% YoY

$1.99FY 2025

FY22 $1.21FY23 $1.33FY24 $1.27FY25 $1.99

Total Assets

-1.3% YoY

$1.52BFY 2025

FY22 $1.43BFY23 $1.52BFY24 $1.54BFY25 $1.52B

Total Debt

-10.6% YoY

$391.2MFY 2025

FY22 $385.9MFY23 $453.6MFY24 $437.8MFY25 $391.2M

Op. Cash Flow

+76.6% YoY

$190.7MFY 2025

FY22 $48.2MFY23 $103.8MFY24 $108.0MFY25 $190.7M

Metric	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Revenue	$513.2M +27.4%	$402.7M +3.5%	$389.3M +54.3%	$252.3M -5.5%	$267.0M +66.3%	$160.6M
Net Income	$115.6M +55.9%	$74.2M -4.5%	$77.7M +9.6%	$70.9M -4.9%	$74.6M +64.9%	$45.2M
Operating Income	$146.2M +53.0%	$95.6M +5.3%	$90.7M +47.6%	$61.5M -34.9%	$94.5M +100.6%	$47.1M
EPS (Diluted)	$1.99 +56.7%	$1.27 -4.5%	$1.33 +9.9%	$1.21 -4.7%	$1.27 +64.9%	$0.77
Total Assets	$1.52B -1.3%	$1.54B +1.0%	$1.52B +6.5%	$1.43B +18.4%	$1.21B +16.5%	$1.04B
Total Debt	$391.2M -10.6%	$437.8M -3.5%	$453.6M +17.6%	$385.9M +73.0%	$223.0M +40.3%	$158.9M
Operating Cash Flow	$190.7M +76.6%	$108.0M +4.0%	$103.8M +115.4%	$48.2M -56.9%	$111.8M +199.5%	$37.3M

AI Insight: JOE Financial Trends

ST JOE shows strong seasonal revenue patterns with Q3 2025 hitting $161M peak, but Q1 2026 revenue dropped back to $99M.

• Revenue peaked at $161M in Q3 2025, up 63% from $99M in Q3 2024.

• Total debt declined from $447M in Q2 2024 to $380M in Q1 2026.

• Operating cash flow surged to $86M in Q3 2025 from $28M in Q3 2024.

⚠ Operating income fell to $18M in Q1 2026 from $53M in Q3 2025 peak.

⚠ Net income dropped to $14M in Q1 2026, lowest level since Q3 2024.

AI Insight: JOE Ratio Trends

Operating margin compressed to 18.4% in Q1 2026 from 32.9% peak in Q3 2025, with ROIC falling to 6.3% from 18.3% high.

• Operating margin declined from 32.9% in Q3 2025 to 18.4% in Q1 2026, erasing prior gains.

• ROIC contracted sharply from 18.3% in Q3 2025 to 6.3% in Q1 2026.

• Debt-to-equity improved from 0.63 in Q2 2024 to 0.50 in Q1 2026.

⚠ Profitability metrics show extreme quarterly volatility, with margins swinging from 17.9% to 32.9% and back to 18.4%.

⚠ ROE dropped to 7.3% in Q1 2026 from 20.3% peak in Q3 2025.

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Available Research

13F Pro tracks comprehensive data for ST JOE Co including:

SEC EDGAR filings (10-K, 10-Q, 8-K)

XBRL financial facts (revenue, EPS, margins)

Insider transactions (Form 4)

Institutional 13F holdings

Quality rankings (32 signals)

AI analyst debates & daily meetings

Historical financial trends

Peer comparison & sector analysis

Top Institutional Holders of JOE

FAIRHOLME CAPITAL MANAGEMENT LLC
$1.2B19,210,167 sh
BlackRock, Inc.
$375.7M5,982,465 sh
VANGUARD PORTFOLIO MANAGEMENT LLC
$241.1M3,839,565 sh
VANGUARD CAPITAL MANAGEMENT LLC
$113.1M1,800,615 sh
STATE STREET CORP
$93.3M1,485,510 sh
DIMENSIONAL FUND ADVISORS LP
$82.8M1,318,938 sh
Select Equity Group, L.P.
$80.1M1,274,988 sh
GEODE CAPITAL MANAGEMENT, LLC
$63.9M1,017,364 sh
Praetorian PR LLC
$42.4M675,000 sh
FMR LLC
$40.9M651,699 sh

Fund	Value	Shares
FAIRHOLME CAPITAL MANAGEMENT LLC	$1.2B	19,210,167
BlackRock, Inc.	$375.7M	5,982,465
VANGUARD PORTFOLIO MANAGEMENT LLC	$241.1M	3,839,565
VANGUARD CAPITAL MANAGEMENT LLC	$113.1M	1,800,615
STATE STREET CORP	$93.3M	1,485,510
DIMENSIONAL FUND ADVISORS LP	$82.8M	1,318,938
Select Equity Group, L.P.	$80.1M	1,274,988
GEODE CAPITAL MANAGEMENT, LLC	$63.9M	1,017,364
Praetorian PR LLC	$42.4M	675,000
FMR LLC	$40.9M	651,699

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Is JOE a good stock to buy?

13F Pro's AI-powered analysis of ST JOE Co (JOE) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Real Estate sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for JOE are available on the JOE stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.

Which hedge funds own JOE?

Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling JOE. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of ST JOE Co's investment landscape.