CONSUMER PORTFOLIO SERVICES, INC.(CPSS)— Stock Profile, AI Score & Financials

Financials · Nasdaq · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .

CONSUMER PORTFOLIO SERVICES, INC. (CPSS) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores CPSS at 46.1/100 on a 32-signal composite quality model, placing it at rank #1,846 of 2,962 stocks — the bottom half of the AI-ranked universe. CPSS scores in the top quartile across free cash flow (98.9), earnings quality (96.7). Areas of concern include institutional flow (23.0) and revenue scale (35.3), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), CONSUMER PORTFOLIO SERVICES, INC. reports quarterly revenue of $121.4M, net income of $6.2M, an operating margin of 7.4%. Top institutional holders of CPSS by reported 13-F value include Black Diamond Capital Management I, LLLP, DIMENSIONAL FUND ADVISORS, BlackRock, based on the most recent SEC filings. CPSS trades on the Nasdaq exchange and files with the SEC under CIK 889609. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CPSS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CONSUMER PORTFOLIO SERVICES, INC. directly from SEC EDGAR.

AI Quality Score

46.1/100

AI Rank

#1,846

Revenue

$121.4M

Net Income

$6.2M

Free Cash Flow

$105.9M

Operating Margin

7.4%

CPSS key financials by period

CONSUMER PORTFOLIO SERVICES, INC. reported revenue, net income and margins by fiscal period, from SEC filings.
PeriodFormRevenueNet incomeOperating margin
FY 202510-K$434.5M$19.3M6.5%
FY 202410-K$393.5M$19.2M7.0%
FY 202310-K$352.0M$45.3M17.4%
FY 202210-K/A$329.7M$86.0M35.2%
FY 202110-K/A$267.8M$47.5M24.6%
FY 202010-K/A$271.2M$21.7M7.4%

Institutions holding CPSS

Institutional investors reporting a position in CONSUMER PORTFOLIO SERVICES, INC. on SEC Form 13F.
InstitutionSharesValueReported
Black Diamond Capital Management I, LLLP5,127,165$49.2M2026-06-30
DIMENSIONAL FUND ADVISORS1,570,303$15.1M2026-06-30
BlackRock656,330$6.3M2026-06-30
VANGUARD CAPITAL MANAGEMENT415,823$4.0M2026-06-30
BRIDGEWAY CAPITAL MANAGEMENT395,611$3.8M2026-06-30
RENAISSANCE TECHNOLOGIES339,958$3.3M2026-06-30
GEODE CAPITAL MANAGEMENT225,929$2.2M2026-06-30
STATE STREET195,842$1.9M2026-06-30
Empowered Funds151,758$1.5M2026-06-30
Allianz Asset Management GmbH90,401$867.4K2026-06-30
CPSS

CONSUMER PORTFOLIO SERVICES, INC.

CPSS
NasdaqSmall CapFinancials

13F Pro Quality Score

46.1/100

Rank #1,846 of 2,962 stocks

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Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.

Revenue Growth

63.4/100

Profitability

49.4/100

Balance Sheet

37.5/100

Earnings Quality

96.7/100

Free Cash Flow

98.9/100

Institutional Flow

23.0/100

Revenue Scale

35.3/100

Dilution Risk

67.8/100

Price Chart

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Key Metrics

Revenue

Q2 2026
EDGAR

$121.39M

Net Income

Q2 2026
EDGAR

$6.23M

EPS (Diluted)

Q2 2026
EDGAR

$0.27

Operating Margin

Q2 2026
EDGAR

7.4%

ROIC

Q2 2026
EDGAR

3.0%

Free Cash Flow

Q2 2026
EDGAR

$105.92M

Top Institutional Holders

as of Q2 2026
$94.77M total

Financial Trends

Revenue & Net Income

Earnings Per Share

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