CONSUMER PORTFOLIO SERVICES, INC.(CPSS)Stock Analysis

CPSS Stock Analysis & AI Quality Score

AI stock analysis and institutional research for CONSUMER PORTFOLIO SERVICES, INC. (CPSS), a Financials sector company. 13F Pro's AI-powered ranking engine scores CPSS at 53.6/100 on a 32-signal composite quality model, placing it at rank #1,274 of 2,879 stocks — the top half of the AI-ranked universe. CPSS scores in the top quartile across free cash flow (95.4). Areas of concern include earnings quality (12.0) and institutional flow (26.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q1 2026), CONSUMER PORTFOLIO SERVICES, INC. reports quarterly revenue of $112.3M, net income of $5.5M, an operating margin of 7.1%. Top institutional holders of CPSS by reported 13-F value include Black Diamond Capital Management I, LLLP, DIMENSIONAL FUND ADVISORS, BlackRock,, based on the most recent SEC filings. CPSS trades on the Nasdaq exchange and files with the SEC under CIK 889609. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate CPSS daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for CONSUMER PORTFOLIO SERVICES, INC. directly from SEC EDGAR. CONSUMER PORTFOLIO SERVICES, INC.'s 13F Pro composite quality score has ranged between 49 and 58 since 2024, currently 53.6 — a declining long-term trajectory across 15 quarterly and live scoring snapshots.