13F Pro quality score
Rank #971 of 2,925TOP 50%
Rankings refresh quarterly once 80% of peers have filed. Next update: ~Nov 14, 2026.
Reported revenue, net income and operating margin by fiscal year, from Live Oak Bancshares, Inc.'s annual filings on SEC EDGAR.
| Period | Form | Revenue | Net income | Op. marginOperating margin |
|---|---|---|---|---|
| FY 2025 | 10-K | $577.8M | $105.9M | 24.7% |
| FY 2024 | 10-K/A | $499.7M | $77.5M | 17.9% |
| FY 2023 | 10-K/A | $449.3M | $73.9M | 18.4% |
| FY 2022 | 10-K/A | $565.5M | $176.2M | 37.2% |
| FY 2021 | 10-K | $457.0M | $167.0M | 46.1% |
| FY 2020 | 10-K | $280.7M | $59.5M | 16.9% |
Ranked by quality-factor profile and overlapping institutional ownership, from the latest 13F filings and SEC financials.
Officers, directors and 10% owners with a Form 4 filed in the last 24 months, most recent first. From SEC EDGAR.
Live Oak Bancshares, Inc. (LOB) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores LOB at 58.9/100 on a composite quality score built from its SEC filings, placing it at rank #971 of 2,925 stocks — the top half of the AI-ranked universe. LOB scores in the top quartile across free cash flow (90.9), profitability (83.2), earnings quality (80.8). Areas of concern include institutional flow (29.3) and balance sheet strength (39.6), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Live Oak Bancshares, Inc. reports quarterly revenue of $156.1M, net income of $36.8M, an operating margin of 29.3%. Top institutional holders of LOB by reported 13-F value include T. Rowe Price Investment Management, BlackRock, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. LOB trades on the NYSE exchange and files with the SEC under CIK 1462120. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LOB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Live Oak Bancshares, Inc. directly from SEC EDGAR.
Financials through the period ended SEC EDGAR: CIK 1462120 →