Financials · NYSE · AI-powered stock analysis, 32-signal quality score, SEC EDGAR financials, and institutional holdings. Updated .
Live Oak Bancshares, Inc. (LOB) stock profile, AI quality score, and SEC EDGAR financial data, a Financials sector company. 13F Pro's AI-powered ranking engine scores LOB at 59.1/100 on a 32-signal composite quality model, placing it at rank #952 of 2,962 stocks — the top half of the AI-ranked universe. LOB scores in the top quartile across free cash flow (90.1), profitability (83.0), earnings quality (81.2). Areas of concern include institutional flow (29.6) and balance sheet strength (39.9), which score below median versus the broader universe. Based on the latest XBRL financial filings (Q2 2026), Live Oak Bancshares, Inc. reports quarterly revenue of $156.1M, net income of $36.8M, free cash flow of $28.4M. Top institutional holders of LOB by reported 13-F value include T. Rowe Price Investment Management, BlackRock, VANGUARD CAPITAL MANAGEMENT, based on the most recent SEC filings. LOB trades on the NYSE exchange and files with the SEC under CIK 1462120. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate LOB daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for Live Oak Bancshares, Inc. directly from SEC EDGAR.
AI Quality Score
59.1/100
AI Rank
#952
Revenue
$156.1M
Net Income
$36.8M
Free Cash Flow
$28.4M
| Period | Form | Revenue | Net income | Operating margin |
|---|---|---|---|---|
| FY 2025 | 10-K | $577.8M | $105.9M | 24.7% |
| FY 2024 | 10-K/A | $488.6M | $77.5M | 18.3% |
| FY 2023 | 10-K/A | $457.0M | $73.9M | 18.1% |
| FY 2022 | 10-K/A | $565.5M | $176.2M | 37.2% |
| FY 2021 | 10-K | $457.0M | $167.0M | 46.1% |
| FY 2020 | 10-K | $280.7M | $59.5M | 16.9% |
| Institution | Shares | Value | Reported |
|---|---|---|---|
| T. Rowe Price Investment Management | 6,471,452 | $264.3M | 2026-06-30 |
| BlackRock | 3,515,856 | $143.6M | 2026-06-30 |
| VANGUARD CAPITAL MANAGEMENT | 1,654,730 | $67.6M | 2026-06-30 |
| DIMENSIONAL FUND ADVISORS | 1,615,529 | $66.0M | 2026-06-30 |
| STATE STREET | 1,367,619 | $55.9M | 2026-06-30 |
| BARROW HANLEY MEWHINNEY & STRAUSS | 1,360,091 | $55.5M | 2026-06-30 |
| GILDER GAGNON HOWE | 1,123,910 | $45.9M | 2026-06-30 |
| VANGUARD PORTFOLIO MANAGEMENT | 996,870 | $40.7M | 2026-06-30 |
| SOUTHERNSUN ASSET MANAGEMENT | 934,751 | $38.2M | 2026-06-30 |
| GEODE CAPITAL MANAGEMENT | 912,543 | $37.3M | 2026-06-30 |
13F Pro Quality Score
Rank #952 of 2,962 stocksTOP 50%
Rankings refresh quarterly once 80% of peers have filed (~45 days after quarter-end). Next update: ~Nov 14, 2026.
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