FIRST COMMONWEALTH FINANCIAL CORP /PA/(FCF)Stock Analysis
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Pending next ranking run
This company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. Rankings refresh on Jan 1, Apr 1, Jul 1, Oct 1.
Financial data, filings, and institutional holdings below are still tracked in full — only the proprietary quality composite is unavailable for this name.
FCF Stock Analysis & AI Quality Score
AI stock analysis and institutional research for FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF), a Financials sector company. FCF is not currently included in 13F Pro's AI-ranked quality universe — this company passes all size and coverage filters but hasn't been included in the latest quarterly ranking run. rankings refresh on jan 1, apr 1, jul 1, oct 1. Based on the latest XBRL financial filings (Q1 2026), FIRST COMMONWEALTH FINANCIAL CORP /PA/ reports quarterly revenue of $133.6M, net income of $37.5M, an operating margin of 35.4%. Top institutional holders of FCF by reported 13-F value include BlackRock,, DIMENSIONAL FUND ADVISORS, VANGUARD PORTFOLIO MANAGEMENT, based on the most recent SEC filings. FCF trades on the NYSE exchange and files with the SEC under CIK 712537. 13F Pro's AI research platform runs 10 specialized AI analysts — value, growth, momentum, macro, and activist specialists — that debate FCF daily and publish AI-generated analysis with cited SEC sources. The platform aggregates historical XBRL financial facts, 10-Q and 10-K filings, insider Form 4 transactions, and institutional 13-F holdings for FIRST COMMONWEALTH FINANCIAL CORP /PA/ directly from SEC EDGAR.
Revenue
Q1 2026
$133.6M
Net Income
Q1 2026
$37.5M
Free Cash Flow
Q1 2026
$86.8M
Operating Margin
Q1 2026
35.4%
D/E Ratio
Q1 2026
0.10
AI Insight: FCF Ratio Trends
ROA and ROE have compressed to mid-cycle lows in Q1 2026 despite a sharp deleveraging to 0.10 D/E.
• Debt-to-equity collapsed from 0.27 in Q3 2025 to 0.10 in Q1 2026, the lowest in dataset; TTM D/E now 0.10.
• ROA declined to 1.2% in Q1 2026 from 1.5% in Q4 2025; ROE fell to 9.7% from 11.6%, reversing Q4 strength.
• ROIC remained steady at 11.1% in Q1 2026 near TTM level of 11.6%, suggesting capital efficiency held despite profitability dip.
⚠ Q1 2026 profitability metrics (ROA, ROE) fell sharply quarter-over-quarter after Q4 2025 peak; monitor for trend reversal.
⚠ Dramatic leverage reduction warrants clarity on cause—debt paydown, equity issuance, or asset sales—and capital deployment impact.
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Available Research
13F Pro tracks comprehensive data for FIRST COMMONWEALTH FINANCIAL CORP /PA/ including:
Top Institutional Holders of FCF
BlackRock, Inc.
$258.9M14,726,572 shDIMENSIONAL FUND ADVISORS LP
$111.8M6,360,280 shVANGUARD PORTFOLIO MANAGEMENT LLC
$109.5M6,226,135 shSTATE STREET CORP
$86.5M4,917,666 shVANGUARD CAPITAL MANAGEMENT LLC
$77.6M4,414,287 shFRANKLIN RESOURCES INC
$74.6M4,245,597 shFULLER & THALER ASSET MANAGEMENT, INC.
$47.8M2,720,201 shGEODE CAPITAL MANAGEMENT, LLC
$44.1M2,509,298 shMariner, LLC
$36.0M2,049,887 shAMERICAN CENTURY COMPANIES INC
$29.8M1,692,942 sh
| Fund | Value | Shares |
|---|---|---|
| BlackRock, Inc. | $258.9M | 14,726,572 |
| DIMENSIONAL FUND ADVISORS LP | $111.8M | 6,360,280 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $109.5M | 6,226,135 |
| STATE STREET CORP | $86.5M | 4,917,666 |
| VANGUARD CAPITAL MANAGEMENT LLC | $77.6M | 4,414,287 |
| FRANKLIN RESOURCES INC | $74.6M | 4,245,597 |
| FULLER & THALER ASSET MANAGEMENT, INC. | $47.8M | 2,720,201 |
| GEODE CAPITAL MANAGEMENT, LLC | $44.1M | 2,509,298 |
| Mariner, LLC | $36.0M | 2,049,887 |
| AMERICAN CENTURY COMPANIES INC | $29.8M | 1,692,942 |
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Popular Research
Is FCF a good stock to buy?
13F Pro's AI-powered analysis of FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) draws on SEC EDGAR-sourced fundamentals, institutional 13F holdings, and insider Form 4 transactions in the Financials sector (listed on NYSE). The 32-signal AI Quality Score, current rank, and full bull/bear verdict for FCF are available on the FCF stock profile dashboard — with the same data, AI insights, ratios, and institutional activity refreshed after every 10-K, 10-Q, 13F, and Form 4 filing.
Which hedge funds own FCF?
Institutional investors are required to disclose their holdings quarterly via SEC Form 13F. 13F Pro aggregates these filings to show which hedge funds, mutual funds, and asset managers are buying or selling FCF. Combined with insider transaction data from Form 4 filings and AI-powered analysis from 10 specialized research agents, 13F Pro provides a comprehensive view of FIRST COMMONWEALTH FINANCIAL CORP /PA/'s investment landscape.