RETIREMENT INCOME SOLUTIONS, INC
13F Reported Value
ⓘ$580.8M
Holdings
172
Latest Filing
2026-06-30
Filing Quarter
Q2 2026
Portfolio Overview
RETIREMENT INCOME SOLUTIONS, INC disclosed 172 positions worth $580.8M in its Form 13F-HR for Q2 2026, followed by $SPY. During the quarter the fund opened 0 new positions and exited 1 and a full exit from $DIS. The portfolio is most concentrated in Other (89.0% of disclosed assets). All figures are sourced directly from RETIREMENT INCOME SOLUTIONS, INC’s Form 13F-HR filing with the SEC under CIK 1730386.
AI Fund Analysis
StableSector Allocation
AUM History
Top Equity Holdings by Value
Quarterly Activity — Q2 2026
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SPDR SERIES TRUST - ST STR P500ETF
—Quality
$141.6M1,849,918 sh- —
Quality
$45.3M69,678 sh SPDR SERIES TRUST - ST STR P400MID
—Quality
$42.3M714,469 shJ P MORGAN EXCHANGE TRADED F - ULTRA SHRT ETF
—Quality
$36.4M718,740 shISHARES TR - CORE S&P500 ETF
—Quality
$35.8M54,870 shPIMCO ETF TR - ENHAN SHRT MA AC
—Quality
$34.9M346,949 shISHARES TR - RUS 1000 GRW ETF
—Quality
$18.0M42,222 shISHARES TR - CORE S&P MCP ETF
—Quality
$15.6M230,999 sh- —
Quality
$12.0M129,822 sh SPDR SERIES TRUST - ST STR SP500FF
—Quality
$8.7M164,718 sh
| Company | Quality | Value | Shares |
|---|---|---|---|
| SPDR SERIES TRUST - ST STR P500ETF | — | $141.6M | 1,849,918 |
 SPDR S&P 500 ETF TRUST$SPY | — | $45.3M | 69,678 |
| SPDR SERIES TRUST - ST STR P400MID | — | $42.3M | 714,469 |
| J P MORGAN EXCHANGE TRADED F - ULTRA SHRT ETF | — | $36.4M | 718,740 |
| ISHARES TR - CORE S&P500 ETF | — | $35.8M | 54,870 |
| PIMCO ETF TR - ENHAN SHRT MA AC | — | $34.9M | 346,949 |
| ISHARES TR - RUS 1000 GRW ETF | — | $18.0M | 42,222 |
| ISHARES TR - CORE S&P MCP ETF | — | $15.6M | 230,999 |
 World Gold Trust$GLDM | — | $12.0M | 129,822 |
| SPDR SERIES TRUST - ST STR SP500FF | — | $8.7M | 164,718 |
Unlock AI quality scores for every holding
32-signal composite ranking on each of RETIREMENT INCOME SOLUTIONS, INC's 172 positions.
Showing top 10 of 172 holdings.
Sector Allocation
Other
$517.2M
Financials
$31.8M
Technology
$15.6M
Healthcare
$4.7M
Consumer Discretionary
$3.2M
Industrials
$3.0M
Consumer Staples
$1.9M
Utilities
$1.5M
Top Holdings — RETIREMENT INCOME SOLUTIONS, INC (Q2 2026)
Top 150 of 172 disclosed positions (by reported value) from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.
| # | Ticker | Company | Value | Weight | QoQ | Quality |
|---|---|---|---|---|---|---|
| 1 | — | SPDR SERIES TRUST - ST STR P500ETF | $141.6M | 24.4% | -1% | — |
| 2 | $SPY | SPDR S&P 500 ETF TRUST | $45.3M | 7.8% | -0% | — |
| 3 | — | SPDR SERIES TRUST - ST STR P400MID | $42.3M | 7.3% | -0% | — |
| 4 | — | J P MORGAN EXCHANGE TRADED F - ULTRA SHRT ETF | $36.4M | 6.3% | -0% | — |
| 5 | — | ISHARES TR - CORE S&P500 ETF | $35.8M | 6.2% | -0% | — |
| 6 | — | PIMCO ETF TR - ENHAN SHRT MA AC | $34.9M | 6.0% | -0% | — |
| 7 | — | ISHARES TR - RUS 1000 GRW ETF | $18.0M | 3.1% | +1% | — |
| 8 | — | ISHARES TR - CORE S&P MCP ETF | $15.6M | 2.7% | -1% | — |
| 9 | $GLDM | World Gold Trust | $12.0M | 2.1% | +0% | — |
| 10 | — | SPDR SERIES TRUST - ST STR SP500FF | $8.7M | 1.5% | -3% | — |
| 11 | — | ISHARES TR - ESG AWR MSCI USA | $7.7M | 1.3% | +0% | — |
| 12 |  $QQQ | INVESCO QQQ TRUST, SERIES 1 | $7.7M | 1.3% | +0% | — |
| 13 |  $IVZ | Invesco Ltd. | $7.1M | 1.2% | +0% | — |
| 14 | — | J P MORGAN EXCHANGE TRADED F - MUNICIPAL ETF | $7.0M | 1.2% | -1% | — |
| 15 | — | ISHARES TR - RUS 1000 VAL ETF | $6.9M | 1.2% | +0% | — |
| 16 |  $MDY | SPDR S&P MIDCAP 400 ETF TRUST | $6.3M | 1.1% | -1% | — |
| 17 | — | ISHARES TR - RUS 1000 ETF | $6.2M | 1.1% | +0% | — |
| 18 | — | FIDELITY COVINGTON TRUST - ENHANCED SML CAP | $5.7M | 1.0% | +0% | — |
| 19 | — | ISHARES TR - MSCI ACWI ETF | $5.6M | 1.0% | +0% | — |
| 20 |  $AAPL | Apple Inc. | $5.1M | 0.9% | +0% | 76.4 |
| 21 | — | AMERICAN CENTY ETF TR - INTL EQT ETF | $4.8M | 0.8% | -2% | — |
| 22 | — | DIMENSIONAL ETF TRUST - EMGR CRE EQT MNG | $4.4M | 0.8% | +0% | — |
| 23 | — | VANGUARD INDEX FDS - MID CAP ETF | $4.0M | 0.7% | +0% | — |
| 24 | — | SPDR SERIES TRUST - ST STR P500GRW | $3.3M | 0.6% | -1% | — |
| 25 | — | ISHARES TR - MSCI EAFE ETF | $3.2M | 0.6% | +0% | — |
| 26 |  $BRK.B | BERKSHIRE HATHAWAY INC | $3.1M | 0.5% | +0% | 73.8 |
| 27 | — | SELECT SECTOR SPDR TR - ST STR TECHN ETF | $3.1M | 0.5% | +0% | — |
| 28 | — | ISHARES TR - S&P 500 GRWT ETF | $3.0M | 0.5% | +0% | — |
| 29 | — | VANGUARD INDEX FDS - S&P 500 ETF SHS | $2.8M | 0.5% | +0% | — |
| 30 |  $GOOG | Alphabet Inc. | $2.5M | 0.4% | +0% | 78.2 |
| 31 | — | VANGUARD INDEX FDS - GROWTH ETF | $2.4M | 0.4% | +0% | — |
| 32 | — | SPDR SERIES TRUST - ST STR P500VAL | $2.4M | 0.4% | +1% | — |
| 33 |  $MSFT | MICROSOFT CORP | $2.3M | 0.4% | +0% | 79.8 |
| 34 | — | ISHARES TR - RUS MID CAP ETF | $2.3M | 0.4% | +0% | — |
| 35 | — | VANGUARD INDEX FDS - TOTAL STK MKT | $2.3M | 0.4% | +0% | — |
| 36 | — | ISHARES TR - S&P 500 VAL ETF | $2.1M | 0.4% | +0% | — |
| 37 |  $GOOGL | Alphabet Inc. | $2.0M | 0.3% | +0% | 78.2 |
| 38 | — | INNOVATOR ETFS TRUST - US EQTY PWR BUF | $1.9M | 0.3% | +0% | — |
| 39 | — | SCHWAB STRATEGIC TR - US LCAP GR ETF | $1.8M | 0.3% | +0% | — |
| 40 |  $AMZN | AMAZON COM INC | $1.8M | 0.3% | -49% | 68.7 |
| 41 |  $LLY | ELI LILLY & Co | $1.7M | 0.3% | +0% | 87.5 |
| 42 |  $NVDA | NVIDIA CORP | $1.7M | 0.3% | +0% | 85.9 |
| 43 | — | VANECK ETF TRUST - SEMICONDUCTR ETF | $1.6M | 0.3% | +0% | — |
| 44 |  $GLD | SPDR GOLD TRUST | $1.6M | 0.3% | +0% | — |
| 45 | — | VANGUARD INTL EQUITY INDEX F - ALLWRLD EX US | $1.6M | 0.3% | +0% | — |
| 46 | — | INNOVATOR ETFS TRUST - US EQTY PWR BUF | $1.6M | 0.3% | -4% | — |
| 47 | — | SELECT SECTOR SPDR TR - ST STR ENERG ETF | $1.5M | 0.3% | +0% | — |
| 48 | — | J P MORGAN EXCHANGE TRADED F - ACTIVE BOND ETF | $1.5M | 0.3% | +0% | — |
| 49 | — | ISHARES TR - MSCI EMG MKT ETF | $1.3M | 0.2% | +0% | — |
| 50 |  $JPM | JPMORGAN CHASE & CO | $1.2M | 0.2% | +0% | 70.7 |
| 51 | — | INNOVATOR ETFS TRUST - US EQTY PWR BUF | $1.2M | 0.2% | -6% | — |
| 52 | — | VANGUARD INDEX FDS - VALUE ETF | $1.1M | 0.2% | +0% | — |
| 53 | $IVZ | Invesco Ltd. | $1.1M | 0.2% | +0% | — |
| 54 | — | SPDR SERIES TRUST - ST STR SP METAL | $1.0M | 0.2% | +0% | — |
| 55 |  $STT | STATE STREET CORP | $971,904 | 0.2% | -9% | 71.5 |
| 56 | — | SPDR SERIES TRUST - SPDR S&P 500 ESG | $954,911 | 0.2% | +0% | — |
| 57 | — | BNY MELLON ETF TRUST - US LRG CP CORE | $931,083 | 0.2% | +0% | — |
| 58 |  $LRCX | LAM RESEARCH CORP | $892,031 | 0.1% | +0% | 79.4 |
| 59 | — | INNOVATOR ETFS TRUST - US EQTY PWR BUF | $884,543 | 0.1% | +0% | — |
| 60 | — | VANGUARD SCOTTSDALE FDS - VNG RUS1000IDX | $846,994 | 0.1% | +0% | — |
| 61 |  $KO | COCA COLA CO | $810,769 | 0.1% | +0% | 69.5 |
| 62 |  $JNJ | JOHNSON & JOHNSON | $751,164 | 0.1% | -6% | 69 |
| 63 |  $MRK | Merck & Co., Inc. | $741,347 | 0.1% | +4% | 59.9 |
| 64 | — | SCHWAB STRATEGIC TR - US LRG CAP ETF | $729,586 | 0.1% | +0% | — |
| 65 | — | ISHARES INC - MSCI WORLD ETF | $717,380 | 0.1% | +0% | — |
| 66 | — | DBX ETF TR - XTRACK MSCI EAFE | $708,841 | 0.1% | +0% | — |
| 67 |  $ECL | ECOLAB INC. | $657,601 | 0.1% | +0% | 63.3 |
| 68 |  $PG | PROCTER & GAMBLE Co | $652,724 | 0.1% | -8% | 64.6 |
| 69 | — | INNOVATOR ETFS TRUST - US EQTY BUFR JUN | $652,306 | 0.1% | +0% | — |
| 70 | — | VANGUARD WORLD FD - MEGA GRWTH IND | $633,099 | 0.1% | +0% | — |
| 71 |  $IAU | ISHARES GOLD TRUST | $632,901 | 0.1% | +0% | — |
| 72 | — | VANGUARD INSTL INDEX FD - 0 3 MO TR BI ETF | $631,224 | 0.1% | +0% | — |
| 73 | — | SPDR SERIES TRUST - ST STR AGGRE ETF | $626,845 | 0.1% | +0% | — |
| 74 |  $XOM.R34088 | EXXON MOBIL CORP | $620,956 | 0.1% | +23% | 57.9 |
| 75 | $IVZ | Invesco Ltd. | $620,663 | 0.1% | +0% | — |
| 76 | — | ISHARES TR - CORE S&P US GWT | $620,440 | 0.1% | +0% | — |
| 77 |  $IBM | INTERNATIONAL BUSINESS MACHINES CORP | $611,792 | 0.1% | +0% | 70 |
| 78 | — | ISHARES TR - RUS MD CP GR ETF | $605,367 | 0.1% | +0% | — |
| 79 | — | VANGUARD INDEX FDS - MCAP GR IDXVIP | $602,971 | 0.1% | +0% | — |
| 80 | — | ISHARES TR - 3 7 YR TREAS BD | $601,421 | 0.1% | +0% | — |
| 81 | — | ISHARES TR - ESG AWR US AGRGT | $567,472 | 0.1% | +0% | — |
| 82 | — | SPDR INDEX SHS FDS - ST MAR DIVID ETF | $559,392 | 0.1% | +0% | — |
| 83 | — | ISHARES TR - 1 3 YR TREAS BD | $557,513 | 0.1% | +0% | — |
| 84 | — | INNOVATOR ETFS TRUST - US EQTY PWR BUF | $552,208 | 0.1% | +0% | — |
| 85 | — | SPDR INDEX SHS FDS - ST PORT MARK ETF | $545,985 | 0.1% | +0% | — |
| 86 | — | VANGUARD TAX-MANAGED FDS - VAN FTSE DEV MKT | $540,579 | 0.1% | +0% | — |
| 87 | — | INNOVATOR ETFS TRUST - US EQT PWR BUF | $539,091 | 0.1% | +0% | — |
| 88 | — | ISHARES TR - ESG MSCI KLD ETF | $532,266 | 0.1% | +0% | — |
| 89 |  $AVGO | Broadcom Inc. | $530,191 | 0.1% | +0% | 84.5 |
| 90 | — | SPDR INDEX SHS FDS - ST STR MSCI EAFE | $523,790 | 0.1% | +0% | — |
| 91 |  $VLY | VALLEY NATIONAL BANCORP | $521,139 | 0.1% | +0% | 64.6 |
| 92 | — | VANGUARD WHITEHALL FDS - HIGH DIV YLD | $521,016 | 0.1% | +0% | — |
| 93 | — | ISHARES INC - MSCI EMRG CHN | $519,156 | 0.1% | +0% | — |
| 94 |  $ETN | Eaton Corp plc | $511,468 | 0.1% | +0% | — |
| 95 | — | ISHARES TR - RUS MDCP VAL ETF | $506,884 | 0.1% | +0% | — |
| 96 | — | INNOVATOR ETFS TRUST - EQUI DEFI 1 AUG | $501,143 | 0.1% | +0% | — |
| 97 | — | SELECT SECTOR SPDR TR - ST STR FINL ETF | $496,761 | 0.1% | +0% | — |
| 98 | — | FIDELITY MERRIMACK STR TR - TOTAL BD ETF | $489,183 | 0.1% | +0% | — |
| 99 |  $LNT | ALLIANT ENERGY CORP | $466,584 | 0.1% | +0% | 53.6 |
| 100 |  $MCD | MCDONALDS CORP | $466,185 | 0.1% | +43% | 69 |
| 101 |  $PLTR | Palantir Technologies Inc. | $465,170 | 0.1% | +0% | 84.6 |
| 102 | — | DIMENSIONAL ETF TRUST - WORLD EX US CORE | $465,083 | 0.1% | +0% | — |
| 103 | — | VANECK ETF TRUST - GOLD MINERS ETF | $434,531 | 0.1% | +0% | — |
| 104 |  $AMGN | AMGEN INC | $432,424 | 0.1% | -16% | 79.2 |
| 105 | — | VANGUARD WORLD FD - MEGA CAP VAL ETF | $415,282 | 0.1% | +0% | — |
| 106 | — | INNOVATOR ETFS TRUST - US EQTY PWR BF | $402,935 | 0.1% | +0% | — |
| 107 | — | INNOVATOR ETFS TRUST - US EQTY PWR BUF | $394,171 | 0.1% | +0% | — |
| 108 |  $COST | COSTCO WHOLESALE CORP /NEW | $386,615 | 0.1% | +0% | 66.2 |
| 109 | — | VANGUARD BD INDEX FDS - TOTAL BND MRKT | $375,122 | 0.1% | +0% | — |
| 110 | — | DIMENSIONAL ETF TRUST - US COR EQU 2 ETF | $365,673 | 0.1% | +0% | — |
| 111 |  $DTB | DTE ENERGY CO | $361,482 | 0.1% | +0% | 68.9 |
| 112 | — | INNOVATOR ETFS TRUST - US EQTY BUFR JAN | $360,351 | 0.1% | +0% | — |
| 113 |  $SO | SOUTHERN CO | $354,518 | 0.1% | +0% | 62 |
| 114 |  $MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | $346,840 | 0.1% | +0% | — |
| 115 |  $IRM | IRON MOUNTAIN INC | $342,169 | 0.1% | +0% | 62.9 |
| 116 |  $V | VISA INC. | $342,136 | 0.1% | +0% | 82.9 |
| 117 | — | ISHARES TR - RUSSELL 2000 ETF | $340,752 | 0.1% | +0% | — |
| 118 | — | INVESCO EXCH TRADED FD TR II - RUSEL 1000 EQL | $340,077 | 0.1% | +0% | — |
| 119 |  $NEE | NEXTERA ENERGY INC | $338,919 | 0.1% | +0% | 64.6 |
| 120 | — | ISHARES TR - RUS 2000 VAL ETF | $333,316 | 0.1% | +0% | — |
| 121 |  $WMT | Walmart Inc. | $333,070 | 0.1% | +20% | 60.2 |
| 122 |  $CFBK | CF BANKSHARES INC. | $330,538 | 0.1% | +0% | 52.7 |
| 123 | — | VANGUARD INDEX FDS - EXTEND MKT ETF | $330,515 | 0.1% | +0% | — |
| 124 | — | FIRST TR EXCHANGE-TRADED FD - FST LOW OPPT EFT | $330,340 | 0.1% | +0% | — |
| 125 | — | SPDR SERIES TRUST - ST SHO TREAS ETF | $326,232 | 0.1% | +0% | — |
| 126 | — | INNOVATOR ETFS TRUST - US EQTY PWR BUF | $313,050 | 0.1% | +0% | — |
| 127 | — | VANGUARD SPECIALIZED FUNDS - DIV APP ETF | $310,977 | 0.1% | +0% | — |
| 128 |  $ORCL | ORACLE CORP | $309,078 | 0.1% | -52% | 66.2 |
| 129 |  $CINF | CINCINNATI FINANCIAL CORP | $306,833 | 0.1% | +0% | 84.3 |
| 130 |  $HD | HOME DEPOT, INC. | $295,014 | 0.1% | +0% | 60.3 |
| 131 |  $ABBV | AbbVie Inc. | $290,132 | 0.1% | +0% | 72.6 |
| 132 | — | INNOVATOR ETFS TRUST - US EQTY BUF NOV | $277,886 | 0.1% | +0% | — |
| 133 |  $TSLA | Tesla, Inc. | $277,697 | 0.1% | +0% | 53.9 |
| 134 | — | ISHARES TR - 7-10 YR TRSY BD | $277,635 | 0.1% | +0% | — |
| 135 |  $RTX | RTX Corp | $275,075 | 0.1% | +0% | 73.2 |
| 136 | — | SCHWAB STRATEGIC TR - US SML CAP ETF | $272,770 | 0.1% | +0% | — |
| 137 |  $BBIO | BridgeBio Pharma, Inc. | $267,262 | 0.1% | +0% | 36.9 |
| 138 | — | INNOVATOR ETFS TRUST - US EQTY BUFR JUL | $266,713 | 0.1% | +0% | — |
| 139 |  $CRM | Salesforce, Inc. | $265,631 | 0.1% | +0% | 77 |
| 140 |  $PM | Philip Morris International Inc. | $264,048 | 0.1% | +0% | 75.9 |
| 141 | $STT | STATE STREET CORP | $258,261 | 0.0% | +0% | 71.5 |
| 142 |  $FBTC | Fidelity Wise Origin Bitcoin Fund | $253,593 | 0.0% | +0% | — |
| 143 |  $MMM | 3M CO | $253,281 | 0.0% | +0% | 64.9 |
| 144 |  $BAR | GraniteShares Gold Trust | $251,224 | 0.0% | +0% | — |
| 145 | — | ISHARES TR - ESG AWRE USD ETF | $250,859 | 0.0% | +0% | — |
| 146 | — | VANGUARD INDEX FDS - LARGE CAP ETF | $250,735 | 0.0% | +0% | — |
| 147 |  $SLV | iShares Silver Trust | $246,326 | 0.0% | +0% | — |
| 148 | — | ISHARES TR - ESG AWRE 1 5 YR | $245,311 | 0.0% | +0% | — |
| 149 | — | SCHWAB STRATEGIC TR - US DIVIDEND EQ | $245,195 | 0.0% | +0% | — |
| 150 | — | SPDR SERIES TRUST - ST STR SW SERV | $242,462 | 0.0% | +0% | — |
Exited Positions (1)
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