What does RETIREMENT INCOME SOLUTIONS, INC hold?

RETIREMENT INCOME SOLUTIONS, INC's largest disclosed positions on the most recent Form 13F-HR filing on SEC EDGAR include SPY. Full top-holdings list, quarter-over-quarter position changes, and sector allocation breakdown are available at https://13fpro.ai/research/fund/1730386.

What is RETIREMENT INCOME SOLUTIONS, INC's AUM?

RETIREMENT INCOME SOLUTIONS, INC reported approximately $580.8M in 13F-reportable AUM as of 2026-06-30. This figure reflects long US-listed positions disclosed on Form 13F-HR and excludes non-13F-reportable holdings (cash, short positions, certain derivatives, and non-US securities). Separately, the firm reported $3.0B in total regulatory AUM (RAUM) on its most recent Form ADV filing.

Where does 13F Pro source RETIREMENT INCOME SOLUTIONS, INC's holdings?

All RETIREMENT INCOME SOLUTIONS, INC holdings data comes directly from SEC EDGAR Form 13F-HR filings under CIK 1730386. Data refreshes automatically each quarter as new 13F filings are submitted (typically within 45 days of quarter-end). 13F Pro applies no third-party rewrites or estimates.

How often is RETIREMENT INCOME SOLUTIONS, INC's 13F data updated on 13F Pro?

RETIREMENT INCOME SOLUTIONS, INC's holdings update on 13F Pro within hours of each new Form 13F-HR filing on SEC EDGAR. Quarterly position changes, accumulation/distribution flags, and sector allocation are recalculated on each refresh.

RETIREMENT INCOME SOLUTIONS, INC

Institutional InvestorSimilar funds →SEC EDGAR: CIK 1730386

Institutional-grade research for retail investors

Sector Allocation

Other89.0%$517.2M
Financials5.5%$31.8M
Technology2.9%$17.1M
Healthcare0.8%$4.7M
Consumer Discretionary0.5%$2.8M
Consumer Staples0.5%$2.7M
Utilities0.3%$1.5M
Industrials0.2%$1.2M
Materials0.1%$736,780
Energy0.1%$620,956

AUM History

13fpro.ai/research/fund/retirement-income-solutions-inc-1730386

Conviction and streaks

Stable · top 10 = 67.3%

From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.

$Conviction hold24.4% weight · held 10 quarters

$SPYConviction hold7.8% weight · held 10 quarters

$Conviction hold7.3% weight · held 10 quarters

$Conviction hold6.3% weight · held 5 quarters

$Conviction hold6.2% weight · held 10 quarters

$MCDAccumulating+74% shares · 2 quarters running

$SPYTrimming-15% shares · 9 quarters running

$Trimming-80% shares · 6 quarters running

$JNJTrimming-20% shares · 4 quarters running

$MDYTrimming-3% shares · 3 quarters running

$AMZNTrimming-54% shares · 3 quarters running

Largest positions — Q2 2026

SPDR
$141.6M
SPY
$45.3M
SPDR
$42.3M
J
$36.4M
ISHARES
$35.8M
PIMCO
$34.9M
ISHARES
$18.0M
ISHARES
$15.6M
GLDM
$12.0M
SPDR
$8.7M
ISHARES
$7.7M
QQQ
$7.7M
IVZ
$7.1M
J
$7.0M
ISHARES
$6.9M
MDY
$6.3M
ISHARES
$6.2M
FIDELITY
$5.7M
ISHARES
$5.6M
AAPL
$5.1M

Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.

13fpro.ai/research/fund/retirement-income-solutions-inc-1730386

RETIREMENT INCOME SOLUTIONS, INC 13F holdings — Q2 2026

$580.8M portfolio (-0.7% QoQ) · 172 holdings · Q2 2026 13F · top 10 are 67% of the stock portfolio

1
SPDR SERIES TRUST - ST STR P500ETF
$141.6M
24.4% of stocks
-0.5%This quarter—Since filed—Held
AIQuality—Est. buy—
2
SPDR S&P 500 ETF TRUST
$SPY
$45.3M
7.8% of stocks
-0.1%This quarter+1.0%Since filed10+ qtrsHeld
AIQuality—Est. buyEstimated buy price is Pro: unlock with a free trial
3
SPDR SERIES TRUST - ST STR P400MID
$42.3M
7.3% of stocks
-0.4%This quarter—Since filed—Held
AIQuality—Est. buy—
4
J P MORGAN EXCHANGE TRADED F - ULTRA SHRT ETF
$36.4M
6.3% of stocks
-0.1%This quarter—Since filed—Held
AIQuality—Est. buy—
5
ISHARES TR - CORE S&P500 ETF
$35.8M
6.2% of stocks
-0.4%This quarter—Since filed—Held
AIQuality—Est. buy—
6
PIMCO ETF TR - ENHAN SHRT MA AC
$34.9M
6.0% of stocks
-0.1%This quarter—Since filed—Held
AIQuality—Est. buy—
7
ISHARES TR - RUS 1000 GRW ETF
$18.0M
3.1% of stocks
+0.6%This quarter—Since filed—Held
AIQuality—Est. buy—
8
ISHARES TR - CORE S&P MCP ETF
$15.6M
2.7% of stocks
-1%This quarter—Since filed—Held
AIQuality—Est. buy—
9
World Gold Trust
$GLDM
$12.0M
2.1% of stocks
No changeThis quarter-0.9%Since filed10+ qtrsHeld
AIQuality—Est. buyEstimated buy price is Pro: unlock with a free trial
10
SPDR SERIES TRUST - ST STR SP500FF
$8.7M
1.5% of stocks
-3%This quarter—Since filed—Held
AIQuality—Est. buy—

#	Company	Value	Weight	This quarter	Since filed	Held	AI quality	Est. buy
1	SPDR SERIES TRUST - ST STR P500ETF	$141.6M	24.4%	-0.5%	—	—	—	—
2	SPDR S&P 500 ETF TRUST$SPY	$45.3M	7.8%	-0.1%	+1.0%	10+ qtrs	—	Estimated buy price is Pro: unlock with a free trial
3	SPDR SERIES TRUST - ST STR P400MID	$42.3M	7.3%	-0.4%	—	—	—	—
4	J P MORGAN EXCHANGE TRADED F - ULTRA SHRT ETF	$36.4M	6.3%	-0.1%	—	—	—	—
5	ISHARES TR - CORE S&P500 ETF	$35.8M	6.2%	-0.4%	—	—	—	—
6	PIMCO ETF TR - ENHAN SHRT MA AC	$34.9M	6.0%	-0.1%	—	—	—	—
7	ISHARES TR - RUS 1000 GRW ETF	$18.0M	3.1%	+0.6%	—	—	—	—
8	ISHARES TR - CORE S&P MCP ETF	$15.6M	2.7%	-1%	—	—	—	—
9	World Gold Trust$GLDM	$12.0M	2.1%	No change	-0.9%	10+ qtrs	—	Estimated buy price is Pro: unlock with a free trial
10	SPDR SERIES TRUST - ST STR SP500FF	$8.7M	1.5%	-3%	—	—	—	—

All holdings — RETIREMENT INCOME SOLUTIONS, INC (Q2 2026)

Sort

172 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.

#		Company						Held		Source
11	—	ISHARES TR - ESG AWR MSCI USAetf/fund	—	$7.7M	1.3%	55K	—	—	—	13F
12	$QQQ	INVESCO QQQ TRUST, SERIES 1etf/fund	—	$7.7M	1.3%	13K	—	10+ qtrs	—	13F
13	$IVZ	Invesco Ltd.	Financials	$7.1M	1.2%	37K	—	10+ qtrs	—	13F
14	—	J P MORGAN EXCHANGE TRADED F - MUNICIPAL ETFetf/fund	—	$7.0M	1.2%	140K	-1%	—	—	13F
15	—	ISHARES TR - RUS 1000 VAL ETFetf/fund	—	$6.9M	1.2%	32K	—	—	—	13F
16	$MDY	SPDR S&P MIDCAP 400 ETF TRUSTetf/fund	—	$6.3M	1.1%	10K	-0.8%	10+ qtrs	—	13F
17	—	ISHARES TR - RUS 1000 ETFetf/fund	—	$6.2M	1.1%	17K	—	—	—	13F
18	—	FIDELITY COVINGTON TRUST - ENHANCED SML CAP	—	$5.7M	1.0%	150K	—	—	—	13F
19	—	ISHARES TR - MSCI ACWI ETFetf/fund	—	$5.6M	1.0%	41K	—	—	—	13F
20	$AAPL	Apple Inc.	Technology	$5.1M	0.9%	20K	—	10+ qtrs	AI quality score is Pro: unlock with a free trial	13F
21	—	AMERICAN CENTY ETF TR - INTL EQT ETFetf/fund	—	$4.8M	0.8%	57K	-2%	—	—	13F
22	—	DIMENSIONAL ETF TRUST - EMGR CRE EQT MNGetf/fund	—	$4.4M	0.8%	130K	—	—	—	13F
23	—	VANGUARD INDEX FDS - MID CAP ETFetf/fund	—	$4.0M	0.7%	14K	—	—	—	13F
24	—	SPDR SERIES TRUST - ST STR P500GRWetf/fund	—	$3.3M	0.6%	33K	-1%	—	—	13F
25	—	ISHARES TR - MSCI EAFE ETFetf/fund	—	$3.2M	0.6%	33K	—	—	—	13F
26	$BRK.B	BERKSHIRE HATHAWAY INC	Financials	$3.1M	0.5%	6,492	—
27	—	SELECT SECTOR SPDR TR - ST STR TECHN ETF	—	$3.1M	0.5%	23K	—
28	—	ISHARES TR - S&P 500 GRWT ETF	—	$3.0M	0.5%	26K	—
29	—	VANGUARD INDEX FDS - S&P 500 ETF SHS	—	$2.8M	0.5%	4,652	—
30	$GOOGL	Alphabet Inc.	Technology	$2.5M	0.4%	8,584	—
31	—	VANGUARD INDEX FDS - GROWTH ETF	—	$2.4M	0.4%	5,521	—
32	—	SPDR SERIES TRUST - ST STR P500VAL	—	$2.4M	0.4%	42K	+0.7%
33	$MSFT	MICROSOFT CORP	Technology	$2.3M	0.4%	6,336	—
34	—	ISHARES TR - RUS MID CAP ETF	—	$2.3M	0.4%	24K	—
35	—	VANGUARD INDEX FDS - TOTAL STK MKT	—	$2.3M	0.4%	7,032	—
36	—	ISHARES TR - S&P 500 VAL ETF	—	$2.1M	0.4%	9,879	—
37	$GOOG	Alphabet Inc.	Technology	$2.0M	0.3%	6,828	—
38	—	INNOVATOR ETFS TRUST - US EQTY PWR BUF	—	$1.9M	0.3%	45K	—
39	—	SCHWAB STRATEGIC TR - US LCAP GR ETF	—	$1.8M	0.3%	63K	—
40	$AMZN	AMAZON COM INC	Consumer Discretionary	$1.8M	0.3%	8,469	-49%
41	$LLY	ELI LILLY & Co	Healthcare	$1.7M	0.3%	1,884	—
42	$NVDA	NVIDIA CORP	Technology	$1.7M	0.3%	9,871	—
43	—	VANECK ETF TRUST - SEMICONDUCTR ETF	—	$1.6M	0.3%	4,181	—
44	$GLD	SPDR GOLD TRUST	Financials	$1.6M	0.3%	3,698	—
45	—	VANGUARD INTL EQUITY INDEX F - ALLWRLD EX US	—	$1.6M	0.3%	21K	—
46	—	INNOVATOR ETFS TRUST - US EQTY PWR BUF	—	$1.6M	0.3%	38K	-4%
47	—	SELECT SECTOR SPDR TR - ST STR ENERG ETF	—	$1.5M	0.3%	25K	—
48	—	J P MORGAN EXCHANGE TRADED F - ACTIVE BOND ETF	—	$1.5M	0.3%	28K	—
49	—	ISHARES TR - MSCI EMG MKT ETF	—	$1.3M	0.2%	22K	—
50	$JPM	JPMORGAN CHASE & CO	Financials	$1.2M	0.2%	4,083	—
51	—	INNOVATOR ETFS TRUST - US EQTY PWR BUF	—	$1.2M	0.2%	28K	-6%
52	—	VANGUARD INDEX FDS - VALUE ETF	—	$1.1M	0.2%	5,730	—
53	$IVZ	Invesco Ltd.	Financials	$1.1M	0.2%	16K	—
54	—	SPDR SERIES TRUST - ST STR SP METAL	—	$1.0M	0.2%	9,363	—
55	$STT	STATE STREET CORP	Financials	$972K	0.2%	27K	-9%
56	—	SPDR SERIES TRUST - SPDR S&P 500 ESG	—	$955K	0.2%	15K	—
57	—	BNY MELLON ETF TRUST - US LRG CP CORE	—	$931K	0.2%	7,460	—
58	$LRCX	LAM RESEARCH CORP	Technology	$892K	0.1%	4,175	—
59	—	INNOVATOR ETFS TRUST - US EQTY PWR BUF	—	$885K	0.1%	19K	—
60	—	VANGUARD SCOTTSDALE FDS - VNG RUS1000IDX	—	$847K	0.1%	2,870	—
61	$KO	COCA COLA CO	Consumer Staples	$811K	0.1%	11K	—
62	$JNJ	JOHNSON & JOHNSON	Healthcare	$751K	0.1%	3,073	-6%
63	$MRK	Merck & Co., Inc.	Healthcare	$741K	0.1%	6,163	+4%
64	—	SCHWAB STRATEGIC TR - US LRG CAP ETF	—	$730K	0.1%	28K	—
65	—	ISHARES INC - MSCI WORLD ETF	—	$717K	0.1%	3,985	—
66	—	DBX ETF TR - XTRACK MSCI EAFE	—	$709K	0.1%	14K	—
67	$ECL	ECOLAB INC.	Materials	$658K	0.1%	2,472	—
68	$PG	PROCTER & GAMBLE Co	Consumer Staples	$653K	0.1%	4,519	-8%
69	—	INNOVATOR ETFS TRUST - US EQTY BUFR JUN	—	$652K	0.1%	14K	—
70	—	VANGUARD WORLD FD - MEGA GRWTH IND	—	$633K	0.1%	1,723	—
71	$IAU	ISHARES GOLD TRUST	Financials	$633K	0.1%	7,179	—
72	—	VANGUARD INSTL INDEX FD - 0 3 MO TR BI ETF	—	$631K	0.1%	8,344	—
73	—	SPDR SERIES TRUST - ST STR AGGRE ETF	—	$627K	0.1%	24K	—
74	$XOM.R34088	EXXON MOBIL CORP	Energy	$621K	0.1%	3,660	+23%
75	$IVZ	Invesco Ltd.	Financials	$621K	0.1%	2,612	—
76	—	ISHARES TR - CORE S&P US GWT	—	$620K	0.1%	4,000	—
77	$IBM	INTERNATIONAL BUSINESS MACHINES CORP	Technology	$612K	0.1%	2,524	—
78	—	ISHARES TR - RUS MD CP GR ETF	—	$605K	0.1%	4,725	—
79	—	VANGUARD INDEX FDS - MCAP GR IDXVIP	—	$603K	0.1%	2,343	—
80	—	ISHARES TR - 3 7 YR TREAS BD	—	$601K	0.1%	5,071	—
81	—	ISHARES TR - ESG AWR US AGRGT	—	$567K	0.1%	12K	—
82	—	SPDR INDEX SHS FDS - ST MAR DIVID ETF	—	$559K	0.1%	14K	—
83	—	ISHARES TR - 1 3 YR TREAS BD	—	$558K	0.1%	6,752	—
84	—	INNOVATOR ETFS TRUST - US EQTY PWR BUF	—	$552K	0.1%	12K	—
85	—	SPDR INDEX SHS FDS - ST PORT MARK ETF	—	$546K	0.1%	12K	—
86	—	VANGUARD TAX-MANAGED FDS - VAN FTSE DEV MKT	—	$541K	0.1%	8,436	—
87	—	INNOVATOR ETFS TRUST - US EQT PWR BUF	—	$539K	0.1%	14K	—
88	—	ISHARES TR - ESG MSCI KLD ETF	—	$532K	0.1%	4,392	—
89	$AVGO	Broadcom Inc.	Technology	$530K	0.1%	1,713	—
90	—	SPDR INDEX SHS FDS - ST STR MSCI EAFE	—	$524K	0.1%	11K	—
91	$VLY	VALLEY NATIONAL BANCORP	Financials	$521K	0.1%	42K	—
92	—	VANGUARD WHITEHALL FDS - HIGH DIV YLD	—	$521K	0.1%	3,518	—
93	—	ISHARES INC - MSCI EMRG CHN	—	$519K	0.1%	6,600	—
94	$ETN	Eaton Corp plc	Industrials	$511K	0.1%	1,430	—
95	—	ISHARES TR - RUS MDCP VAL ETF	—	$507K	0.1%	3,478	—
96	—	INNOVATOR ETFS TRUST - EQUI DEFI 1 AUG	—	$501K	0.1%	19K	—
97	—	SELECT SECTOR SPDR TR - ST STR FINL ETF	—	$497K	0.1%	10K	—
98	—	FIDELITY MERRIMACK STR TR - TOTAL BD ETF	—	$489K	0.1%	11K	—
99	$LNT	ALLIANT ENERGY CORP	Utilities	$467K	0.1%	6,502	—
100	$MCD	MCDONALDS CORP	Consumer Discretionary	$466K	0.1%	1,500	+43%
101	$PLTR	Palantir Technologies Inc.	Technology	$465K	0.1%	3,180	—
102	—	DIMENSIONAL ETF TRUST - WORLD EX US CORE	—	$465K	0.1%	14K	—
103	—	VANECK ETF TRUST - GOLD MINERS ETF	—	$435K	0.1%	4,735	—
104	$AMGN	AMGEN INC	Healthcare	$432K	0.1%	1,229	-16%
105	—	VANGUARD WORLD FD - MEGA CAP VAL ETF	—	$415K	0.1%	2,865	—
106	—	INNOVATOR ETFS TRUST - US EQTY PWR BF	—	$403K	0.1%	9,432	—
107	—	INNOVATOR ETFS TRUST - US EQTY PWR BUF	—	$394K	0.1%	9,154	—
108	$COST	COSTCO WHOLESALE CORP /NEW	Consumer Staples	$387K	0.1%	388	—
109	—	VANGUARD BD INDEX FDS - TOTAL BND MRKT	—	$375K	0.1%	5,094	—
110	—	DIMENSIONAL ETF TRUST - US COR EQU 2 ETF	—	$366K	0.1%	9,410	—
111	$DTB	DTE ENERGY CO	Utilities	$361K	0.1%	2,472	—
112	—	INNOVATOR ETFS TRUST - US EQTY BUFR JAN	—	$360K	0.1%	6,757	—
113	$SO	SOUTHERN CO	Utilities	$355K	0.1%	3,673	—
114	$MUFG	MITSUBISHI UFJ FINANCIAL GROUP INC	Financials	$347K	0.1%	7,628	—
115	$IRM	IRON MOUNTAIN INC	Real Estate	$342K	0.1%	3,350	—
116	$V	VISA INC.	Financials	$342K	0.1%	1,132	—
117	—	ISHARES TR - RUSSELL 2000 ETF	—	$341K	0.1%	1,374	—
118	—	INVESCO EXCH TRADED FD TR II - RUSEL 1000 EQL	—	$340K	0.1%	6,172	—
119	$NEE	NEXTERA ENERGY INC	Utilities	$339K	0.1%	3,649	—
120	—	ISHARES TR - RUS 2000 VAL ETF	—	$333K	0.1%	1,758	—
121	$WMT	Walmart Inc.	Consumer Staples	$333K	0.1%	2,680	+20%
122	$CFBK	CF BANKSHARES INC.	Financials	$331K	0.1%	12K	—
123	—	VANGUARD INDEX FDS - EXTEND MKT ETF	—	$331K	0.1%	1,606	—
124	—	FIRST TR EXCHANGE-TRADED FD - FST LOW OPPT EFT	—	$330K	0.1%	6,632	—
125	—	SPDR SERIES TRUST - ST SHO TREAS ETF	—	$326K	0.1%	11K	—
126	—	INNOVATOR ETFS TRUST - US EQTY PWR BUF	—	$313K	0.1%	7,838	—
127	—	VANGUARD SPECIALIZED FUNDS - DIV APP ETF	—	$311K	0.1%	1,446	—
128	$ORCL	ORACLE CORP	Technology	$309K	0.1%	2,101	-52%
129	$CINF	CINCINNATI FINANCIAL CORP	Financials	$307K	0.1%	1,950	—
130	$HD	HOME DEPOT, INC.	Consumer Discretionary	$295K	0.1%	897	—
131	$ABBV	AbbVie Inc.	Healthcare	$290K	0.1%	1,334	—
132	—	INNOVATOR ETFS TRUST - US EQTY BUF NOV	—	$278K	0.1%	6,459	—
133	$TSLA	Tesla, Inc.	Consumer Discretionary	$278K	0.1%	747	—
134	—	ISHARES TR - 7-10 YR TRSY BD	—	$278K	0.1%	2,909	—
135	$RTX	RTX Corp	Industrials	$275K	0.1%	1,426	—
136	—	SCHWAB STRATEGIC TR - US SML CAP ETF	—	$273K	0.1%	9,380	—
137	$BBIO	BridgeBio Pharma, Inc.	Healthcare	$267K	0.1%	3,599	—
138	—	INNOVATOR ETFS TRUST - US EQTY BUFR JUL	—	$267K	0.1%	5,368	—
139	$CRM	Salesforce, Inc.	Technology	$266K	0.1%	1,423	—
140	$PM	Philip Morris International Inc.	Consumer Staples	$264K	0.1%	1,597	—
141	$STT	STATE STREET CORP	Financials	$258K	0.0%	2,777	—
142	$FBTC	Fidelity Wise Origin Bitcoin Fund	Financials	$254K	0.0%	4,296	—
143	$MMM	3M CO	Healthcare	$253K	0.0%	1,744	—
144	$BAR	GraniteShares Gold Trust	Financials	$251K	0.0%	5,446	—
145	—	ISHARES TR - ESG AWRE USD ETF	—	$251K	0.0%	11K	—
146	—	VANGUARD INDEX FDS - LARGE CAP ETF	—	$251K	0.0%	839	—
147	$SLV	iShares Silver Trust	Financials	$246K	0.0%	3,615	—
148	—	ISHARES TR - ESG AWRE 1 5 YR	—	$245K	0.0%	9,787	—
149	—	SCHWAB STRATEGIC TR - US DIVIDEND EQ	—	$245K	0.0%	7,992	—
150	—	SPDR SERIES TRUST - ST STR SW SERV	—	$242K	0.0%	1,704	—

What changed in Q2 2026

Against the previous quarter's 13F: 0 new, 6 added to, 20 trimmed, 1 sold out. Share-count changes; largest moves by dollar size first.

New positions (0)

No new positions this quarter.

Added to (6)

$MCDMCDONALDS CORP+43%
now $466K · held 10+ qtrs, 2 adds in a row
$XOM.R34088EXXON MOBIL CORP+23%
now $621K · held 10+ qtrs
ISHARES TR - RUS 1000 GRW ETF+0.6%
now $18.0M
$WMTWalmart Inc.+20%
now $333K · held 5 qtrs
$MRKMerck & Co., Inc.+4%
now $741K · held 10+ qtrs
SPDR SERIES TRUST - ST STR P500VAL+0.7%
now $2.4M

Trimmed (20)

$AMZNAMAZON COM INC-49%
now $1.8M · held 10+ qtrs, 3 trims in a row
SPDR SERIES TRUST - ST STR P500ETF-0.5%
now $141.6M
$ORCLORACLE CORP-52%
now $309K · held 10+ qtrs
SPDR SERIES TRUST - ST STR SP500FF-3%
now $8.7M
ISHARES TR - CORE S&P MCP ETF-1%
now $15.6M
SPDR SERIES TRUST - ST STR P400MID-0.4%
now $42.3M

+14 more in the Excel export

Sold out (1)

$DISWalt Disney Cowas $358K
held 9+ qtrs

Firm AUM (Form ADV): $3.0B as of 2025-12-31 · SEC IAPD

Holdings by quarter

Every 13F RETIREMENT INCOME SOLUTIONS, INC has filed, 34 earlier quarters. Pick one to see what it held then.

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Q2 2026 13F filed with the SEC on Aug 3, 2026. Prices are closing prices as of Oct 26, 2026.

Average quality of RETIREMENT INCOME SOLUTIONS's top 20 holdings: 76/100 (our AI quality score, weighted by position size; 14 of the 20 are scored)

Top 10 since filing

-0.3%

Value-weighted move of the 10 largest stock positions

Turnover

Last quarter; 7% over the last 4

Top 10 weight

67%

Share of the stock portfolio in its 10 largest positions

Held 4+ quarters

99%

Share of portfolio value in positions held a year or more

Highest-quality names it owns(among its 100 largest positions)

The 8 highest-scoring companies in this portfolio are a Pro feature.

How these are measured

Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q1 2024 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.

Portfolio Overview

RETIREMENT INCOME SOLUTIONS, INC disclosed 172 positions worth $580.8M in its Form 13F-HR for Q2 2026, followed by $SPY. During the quarter the fund opened 0 new positions and exited 1 and a full exit from $DIS. The portfolio is most concentrated in Other (89.0% of disclosed assets). All figures are sourced directly from RETIREMENT INCOME SOLUTIONS, INC’s Form 13F-HR filing with the SEC under CIK 1730386.

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AI-Powered Hedge Fund Analysis: RETIREMENT INCOME SOLUTIONS, INC

13F Pro is an AI hedge fund tracker and stock research platform. For RETIREMENT INCOME SOLUTIONS, INC (SEC CIK: 1730386), the platform ingests every quarterly Form 13F filing and applies AI-powered analysis on top — 10 specialized AI analysts (value, growth, momentum, macro, activist, and more) debate the fund's top positions and publish AI-generated analysis with cited SEC sources.

Every holding in RETIREMENT INCOME SOLUTIONS, INC's portfolio is scored on an AI quality ranking built from its SEC filings (ROIC, FCF margin, revenue growth, institutional flow, earnings quality, shareholder dilution, and more). Track accumulation and distribution quarter over quarter, identify conviction positions, and see AI stock analysis for each position — alongside 8,700+ other institutional filers and 2,800+ AI-ranked companies.