What does Gradient Capital Advisors, LLC hold?

Gradient Capital Advisors, LLC's largest disclosed positions on the most recent Form 13F-HR filing on SEC EDGAR include AAPL. Full top-holdings list, quarter-over-quarter position changes, and sector allocation breakdown are available at https://13fpro.ai/research/fund/1727917.

What is Gradient Capital Advisors, LLC's AUM?

Gradient Capital Advisors, LLC reported approximately $433.0M in 13F-reportable AUM as of 2026-09-30. This figure reflects long US-listed positions disclosed on Form 13F-HR and excludes non-13F-reportable holdings (cash, short positions, certain derivatives, and non-US securities). Separately, the firm reported $742.2M in total regulatory AUM (RAUM) on its most recent Form ADV filing.

Where does 13F Pro source Gradient Capital Advisors, LLC's holdings?

All Gradient Capital Advisors, LLC holdings data comes directly from SEC EDGAR Form 13F-HR filings under CIK 1727917. Data refreshes automatically each quarter as new 13F filings are submitted (typically within 45 days of quarter-end). 13F Pro applies no third-party rewrites or estimates.

How often is Gradient Capital Advisors, LLC's 13F data updated on 13F Pro?

Gradient Capital Advisors, LLC's holdings update on 13F Pro within hours of each new Form 13F-HR filing on SEC EDGAR. Quarterly position changes, accumulation/distribution flags, and sector allocation are recalculated on each refresh.

Gradient Capital Advisors, LLC

Institutional InvestorSimilar funds →SEC EDGAR: CIK 1727917

Institutional-grade research for retail investors

Sector Allocation

Other70.2%$304.0M
Technology17.1%$73.9M
Financials7.6%$33.0M
Consumer Discretionary1.9%$8.3M
Healthcare0.9%$3.9M
Industrials0.7%$3.1M
Energy0.6%$2.5M
Real Estate0.4%$1.8M
Consumer Staples0.3%$1.4M
Communication Services0.2%$822,531

AUM History

13fpro.ai/research/fund/gradient-capital-advisors-llc-1727917

Conviction and streaks

Stable · top 10 = 36.4%

From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.

$Conviction hold9.2% weight · held 11 quarters

$AAPLConviction hold5.3% weight · held 11 quarters

$Conviction hold3.5% weight · held 11 quarters

$Conviction hold3.3% weight · held 11 quarters

$Conviction hold3.0% weight · held 11 quarters

$BRK-AAccumulating+68% shares · 10 quarters running

$Accumulating+39% shares · 10 quarters running

$Accumulating+44% shares · 10 quarters running

$ABBVAccumulating+11% shares · 10 quarters running

$Accumulating+359% shares · 7 quarters running

$AAPLTrimming-22% shares · 10 quarters running

$WPCTrimming-17% shares · 10 quarters running

$CATTrimming-30% shares · 10 quarters running

$QCOMTrimming-46% shares · 9 quarters running

$Trimming-15% shares · 7 quarters running

Largest positions — Q3 2026

ISHARES
$39.8M
AAPL
$23.0M
STATE
$15.3M
VANGUARD
$14.3M
DIMENSIONAL
$13.1M
DIMENSIONAL
$12.5M
SCHWAB
$11.4M
SCHWAB
$10.1M
GOOGL
$9.2M
VANGUARD
$8.9M
DIMENSIONAL
$8.9M
U.S.
$8.8M
VANGUARD
$8.4M
VANGUARD
$8.2M
SCHWAB
$7.7M
U.S.
$7.7M
JPM
$7.4M
NVDA
$7.3M
MSFT
$6.9M
DIMENSIONAL
$6.7M

Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.

13fpro.ai/research/fund/gradient-capital-advisors-llc-1727917

Gradient Capital Advisors, LLC 13F holdings — Q3 2026

$433.0M portfolio (+0.3% QoQ) · 179 holdings · Q3 2026 13F · top 10 are 36% of the stock portfolio

1
ISHARES CORE S&P 500 ETF - ETF
$39.8M
9.2% of stocks
-0.8%This quarter—Since filed—Held
AIQuality—Est. buy—
2
Apple Inc.
$AAPL
$23.0M
5.3% of stocks
-3%This quarter-0.0%Since filed7+ qtrsHeld
AIQuality75.7#88Est. buyEstimated buy price is Pro: unlock with a free trial
3
STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF - ETF
$15.3M
3.5% of stocks
-1%This quarter—Since filed—Held
AIQuality—Est. buy—
4
VANGUARD SHORT-TERM CORPORATE BOND ETF - ETF
$14.3M
3.3% of stocks
+3%This quarter—Since filed—Held
AIQuality—Est. buy—
5
DIMENSIONAL SHORT-DURATION FIXED INCOME ETF - ETF
$13.1M
3.0% of stocks
+9%This quarter—Since filed—Held
AIQuality—Est. buy—
6
DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF - ETF
$12.5M
2.9% of stocks
+2%This quarter—Since filed—Held
AIQuality—Est. buy—
7
SCHWAB INTERNATIONAL EQUITY ETF - ETF
$11.4M
2.6% of stocks
-2%This quarter—Since filed—Held
AIQuality—Est. buy—
8
SCHWAB U.S. MID-CAP ETF - ETF
$10.1M
2.3% of stocks
-1%This quarter—Since filed—Held
AIQuality—Est. buy—
9
Alphabet Inc.
$GOOGL
$9.2M
2.1% of stocks
+2%This quarter-5.1%Since filed7+ qtrsHeld
AIQuality77.7#61Est. buyEstimated buy price is Pro: unlock with a free trialAdded 6 qtrs in a row
10
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF - ETF
$8.9M
2.1% of stocks
+7%This quarter—Since filed—Held
AIQuality—Est. buy—

#	Company	Value	Weight	This quarter	Since filed	Held	AI quality	Est. buy
1	ISHARES CORE S&P 500 ETF - ETF	$39.8M	9.2%	-0.8%	—	—	—	—
2	Apple Inc.$AAPL	$23.0M	5.3%	-3%	-0.0%	7+ qtrs	75.7#88	Estimated buy price is Pro: unlock with a free trial
3	STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF - ETF	$15.3M	3.5%	-1%	—	—	—	—
4	VANGUARD SHORT-TERM CORPORATE BOND ETF - ETF	$14.3M	3.3%	+3%	—	—	—	—
5	DIMENSIONAL SHORT-DURATION FIXED INCOME ETF - ETF	$13.1M	3.0%	+9%	—	—	—	—
6	DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF - ETF	$12.5M	2.9%	+2%	—	—	—	—
7	SCHWAB INTERNATIONAL EQUITY ETF - ETF	$11.4M	2.6%	-2%	—	—	—	—
8	SCHWAB U.S. MID-CAP ETF - ETF	$10.1M	2.3%	-1%	—	—	—	—
9	Alphabet Inc.$GOOGL	$9.2M	2.1%	+2%	-5.1%	7+ qtrsAdded 6 qtrs in a row	77.7#61	Estimated buy price is Pro: unlock with a free trial
10	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF - ETF	$8.9M	2.1%	+7%	—	—	—	—

All holdings — Gradient Capital Advisors, LLC (Q3 2026)

Sort

179 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.

#		Company						Held		Source
11	—	DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF - ETFetf/fund	—	$8.9M	2.1%	225K	+1%	—	—	13F
12	—	U.S. TARGETED VALUE PORTFOLIO: ETF CLASS SHARES - ETFetf/fund	—	$8.8M	2.0%	132K	New	—	—	13F
13	—	VANGUARD MORNINGSTAR LARGE-CAP ETF - ETFetf/fund	—	$8.4M	1.9%	24K	-4%	—	—	13F
14	—	VANGUARD FTSE DEVELOPED MARKETS ETF - ETFetf/fund	—	$8.2M	1.9%	116K	+1%	—	—	13F
15	—	SCHWAB U.S. LARGE-CAP ETF - ETFetf/fund	—	$7.7M	1.8%	257K	-1%	—	—	13F
16	—	U.S. SMALL CAP VALUE PORTFOLIO: ETF CLASS SHARES - ETFetf/fund	—	$7.7M	1.8%	205K	New	—	—	13F
17	$JPM	JPMORGAN CHASE & CO	Financials	$7.4M	1.7%	22K	-1%	7+ qtrs	71.9	13F
18	$NVDA	NVIDIA CORP	Technology	$7.3M	1.7%	32K	-0.9%	7+ qtrs	86.0	13F
19	$MSFT	MICROSOFT CORP	Technology	$6.9M	1.6%	13K	-2%	7+ qtrsTrimmed 4 qtrs in a row	79.8	13F
20	—	DIMENSIONAL US MARKETWIDE VALUE ETF - ETFetf/fund	—	$6.7M	1.5%	122K	-3%	—	—	13F
21	$BRK.B	BERKSHIRE HATHAWAY INC	Financials	$6.7M	1.5%	13K	+21%	7+ qtrsAdded 3 qtrs in a row	AI quality score is Pro: unlock with a free trial	13F
22	—	JPMORGAN ULTRA-SHORT INCOME ETF - ETFetf/fund	—	$5.6M	1.3%	111K	+2%	—	—	13F
23	—	DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF - ETFetf/fund	—	$5.5M	1.3%	148K	+0.9%	—	—	13F
24	—	DFA REAL ESTATE SECURITIES PORTFOLIO: ETF CLASS SHARES - ETFetf/fund	—	$5.4M	1.2%	223K	New	—	—	13F
25	—	DIMENSIONAL US LARGE CAP VALUE ETF - ETFetf/fund	—	$5.3M	1.2%	133K	-0.9%	—	—	13F
26	—	SCHWAB US DIVIDEND EQUITY ETF - ETF	—	$4.9M	1.1%	149K	+1.0%
27	—	ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF - ETF	—	$4.8M	1.1%	93K	+6%
28	—	VANGUARD TOTAL INTERNATIONAL STOCK ETF - ETF	—	$4.7M	1.1%	56K	-0.7%
29	—	VANGUARD S&P 500 ETF - ETF	—	$4.6M	1.1%	6,571	-6%
30	$TSLA	Tesla, Inc.	Consumer Discretionary	$4.5M	1.0%	13K	-5%
31	$META	Meta Platforms, Inc.	Technology	$4.3M	1.0%	5,889	-5%
32	—	VANGUARD MORNINGSTAR MID-CAP ETF - ETF	—	$4.3M	1.0%	54K	-1%
33	—	ISHARES MSCI EMERGING MARKETS EX CHINA ETF - ETF	—	$4.1M	0.9%	42K	+3%
34	$GLD	SPDR GOLD TRUST	Financials	$3.9M	0.9%	10K	+4%
35	—	DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF - ETF	—	$3.9M	0.9%	90K	-2%
36	$LRCX	LAM RESEARCH CORP	Technology	$3.9M	0.9%	12K	-24%
37	—	VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF - ETF	—	$3.7M	0.9%	88K	+2%
38	—	VANGUARD MORNINGSTAR GROWTH ETF - ETF	—	$3.7M	0.8%	41K	+0.4%
39	$AVGO	Broadcom Inc.	Technology	$3.7M	0.8%	10K	-3%
40	—	VANGUARD MORNINGSTAR SMALL-CAP ETF - ETF	—	$3.6M	0.8%	13K	-2%
41	$AMP	AMERIPRISE FINANCIAL INC	Financials	$2.9M	0.7%	5,876	New
42	$TSM	TAIWAN SEMICONDUCTOR MANUFACTURING CO LTD	Technology	$2.7M	0.6%	5,909	-1%
43	$CSCO	CISCO SYSTEMS, INC.	Technology	$2.6M	0.6%	24K	-0.5%
44	—	VANGUARD MORNINGSTAR VALUE ETF - ETF	—	$2.4M	0.6%	11K	-3%
45	$AMZN	AMAZON COM INC	Consumer Discretionary	$2.4M	0.6%	9,680	-2%
46	$AMD	ADVANCED MICRO DEVICES INC	Technology	$2.4M	0.6%	3,895	-18%
47	—	AVANTIS INTERNATIONAL SMALL CAP VALUE ETF - ETF	—	$2.3M	0.5%	21K	+0.2%
48	—	STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETF - ETF	—	$2.3M	0.5%	23K	-14%
49	—	DIMENSIONAL EMERGING CORE EQUITY MARKET ETF - ETF	—	$2.2M	0.5%	56K	-1%
50	—	AVANTIS U.S. MID CAP EQUITY ETF - ETF	—	$2.2M	0.5%	28K	+5%
51	—	VANGUARD MORNINGSTAR SMALL-CAP VALUE ETF - ETF	—	$2.1M	0.5%	9,287	-2%
52	$GLDM	World Gold Trust	Financials	$2.1M	0.5%	26K	+2%
53	—	SCHWAB U.S. BROAD MARKET ETF - ETF	—	$2.0M	0.5%	69K	-2%
54	$CVX	CHEVRON CORP	Energy	$1.9M	0.4%	9,400	+1%
55	$BNY	Bank of New York Mellon Corp	Financials	$1.9M	0.4%	13K	-1%
56	$WPC	W. P. Carey Inc.	Real Estate	$1.8M	0.4%	27K	-2%
57	—	VANGUARD REAL ESTATE ETF - ETF	—	$1.7M	0.4%	19K	—
58	$MU	MICRON TECHNOLOGY INC	Technology	$1.7M	0.4%	1,583	+50%
59	—	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND - ETF	—	$1.7M	0.4%	20K	-2%
60	—	VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF - ETF	—	$1.6M	0.4%	4,156	+1%
61	—	ISHARES RUSSELL 2000 ETF - ETF	—	$1.6M	0.4%	5,584	—
62	—	ISHARES 0-3 MONTH TREASURY BOND ETF - ETF	—	$1.5M	0.3%	15K	-2%
63	$JNJ	JOHNSON & JOHNSON	Healthcare	$1.4M	0.3%	5,452	+2%
64	—	AVANTIS U.S. SMALL CAP VALUE ETF - ETF	—	$1.4M	0.3%	12K	-6%
65	—	SCHWAB U.S. SMALL-CAP ETF - ETF	—	$1.3M	0.3%	40K	+0.9%
66	$AMGN	AMGEN INC	Healthcare	$1.3M	0.3%	3,104	+0.2%
67	$SLV	iShares Silver Trust	Financials	$1.2M	0.3%	23K	-3%
68	—	U.S. CORE EQUITY 2 PORTFOLIO: ETF CLASS SHARES - ETF	—	$1.2M	0.3%	27K	New
69	—	SCHWAB U.S. LARGE-CAP VALUE ETF - ETF	—	$1.2M	0.3%	36K	-4%
70	—	VANGUARD DIVIDEND APPRECIATION ETF - ETF	—	$1.1M	0.3%	4,702	+0.5%
71	$BAC	BANK OF AMERICA CORP /DE/	Financials	$1.1M	0.3%	20K	-0.1%
72	$QQQ	INVESCO QQQ TRUST, SERIES 1	—	$1.0M	0.2%	1,356	—
73	$STT	STATE STREET CORP	Financials	$960K	0.2%	14K	-6%
74	$GOOG	Alphabet Inc.	Technology	$946K	0.2%	2,775	—
75	$INTC	INTEL CORP	Technology	$931K	0.2%	7,745	-2%
76	$QCOM	QUALCOMM INC/DE	Technology	$914K	0.2%	4,968	-0.2%
77	—	STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF - ETF	—	$898K	0.2%	11K	-2%
78	$LMT	LOCKHEED MARTIN CORP	Industrials	$895K	0.2%	1,757	+2%
79	$V	VISA INC.	Financials	$892K	0.2%	2,482	-2%
80	—	SCHWAB U.S. REIT ETF - ETF	—	$879K	0.2%	40K	—
81	$COST	COSTCO WHOLESALE CORP /NEW	Consumer Staples	$877K	0.2%	963	+0.4%
82	—	VANGUARD HEALTH CARE ETF - ETF	—	$867K	0.2%	2,744	-4%
83	$CAT	CATERPILLAR INC	Industrials	$843K	0.2%	1,040	-0.4%
84	—	ISHARES CORE S&P SMALL CAP ETF - ETF	—	$835K	0.2%	6,135	+0.0%
85	—	ISHARES IBONDS DEC 2032 TERM CORPORATE ETF - ETF	—	$826K	0.2%	34K	—
86	—	VANGUARD HIGH DIVIDEND YIELD INDEX ETF - ETF	—	$825K	0.2%	5,313	+0.1%
87	—	ISHARES IBONDS DEC 2031 TERM CORPORATE ETF - ETF	—	$818K	0.2%	41K	—
88	—	DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF - ETF	—	$806K	0.2%	21K	—
89	—	ISHARES S&P 500 GROWTH ETF - ETF	—	$761K	0.2%	5,352	—
90	$META	Meta Platforms, Inc.	Technology	$695K	0.2%	9,097	-17%
91	—	SCHWAB US AGGREGATE BOND ETF - ETF	—	$693K	0.2%	31K	+0.0%
92	—	DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF - ETF	—	$670K	0.1%	16K	+4%
93	—	ISHARES IBONDS DEC 2030 TERM CORPORATE ETF - ETF	—	$634K	0.1%	30K	—
94	$XOM.R34088	EXXON MOBIL CORP	Energy	$615K	0.1%	3,776	+2%
95	—	ISHARES CORE MSCI EAFE ETF - ETF	—	$608K	0.1%	6,272	—
96	—	ISHARES MSCI JAPAN VALUE ETF - ETF	—	$583K	0.1%	12K	-0.0%
97	—	ISHARES S&P 500 VALUE ETF - ETF	—	$576K	0.1%	2,523	—
98	$SPY	SPDR S&P 500 ETF TRUST	—	$573K	0.1%	752	—
99	—	VANGUARD FTSE EMERGING MARKETS ETF - ETF	—	$570K	0.1%	9,619	-13%
100	—	STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF - ETF	—	$570K	0.1%	19K	-0.2%
101	$HD	HOME DEPOT, INC.	Consumer Discretionary	$566K	0.1%	1,990	-10%
102	—	JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF - ETF	—	$549K	0.1%	11K	—
103	—	VANGUARD ULTRA-SHORT BOND ETF - ETF	—	$548K	0.1%	11K	-0.7%
104	—	STATE STREET ENERGY SELECT SECTOR SPDR ETF - ETF	—	$540K	0.1%	8,784	+3%
105	$PANW	Palo Alto Networks Inc	Technology	$538K	0.1%	1,355	+1%
106	$NFLX	NETFLIX INC	Communication Services	$521K	0.1%	7,493	-1%
107	—	SCHWAB EMERGING MARKETS EQUITY ETF - ETF	—	$515K	0.1%	14K	-1%
108	—	ISHARES MSCI EAFE ETF - ETF	—	$508K	0.1%	4,885	—
109	—	SCHWAB US TIPS ETF - ETF	—	$504K	0.1%	20K	-3%
110	—	ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF - ETF	—	$498K	0.1%	4,878	+0.3%
111	$BX	Blackstone Inc.	Financials	$492K	0.1%	4,390	—
112	—	ISHARES CORE U.S. AGGREGATE BOND ETF - ETF	—	$483K	0.1%	5,107	—
113	—	AVANTIS U.S. LARGE CAP VALUE ETF - ETF	—	$482K	0.1%	5,327	+34%
114	—	ISHARES IBONDS DEC 2034 TERM CORPORATE ETF - ETF	—	$481K	0.1%	20K	—
115	—	ISHARES IBONDS DEC 2029 TERM CORPORATE ETF - ETF	—	$478K	0.1%	21K	—
116	$BLK	BlackRock, Inc.	Financials	$473K	0.1%	447	+2%
117	—	FIRST EAGLE OVERSEAS EQUITY ETF - ETF	—	$472K	0.1%	8,774	-19%
118	—	ISHARES U.S. TECHNOLOGY ETF - ETF	—	$466K	0.1%	1,760	—
119	$WT	WisdomTree, Inc.	Financials	$446K	0.1%	4,774	—
120	$WFC	WELLS FARGO & COMPANY/MN	Financials	$429K	0.1%	5,354	+0.3%
121	$IVZ	Invesco Ltd.	Financials	$424K	0.1%	6,014	—
122	—	DIMENSIONAL U.S. EQUITY MARKET ETF - ETF	—	$421K	0.1%	5,070	-5%
123	—	STATE STREET SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF - ETF	—	$420K	0.1%	4,560	—
124	—	ISHARES IBONDS DEC 2033 TERM CORPORATE ETF - ETF	—	$414K	0.1%	17K	—
125	—	DIMENSIONAL GLOBAL CREDIT ETF - ETF	—	$413K	0.1%	7,960	+60%
126	$AMAT	APPLIED MATERIALS INC /DE	Technology	$410K	0.1%	802	—
127	—	ISHARES CORE S&P MID-CAP ETF - ETF	—	$393K	0.1%	5,460	—
128	$BA	BOEING CO	Industrials	$393K	0.1%	2,110	+19%
129	$IVZ	Invesco Ltd.	Financials	$392K	0.1%	20K	—
130	$SBUX	STARBUCKS CORP	Consumer Discretionary	$385K	0.1%	4,103	+3%
131	$ABBV	AbbVie Inc.	Healthcare	$383K	0.1%	1,462	+4%
132	$IBM	INTERNATIONAL BUSINESS MACHINES CORP	Technology	$381K	0.1%	1,731	-0.7%
133	—	STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF - ETF	—	$366K	0.1%	1,868	—
134	—	STATE STREET FINANCIAL SELECT SECTOR SPDR ETF - ETF	—	$344K	0.1%	6,449	-6%
135	$CRWD	CrowdStrike Holdings, Inc.	Technology	$344K	0.1%	1,298	+259%
136	$PLTR	Palantir Technologies Inc.	Technology	$341K	0.1%	1,824	New
137	—	FT VEST LADDERED BUFFER ETF - ETF	—	$325K	0.1%	8,684	+36%
138	$INTU	INTUIT INC.	Technology	$322K	0.1%	1,168	-0.7%
139	—	FIRST EAGLE GLOBAL EQUITY ETF - ETF	—	$315K	0.1%	6,274	-8%
140	—	ISHARES IBONDS DEC 2027 TERM CORPORATE ETF - ETF	—	$314K	0.1%	13K	—
141	$GS	GOLDMAN SACHS GROUP INC	Financials	$303K	0.1%	336	-7%
142	$DIS	Walt Disney Co	Communication Services	$301K	0.1%	2,871	-3%
143	—	ISHARES IBONDS DEC 2026 TERM CORPORATE ETF - ETF	—	$298K	0.1%	12K	—
144	$REGN	REGENERON PHARMACEUTICALS, INC.	Healthcare	$291K	0.1%	384	—
145	$WMT	Walmart Inc.	Consumer Staples	$291K	0.1%	2,802	+2%
146	$CFG	CITIZENS FINANCIAL GROUP INC/RI	Financials	$290K	0.1%	4,543	-0.7%
147	$ORCL	ORACLE CORP	Technology	$289K	0.1%	2,106	+0.7%
148	$GHY	PGIM Global High Yield Fund, Inc.	Other	$284K	0.1%	26K	—
149	—	SCHWAB SHORT-TERM US TREASURY ETF - ETF	—	$283K	0.1%	12K	-0.8%
150	—	ISHARES MICRO-CAP ETF - ETF	—	$279K	0.1%	1,510	—

What changed in Q3 2026

Against the previous quarter's 13F: 10 new, 51 added to, 68 trimmed, 9 sold out. Share-count changes; largest moves by dollar size first.

New positions (10)

U.S. TARGETED VALUE PORTFOLIO: ETF CLASS SHARES - ETF$8.8M
first bought this quarter
U.S. SMALL CAP VALUE PORTFOLIO: ETF CLASS SHARES - ETF$7.7M
first bought this quarter
DFA REAL ESTATE SECURITIES PORTFOLIO: ETF CLASS SHARES - ETF$5.4M
first bought this quarter
$AMPAMERIPRISE FINANCIAL INC$2.9M
first bought this quarter
U.S. CORE EQUITY 2 PORTFOLIO: ETF CLASS SHARES - ETF$1.2M
first bought this quarter
$PLTRPalantir Technologies Inc.$341K
first bought this quarter

+4 more in the Excel export

Added to (51)

$BRK.BBERKSHIRE HATHAWAY INC+21%
now $6.7M · held 7+ qtrs, 3 adds in a row
DIMENSIONAL SHORT-DURATION FIXED INCOME ETF - ETF+9%
now $13.1M
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF - ETF+7%
now $8.9M
$MUMICRON TECHNOLOGY INC+50%
now $1.7M · held 3 qtrs
VANGUARD SHORT-TERM CORPORATE BOND ETF - ETF+3%
now $14.3M
DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF - ETF+2%
now $12.5M

+45 more in the Excel export

Trimmed (68)

$LRCXLAM RESEARCH CORP-24%
now $3.9M · held 7+ qtrs, 5 trims in a row
$AAPLApple Inc.-3%
now $23.0M · held 7+ qtrs
$AMDADVANCED MICRO DEVICES INC-18%
now $2.4M · held 7+ qtrs, 6 trims in a row
VANGUARD MORNINGSTAR LARGE-CAP ETF - ETF-4%
now $8.4M
STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETF - ETF-14%
now $2.3M
ISHARES CORE S&P 500 ETF - ETF-0.8%
now $39.8M

+62 more in the Excel export

Sold out (9)

DIMENSIONAL U.S. TARGETED VALUE ETF - ETFwas $9.4M
DIMENSIONAL US SMALL CAP VALUE ETF - ETFwas $8.1M
DIMENSIONAL US REAL ESTATE ETF - ETFwas $5.7M
DIMENSIONAL U.S. CORE EQUITY 2 ETF - ETFwas $1.2M
STATE STREET UTILITIES SELECT SECTOR SPDR ETF - ETFwas $276K
$TJXTJX COMPANIES INC /DE/was $227K

+3 more in the Excel export

Firm AUM (Form ADV): $742.2M as of 2025-12-31 · SEC IAPD

Holdings by quarter

Every 13F Gradient Capital Advisors, LLC has filed, 35 earlier quarters. Pick one to see what it held then.

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Q3 2026 13F filed with the SEC on Oct 21, 2026. Prices are closing prices as of Oct 26, 2026.

Average quality of Gradient Capital Advisors's top 20 holdings: 75/100 (our AI quality score, weighted by position size; 17 of the 20 are scored)

Top 10 since filing

-2.2%

Value-weighted move of the 10 largest stock positions

Turnover

Last quarter; 14% over the last 4

Top 10 weight

36%

Share of the stock portfolio in its 10 largest positions

Held 4+ quarters

95%

Share of portfolio value in positions held a year or more

Highest-quality names it owns(among its 100 largest positions)

The 8 highest-scoring companies in this portfolio are a Pro feature.

How these are measured

Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q1 2025 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.

Portfolio Overview

Gradient Capital Advisors, LLC disclosed 179 positions worth $433.0M in its Form 13F-HR for Q3 2026, followed by $AAPL. During the quarter the fund opened 10 new positions and exited 9. The portfolio is most concentrated in Other (70.2% of disclosed assets). All figures are sourced directly from Gradient Capital Advisors, LLC’s Form 13F-HR filing with the SEC under CIK 1727917.

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AI-Powered Hedge Fund Analysis: Gradient Capital Advisors, LLC

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