CYPRESS FINANCIAL PLANNING LLC
Sector Allocation
- Other88.7%$328.8M
- Financials7.5%$27.7M
- Technology2.0%$7.3M
- Consumer Discretionary0.7%$2.5M
- Industrials0.7%$2.4M
- Healthcare0.3%$927,017
- Communication Services0.2%$680,562
- Real Estate0.1%$317,933
- Consumer Staples0.1%$259,847
AUM History
13fpro.ai/research/fund/cypress-financial-planning-llc-1937021
Conviction and streaks
Diversifying · top 10 = 67.8%From the fund's last 12 quarters of 13F filings: positions held longest at size, and names it added to or trimmed several quarters running.
Largest positions — Q3 2026
- ISHARES$42.4M
- VANGUARD$34.6M
- VANGUARD$34.3M
- VANGUARD$28.2M
- VANGUARD$25.0M
- JANUS$20.9M
- ISHARES$18.4M
- VANGUARD$18.3M
- VANGUARD$16.1M
- ISHARES$13.0M
IVZ
$12.8M- VANGUARD$11.6M
- VANGUARD$8.4M
SPY
$7.8MMS
$7.1M- ISHARES$5.4M
COF
$4.4M- SCHWAB$3.6M
- SCHWAB$3.5M
AAPL
$3.2M
Top 20 stock positions. Options are left out: 13F reports them at the underlying's value.
13fpro.ai/research/fund/cypress-financial-planning-llc-1937021
CYPRESS FINANCIAL PLANNING LLC 13F holdings — Q3 2026
$373.5M portfolio (-9.6% QoQ) · 103 holdings · Q3 2026 13F · top 10 are 68% of the stock portfolio
Includes $2.7M of put/call options ($2.7M puts, $0 calls), which 13F rules report at the value of the underlying shares, not the premium at risk. Stocks alone: $370.8M. Weights use the stock portfolio.
- 1
ISHARES TR - CORE S&P500 ETF
$42.4M
11.4% of stocks
+0.6%This quarter—Since filed—HeldAIQuality—Est. buy— - 2
VANGUARD SCOTTSDALE FDS - SHRT TRM CORP BD
$34.6M
9.3% of stocks
-3%This quarter—Since filed—HeldAIQuality—Est. buy— - 3
VANGUARD TAX-MANAGED FDS - VAN FTSE DEV MKT
$34.3M
9.3% of stocks
-0.8%This quarter—Since filed—HeldAIQuality—Est. buy— - 4
VANGUARD INDEX FDS - EXTEND MKT ETF
$28.2M
7.6% of stocks
+1.0%This quarter—Since filed—HeldAIQuality—Est. buy— - 5
VANGUARD SCOTTSDALE FDS - INTER TERM TREAS
$25.0M
6.7% of stocks
-33%This quarter—Since filed—HeldAIQuality—Est. buy— - 6
JANUS DETROIT STR TR - HENDERSON MTG
$20.9M
5.6% of stocks
+19%This quarter—Since filed—HeldAIQuality—Est. buy— - 7
ISHARES TR - CORE DIV GRWTH
$18.4M
5.0% of stocks
-9%This quarter—Since filed—HeldAIQuality—Est. buy— - 8
VANGUARD INDEX FDS - REAL ESTATE ETF
$18.3M
4.9% of stocks
+4%This quarter—Since filed—HeldAIQuality—Est. buy— - 9
VANGUARD SCOTTSDALE FDS - INT-TERM CORP
$16.1M
4.3% of stocks
-58%This quarter—Since filed—HeldAIQuality—Est. buy— - 10
ISHARES TR - CORE MSCI EAFE
$13.0M
3.5% of stocks
+9%This quarter—Since filed—HeldAIQuality—Est. buy—
| # | Company | Value | Weight | This quarter | Since filed | Held | AI quality | Est. buy | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ISHARES TR - CORE S&P500 ETF | $42.4M | 11.4% | +0.6% | — | — | — | — | |
| 2 | VANGUARD SCOTTSDALE FDS - SHRT TRM CORP BD | $34.6M | 9.3% | -3% | — | — | — | — | |
| 3 | VANGUARD TAX-MANAGED FDS - VAN FTSE DEV MKT | $34.3M | 9.3% | -0.8% | — | — | — | — | |
| 4 | VANGUARD INDEX FDS - EXTEND MKT ETF | $28.2M | 7.6% | +1.0% | — | — | — | — | |
| 5 | VANGUARD SCOTTSDALE FDS - INTER TERM TREAS | $25.0M | 6.7% | -33% | — | — | — | — | |
| 6 | JANUS DETROIT STR TR - HENDERSON MTG | $20.9M | 5.6% | +19% | — | — | — | — | |
| 7 | ISHARES TR - CORE DIV GRWTH | $18.4M | 5.0% | -9% | — | — | — | — | |
| 8 | VANGUARD INDEX FDS - REAL ESTATE ETF | $18.3M | 4.9% | +4% | — | — | — | — | |
| 9 | VANGUARD SCOTTSDALE FDS - INT-TERM CORP | $16.1M | 4.3% | -58% | — | — | — | — | |
| 10 | ISHARES TR - CORE MSCI EAFE | $13.0M | 3.5% | +9% | — | — | — | — |
All holdings — CYPRESS FINANCIAL PLANNING LLC (Q3 2026)
103 disclosed positions from the Form 13F-HR on SEC EDGAR, with quarter-over-quarter share changes. Largest by value first; the ten above are not repeated.
| # | Company | Held | Source | |||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 11 | Invesco Ltd. | Financials | $12.8M | 3.5% | 62K | New | 1 qtr | — | 13F | |
| 12 | — | VANGUARD INTL EQUITY INDEX F - FTSE EMR MKT ETFetf/fund | — | $11.6M | 3.1% | 195K | +0.5% | — | — | 13F |
| 13 | — | VANGUARD SPECIALIZED FUNDS - DIV APP ETFetf/fund | — | $8.4M | 2.3% | 36K | -4% | — | — | 13F |
| 14 | SPDR S&P 500 ETF TRUSTetf/fund | — | $7.8M | 2.1% | 10K | -9% | 11+ qtrs | — | 13F | |
| 15 | MORGAN STANLEY | Financials | $7.1M | 1.9% | 38K | -21% | 11+ qtrs | 76.2 | 13F | |
| 16 | — | ISHARES INC - CORE MSCI EMKTetf/fund | — | $5.4M | 1.4% | 66K | +8% | — | — | 13F |
| 17 | CAPITAL ONE FINANCIAL CORP | Financials | $4.4M | 1.2% | 23K | +0.1% | 6 qtrs | 79.0 | 13F | |
| 18 | — | SCHWAB STRATEGIC TR - US LCAP GR ETFetf/fund | — | $3.6M | 1.0% | 101K | -0.7% | — | — | 13F |
| 19 | — | SCHWAB STRATEGIC TR - US LCAP VA ETFetf/fund | — | $3.5M | 0.9% | 105K | -2% | — | — | 13F |
| 20 | Apple Inc. | Technology | $3.2M | 0.9% | 9,705 | -8% | 11+ qtrsTrimmed 2 qtrs in a row | 75.7 | 13F | |
| 21 | INVESCO QQQ TRUST, SERIES 1 | — | $2.4M | — | 3,200 | — | — | — | 13F | |
| 22 | — | VANGUARD INDEX FDS - MRNGSTR TTL STKetf/fund | — | $2.2M | 0.6% | 5,929 | +35% | — | — | 13F |
| 23 | — | ISHARES TR - CORE S&P SCP ETFetf/fund | — | $2.2M | 0.6% | 16K | -4% | — | — | 13F |
| 24 | — | VANGUARD INDEX FDS - MRNGSTR GRWT ETFetf/fund | — | $2.1M | 0.6% | 23K | -1% | — | — | 13F |
| 25 | BERKSHIRE HATHAWAY INC | Financials | $1.7M | 0.5% | 3,327 | -10% | 11+ qtrsTrimmed 2 qtrs in a row | AI quality score is Pro: unlock with a free trial | 13F | |
| 26 | $LMT | LOCKHEED MARTIN CORP | Industrials | $1.7M | 0.5% | 3,246 | -2% | |||
| 27 | $AMZN | AMAZON COM INC | Consumer Discretionary | $1.6M | 0.4% | 6,484 | -4% | |||
| 28 | — | DIMENSIONAL ETF TRUST - CORE FIXE IN ETF | — | $1.5M | 0.4% | 36K | -0.4% | |||
| 29 | — | DIMENSIONAL ETF TRUST - SHOR DUR FIX ETF | — | $1.4M | 0.4% | 30K | +5% | |||
| 30 | — | DIMENSIONAL ETF TRUST - GLOBAL CR ETF | — | $1.4M | 0.4% | 27K | +5% | |||
| 31 | — | SPDR SERIES TRUST - ST NUVE TERM ETF | — | $1.2M | 0.3% | 26K | +11% | |||
| 32 | — | PGIM ROCK ETF TR - S&P 500 BUFFER | — | $1.1M | 0.3% | 34K | -8% | |||
| 33 | — | VANGUARD INTL EQUITY INDEX F - FTSE EUROPE ETF | — | $1.1M | 0.3% | 13K | -0.5% | |||
| 34 | — | PGIM ROCK ETF TR - S&P 500 BUFFER | — | $922K | 0.3% | 26K | +1% | |||
| 35 | — | AMERICAN CENTY ETF TR - US SML CP VALU | — | $914K | 0.3% | 7,759 | -0.9% | |||
| 36 | — | ISHARES TR - 7-10 YR TRSY BD | — | $899K | 0.2% | 10K | -35% | |||
| 37 | — | ISHARES TR - RUS 1000 GRW ETF | — | $890K | 0.2% | 7,108 | — | |||
| 38 | — | ISHARES TR - MSCI EAFE ETF | — | $881K | 0.2% | 8,484 | -0.3% | |||
| 39 | $NVDA | NVIDIA CORP | Technology | $869K | 0.2% | 3,806 | -6% | |||
| 40 | — | VANGUARD INDEX FDS - MRNGSTR VAL ETF | — | $865K | 0.2% | 4,004 | — | |||
| 41 | — | ISHARES TR - NATIONAL MUN ETF | — | $858K | 0.2% | 8,489 | -39% | |||
| 42 | — | AMERICAN CENTY ETF TR - INTL SMCP VLU | — | $854K | 0.2% | 7,810 | +1% | |||
| 43 | $JCI | Johnson Controls International plc | Industrials | $763K | 0.2% | 5,135 | +0.0% | |||
| 44 | — | PGIM ROCK ETF TR - S&P 500 BUFFER | — | $756K | 0.2% | 21K | -10% | |||
| 45 | $JPM | JPMORGAN CHASE & CO | Financials | $752K | 0.2% | 2,273 | -13% | |||
| 46 | $GOOG | Alphabet Inc. | Technology | $749K | 0.2% | 2,198 | +1% | |||
| 47 | $MSFT | MICROSOFT CORP | Technology | $744K | 0.2% | 1,450 | +6% | |||
| 48 | $V | VISA INC. | Financials | $718K | 0.2% | 1,998 | — | |||
| 49 | — | VANGUARD MUN BD FDS - TAX EXEMPT BD | — | $708K | 0.2% | 15K | +14% | |||
| 50 | — | SPDR INDEX SHS FDS - ST STR PO EX ETF | — | $682K | 0.2% | 14K | +4% | |||
| 51 | $NFLX | NETFLIX INC | Communication Services | $681K | 0.2% | 9,781 | +0.7% | |||
| 52 | — | VANGUARD INDEX FDS - S&P 500 ETF SHS | — | $661K | 0.2% | 943 | +12% | |||
| 53 | — | SPDR SERIES TRUST - ST STR P500ETF | — | $657K | 0.2% | 7,321 | -1% | |||
| 54 | — | ISHARES TR - SP SMCP600VL ETF | — | $610K | 0.2% | 4,762 | -0.4% | |||
| 55 | — | SCHWAB STRATEGIC TR - US LRG CAP ETF | — | $609K | 0.2% | 20K | -23% | |||
| 56 | — | INNOVATOR ETFS TRUST - INNOVATOR INTER | — | $596K | 0.2% | 17K | +66% | |||
| 57 | — | INNOVATOR ETFS TRUST - INTRNL DEV JULY | — | $592K | 0.2% | 16K | +22% | |||
| 58 | — | ISHARES TR - RUSSELL 2000 ETF | — | $536K | 0.1% | 1,929 | -0.8% | |||
| 59 | — | VANGUARD INDEX FDS - MRNGSTR SML CAP | — | $529K | 0.1% | 1,861 | -0.1% | |||
| 60 | — | SPDR SERIES TRUST - ST STR NUVEE ETF | — | $514K | 0.1% | 12K | -43% | |||
| 61 | — | EA SERIES TRUST - CAMB US EQUA ETF | — | $502K | 0.1% | 9,073 | — | |||
| 62 | — | INNOVATOR ETFS TRUST - INTL DE PWR DECE | — | $487K | 0.1% | 14K | -0.2% | |||
| 63 | — | PGIM ROCK ETF TR - S&P 500 BUFFER | — | $481K | 0.1% | 13K | -5% | |||
| 64 | — | INNOVATOR ETFS TRUST - US EQTY PWR BUF | — | $471K | 0.1% | 10K | -23% | |||
| 65 | — | ISHARES TR - IBOXX INV CP ETF | — | $468K | 0.1% | 4,582 | -46% | |||
| 66 | — | INNOVATOR ETFS TRUST - INTERNATIONAL DV | — | $419K | 0.1% | 11K | -0.6% | |||
| 67 | — | ISHARES TR - HDG MSCI EAFE | — | $405K | 0.1% | 8,720 | -2% | |||
| 68 | $QCOM | QUALCOMM INC/DE | Technology | $403K | 0.1% | 2,192 | +2% | |||
| 69 | — | PGIM ROCK ETF TR - S&P 500 BUFFER | — | $386K | 0.1% | 12K | +53% | |||
| 70 | — | DIMENSIONAL ETF TRUST - EMERGING MKTS VA | — | $361K | 0.1% | 8,523 | -4% | |||
| 71 | $ABBV | AbbVie Inc. | Healthcare | $345K | 0.1% | 1,320 | +0.2% | |||
| 72 | — | INNOVATOR ETFS TRUST - INTL DEV PWR BUF | — | $345K | 0.1% | 9,369 | -0.1% | |||
| 73 | $MCD | MCDONALDS CORP | Consumer Discretionary | $338K | 0.1% | 1,462 | +3% | |||
| 74 | $UNH | UNITEDHEALTH GROUP INC | Healthcare | $336K | 0.1% | 915 | +3% | |||
| 75 | $SHOP | SHOPIFY INC. | Technology | $336K | 0.1% | 2,265 | +2% | |||
| 76 | — | ISHARES TR - CORE MSCI INTL | — | $333K | 0.1% | 3,721 | -2% | |||
| 77 | — | ISHARES TR - U.S. REAL ES ETF | — | $330K | 0.1% | 3,467 | — | |||
| 78 | $AMT | AMERICAN TOWER CORP /MA/ | Real Estate | $318K | 0.1% | 1,942 | -16% | |||
| 79 | $SPY PUT | SPDR S&P 500 ETF TRUST | — | $305K | — | 400 | — | |||
| 80 | — | PGIM ROCK ETF TR - S&P 500 BUFFER | — | $292K | 0.1% | 8,696 | +15% | |||
| 81 | — | VANGUARD INDEX FDS - MRNGSTR SM CP GR | — | $282K | 0.1% | 835 | -0.1% | |||
| 82 | $TSLA | Tesla, Inc. | Consumer Discretionary | $279K | 0.1% | 785 | +2% | |||
| 83 | — | INNOVATOR ETFS TRUST - INTL DE PW JUNE | — | $270K | 0.1% | 8,651 | -2% | |||
| 84 | — | SCHWAB STRATEGIC TR - US REIT ETF | — | $268K | 0.1% | 12K | -0.6% | |||
| 85 | $PG | PROCTER & GAMBLE Co | Consumer Staples | $260K | 0.1% | 1,789 | +2% | |||
| 86 | — | SPDR SERIES TRUST - ST STR SP600 SML | — | $259K | 0.1% | 4,909 | +1.0% | |||
| 87 | — | INNOVATOR ETFS TRUST - US EQTY PWR BUF | — | $257K | 0.1% | 5,455 | -3% | |||
| 88 | $PLTR | Palantir Technologies Inc. | Technology | $254K | 0.1% | 1,360 | New | |||
| 89 | — | SPDR SERIES TRUST - ST SHOR CORP ETF | — | $253K | 0.1% | 8,536 | -17% | |||
| 90 | $IBM | INTERNATIONAL BUSINESS MACHINES CORP | Technology | $251K | 0.1% | 1,142 | +2% | |||
| 91 | $JNJ | JOHNSON & JOHNSON | Healthcare | $246K | 0.1% | 928 | +3% | |||
| 92 | $AVGO | Broadcom Inc. | Technology | $243K | 0.1% | 691 | +4% | |||
| 93 | — | VANGUARD INDEX FDS - MRNGSTR SML CP V | — | $241K | 0.1% | 1,042 | -0.1% | |||
| 94 | — | INNOVATOR ETFS TRUST - INTL DEVELOPED P | — | $235K | 0.1% | 7,500 | -7% | |||
| 95 | $BURL | Burlington Stores, Inc. | Consumer Discretionary | $231K | 0.1% | 866 | — | |||
| 96 | — | SCHWAB STRATEGIC TR - INTL EQTY ETF | — | $229K | 0.1% | 8,338 | +4% | |||
| 97 | — | PGIM ROCK ETF TR - S&P 500 BUFFER | — | $224K | 0.1% | 7,051 | -21% | |||
| 98 | $IVZ | Invesco Ltd. | Financials | $216K | 0.1% | 11K | New | |||
| 99 | $SPCX | SPACE EXPLORATION TECHNOLOGIES CORP | Technology | $215K | 0.1% | 1,423 | New | |||
| 100 | — | DIMENSIONAL ETF TRUST - ULTR FIX INC ETF | — | $214K | 0.1% | 4,247 | -66% | |||
| 101 | — | ISHARES TR - RUS 1000 VAL ETF | — | $209K | 0.1% | 843 | -0.2% | |||
| 102 | — | SPDR SERIES TRUST - ST NUVE HIGH ETF | — | $203K | 0.1% | 8,641 | New | |||
| 103 | — | PGIM ROCK ETF TR - S&P 500 BUFFER | — | $202K | 0.1% | 6,050 | -20% |
What changed in Q3 2026
Against the previous quarter's 13F: 5 new, 37 added to, 53 trimmed, 13 sold out. Share-count changes; largest moves by dollar size first.
New positions (5)
Added to (37)
- JANUS DETROIT STR TR - HENDERSON MTG+19%
now $20.9M
- ISHARES TR - CORE MSCI EAFE+9%
now $13.0M
- VANGUARD INDEX FDS - REAL ESTATE ETF+4%
now $18.3M
- VANGUARD INDEX FDS - MRNGSTR TTL STK+35%
now $2.2M
- ISHARES INC - CORE MSCI EMKT+8%
now $5.4M
- VANGUARD INDEX FDS - EXTEND MKT ETF+1.0%
now $28.2M
+31 more in the Excel export
Trimmed (53)
- VANGUARD SCOTTSDALE FDS - INT-TERM CORP-58%
now $16.1M
- VANGUARD SCOTTSDALE FDS - INTER TERM TREAS-33%
now $25.0M
now $7.1M · held 11+ qtrs
- ISHARES TR - CORE DIV GRWTH-9%
now $18.4M
- VANGUARD SCOTTSDALE FDS - SHRT TRM CORP BD-3%
now $34.6M
now $7.8M · held 11+ qtrs
+47 more in the Excel export
Sold out (13)
$QQQINVESCO QQQ TRUST, SERIES 1was $2.5M
held 1 qtr
- SPDR SERIES TRUST - ST INTER BD ETFwas $572K
$XOM.R34088EXXON MOBIL CORPwas $484K
held 4 qtrs
$PEPPEPSICO INCwas $358K
held 3 qtrs
$EAELECTRONIC ARTS INC.was $287K
held 8 qtrs
+7 more in the Excel export
Holdings by quarter
Every 13F CYPRESS FINANCIAL PLANNING LLC has filed, 17 earlier quarters. Pick one to see what it held then.
Is it too late to follow CYPRESS FINANCIAL PLANNING?
Q3 2026 13F filed with the SEC on Oct 9, 2026. Prices are closing prices as of Oct 26, 2026.
Average quality of CYPRESS FINANCIAL PLANNING's top 20 holdings: 75/100 (our AI quality score, weighted by position size; 17 of the 20 are scored)
Top 10 since filing
-1.1%
Value-weighted move of the 10 largest stock positions
Turnover
6%
Last quarter; 18% over the last 4
Top 10 weight
68%
Share of the stock portfolio in its 10 largest positions
Held 4+ quarters
72%
Share of portfolio value in positions held a year or more
Highest-quality names it owns(among its 100 largest positions)
The 8 highest-scoring companies in this portfolio are a Pro feature.
How these are measured
- Moves since the quarter-end and since the filing date use our own daily closing prices, from the close on (or just before) each date to the latest close.
- Turnover is the lesser of shares bought or sold in a quarter, valued at the quarter-end prices in the 13F, divided by the average of the two quarters' stock portfolio values.
- Quarters held and add/trim streaks count back only through quarters whose filed holdings add up to the filing's own cover-page total (back to Q1 2024 for this fund). A change counts as an add or a trim when the split-adjusted share count moves by more than 1%.
- Estimate, not the fund's reported cost. For each quarter in the current holding period in which the fund's share count rose (split-adjusted), we take that quarter's average daily close and weight it by the shares added; sales do not change an average cost. Quarters where the stock's price history and the 13F's own implied price disagree by more than 2x are left out.
- Put and call option rows report the value of the underlying shares, not a position the fund paid for, so they are left out of all of the above.
Portfolio Overview
CYPRESS FINANCIAL PLANNING LLC disclosed 103 positions worth $373.5M in its Form 13F-HR for Q3 2026 — $370.8M in common stock plus $2.7M of put/call option positions (reported at underlying notional value, not premium at risk). During the quarter the fund opened 5 new positions and exited 13 — including a new stake in $IVZ and a full exit from $QQQ. The portfolio is most concentrated in Other (88.7% of disclosed assets). All figures are sourced directly from CYPRESS FINANCIAL PLANNING LLC’s Form 13F-HR filing with the SEC under CIK 1937021.
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