Carter Financial, LLC

Portfolio Overview

Carter Financial, LLC disclosed 33 positions worth $133.4M in its Form 13F-HR for Q2 2026. During the quarter the fund opened 5 new positions and exited 0. The portfolio is most concentrated in Other (96.9% of disclosed assets). All figures are sourced directly from Carter Financial, LLC’s Form 13F-HR filing with the SEC under CIK 2115533.

• VANGUARD INDEX FDS - GROWTH ETF

  —

  Quality

  $33.2M385,809 sh

• VANGUARD INDEX FDS - TOTAL STK MKT

  —

  Quality

  $27.6M74,694 sh

• CAPITAL GROUP DIVIDEND VALUE - SHS CREAT UNIT

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  Quality

  $20.2M409,548 sh

• FIRST TR EXCHANGE-TRADED FD - FST LOW OPPT EFT

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  Quality

  $13.5M271,854 sh

• VANGUARD INDEX FDS - VALUE ETF

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  Quality

  $11.4M52,230 sh

• VANGUARD INDEX FDS - SMALL CP ETF

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  Quality

  $6.5M21,353 sh

• VANGUARD INDEX FDS - REAL ESTATE ETF

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  Quality

  $2.8M28,749 sh

• VANGUARD INDEX FDS - S&P 500 ETF SHS

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  Quality

  $2.2M3,150 sh

• J P MORGAN EXCHANGE TRADED F - ULTRA SHT MUNCPL

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  Quality

  $2.0M40,016 sh

• J P MORGAN EXCHANGE TRADED F - MUNICIPAL ETF

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  Quality

  $1.6M32,518 sh

Showing top 10 of 33 holdings.

Full Holdings — Carter Financial, LLC (Q2 2026)

All 33 disclosed positions from the latest Form 13F-HR, with quarter-over-quarter share changes and 13F Pro quality scores. Sourced from SEC EDGAR.

#	Ticker	Company	Value	Weight	QoQ	Quality
1	—	VANGUARD INDEX FDS - GROWTH ETF	$33.2M	24.9%	+497%	—
2	—	VANGUARD INDEX FDS - TOTAL STK MKT	$27.6M	20.7%	-3%	—
3	—	CAPITAL GROUP DIVIDEND VALUE - SHS CREAT UNIT	$20.2M	15.1%	+3%	—
4	—	FIRST TR EXCHANGE-TRADED FD - FST LOW OPPT EFT	$13.5M	10.2%	+14%	—
5	—	VANGUARD INDEX FDS - VALUE ETF	$11.4M	8.5%	-2%	—
6	—	VANGUARD INDEX FDS - SMALL CP ETF	$6.5M	4.8%	-3%	—
7	—	VANGUARD INDEX FDS - REAL ESTATE ETF	$2.8M	2.1%	-8%	—
8	—	VANGUARD INDEX FDS - S&P 500 ETF SHS	$2.2M	1.6%	+27%	—
9	—	J P MORGAN EXCHANGE TRADED F - ULTRA SHT MUNCPL	$2.0M	1.5%	+1%	—
10	—	J P MORGAN EXCHANGE TRADED F - MUNICIPAL ETF	$1.6M	1.2%	+27%	—
11	—	SCHWAB STRATEGIC TR - FUNDAMENTAL INTL	$1.6M	1.2%	+44%	—
12	$AAPL	Apple Inc.	$1.6M	1.2%	-6%	76.3
13	—	VANGUARD STAR FDS - VG TL INTL STK F	$1.4M	1.0%	-1%	—
14	—	VANGUARD MUN BD FDS - TAX EXEMPT BD	$1.0M	0.8%	+0%	—
15	—	GLOBAL X FDS - S&P 500 CATHOLIC	$671,949	0.5%	+0%	—
16	$V	VISA INC.	$596,634	0.5%	+0%	82.7
17	—	SCHWAB STRATEGIC TR - US LCAP GR ETF	$568,106	0.4%	+42%	—
18	—	J P MORGAN EXCHANGE TRADED F - ULTRA SHRT ETF	$536,143	0.4%	+0%	—
19	$SRE	SEMPRA	$377,886	0.3%	+0%	41.6
20	$BRK.B	BERKSHIRE HATHAWAY INC	$344,769	0.3%	+0%	73.6
21	—	CAPITAL GROUP INTL FOCUS EQT - SHS CREAT UNIT	$334,533	0.3%	+0%	—
22	—	SCHWAB STRATEGIC TR - US BRD MKT ETF	$332,577	0.3%	+0%	—
23	—	VANGUARD BD INDEX FDS - INTERMED TERM	$329,350	0.3%	+0%	—
24	—	FIRST TR EXCHANGE TRADED FD - SMID RISNG ETF	$327,735	0.3%	+21%	—
25	$CAT	CATERPILLAR INC	$319,470	0.2%	+0%	66.3
26	—	J P MORGAN EXCHANGE TRADED F - ACTIVE BOND ETF	$313,136	0.2%	NEW	—
27	—	SCHWAB STRATEGIC TR - US DIVIDEND EQ	$261,639	0.2%	+0%	—
28	—	FIRST TR EXCHNG TRADED FD VI - FT LADD BUFF ETF	$256,331	0.2%	+0%	—
29	—	ISHARES TR - MSCI USA MIN ETF	$249,831	0.2%	NEW	—
30	$MSFT	MICROSOFT CORP	$236,495	0.2%	+0%	79.7
31	$ABBV	AbbVie Inc.	$216,914	0.2%	NEW	72.5
32	$FITB	FIFTH THIRD BANCORP	$210,204	0.2%	NEW	63
33	$HD	HOME DEPOT, INC.	$202,791	0.1%	NEW	60.1